The top-rated final expense insurance agent in Hackensack, New Jersey is Omar Juarbe - State Farm Insurance Agent, rated 4.9 stars across 491 reviews. Other highly rated options include JN Insurance Agency, Cosmo Insurance Agency, GRAHAM FAMILY AGENCY. This directory lists 15 final expense insurance agents serving Hackensack.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Omar Juarbe - State Farm Insurance Agent | 379 Main St 1st Floor | (551) 287-6993 |
| 2 | JN Insurance Agency | 131 Main St Suite 160 | (201) 877-9333 |
| 3 | Cosmo Insurance Agency | 2 University Plaza Dr Suit 100 | (201) 817-1388 |
| 4 | GRAHAM FAMILY AGENCY | 3 Elm Ave | (201) 355-3252 |
| 5 | Kusel Associates Insurance | 190 Moore St | (201) 489-6366 |
| 6 | Alfredo Caba | 235 Moore St Suite 101 | (201) 279-1231 |
| 7 | Americas Group | 235 Moore St Suite 101 | (201) 843-3791 |
| 8 | Farmers Insurance - Alex Vivien | 433 Essex St Ste 2 | (201) 336-0006 |
| 9 | Angelly Insurance Multiservice Agency | 104 Johnson Ave | (201) 291-3888 |
| 10 | Premier insurance | 210 S Newman St | (551) 288-1286 |
Omar Juarbe - State Farm Insurance Agent serves the greater Hackensack, New Jersey metro area as a local final expense insurance agent. This agency assists residents in planning for end-of-life costs by providing policies designed to cover funeral arrangements, outstanding medical bills, and other final debts. Their services focus on easing the financial burden on families during a difficult time. The agency specifically handles final expense life insurance for seniors and helps secure simple burial policies that offer predictable coverage.
JN Insurance Agency in Hackensack, New Jersey provides final expense insurance policies to help families cover end-of-life costs. The agency offers straightforward plans that pay benefits directly to beneficiaries upon the policyholder’s passing, ensuring funds are available for funeral expenses and outstanding debts without burdening loved ones. It maintains these policies with clear explanations of coverage options and assists clients in choosing the right benefit amounts. JN Insurance Agency serves single-family homes as well as local apartments, retail businesses, and restaurants throughout the Hackensack area.
Cosmo Insurance Agency assists clients in Hackensack, New Jersey with essential insurance planning, focusing specifically on final expense policies to cover end-of-life costs. This agency helps individuals arrange financial protection for funeral services and related final obligations. The company can guide families through policy options suited to their needs. Its services apply to various commercial environments, including local offices, storage warehouses, and food service establishments across the region.
Graham Family Agency, serving families and their older members in Hackensack, New Jersey, focuses on helping clients arrange final expense insurance coverage. This type of insurance is designed to manage end-of-life costs such as funeral services and medical bills. The agency provides information and guidance to individuals seeking to ease potential financial burdens for their relatives. It works with families who wish to prepare for these future expenses. Graham Family Agency also offers its services in surrounding communities throughout Bergen County.
Serving Hackensack, New Jersey, and the surrounding Bergen County communities, Kusel Associates Insurance handles final expense insurance arrangements for local families. This type of coverage is designed to help pay for end-of-life costs such as funeral services, burial plots, and outstanding medical bills. The agency works with clients to understand their individual needs and budget constraints. To handle a typical job, it recommends policy amounts sufficient to cover common final expenses while keeping monthly premiums affordable for the policyholder.
Alfredo Caba provides final expense insurance services in Hackensack, New Jersey, distinguishing between a one-time policy purchase and the option for recurring premium payments over time. Coverage is designed to help loved ones manage end-of-life costs, including funeral expenses and outstanding medical bills, ensuring financial peace of mind. This agent guides clients through selecting appropriate benefit amounts to suit their individual needs and budget. Service is conducted on an as-needed basis, allowing consultation and policy setup whenever a client decides to prepare.
Americas Group specializes in final expense insurance, offering policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. It serves residents in and around Hackensack, New Jersey, helping individuals secure affordable coverage to relieve their families of financial burdens. Policy options typically require no medical exam, focusing on acceptance regardless of health status. The company assists clients with understanding benefit amounts and monthly premiums. As winter holiday seasons approach, it helps loved ones protect against the unexpected expenses that can arise during this high-spending time.
As the seasons change in Hackensack, families often begin planning for financial peace of mind, which includes arranging coverage for final expenses. Farmers Insurance - Alex Vivien responds to this local need by offering final expense insurance policies designed to cover funeral costs and other end-of-life obligations. These services assist residents in ensuring their loved ones are not burdened with unexpected financial strain during difficult times. A typical initial step involves an in-person inspection or assessment of the individual’s current coverage and personal preferences to begin the policy evaluation.
Angelly Insurance Multiservice Agency in Hackensack, New Jersey, provides general insurance coverage solutions for local residents and businesses. Its specialty focus is final expense insurance, helping individuals plan for end-of-life costs with straightforward policies. The agency assists clients in navigating coverage options that ease the financial burden on families. For commercial operations, it offers protection for a variety of professional settings, including offices, warehouses, and food service businesses.
Premier insurance provides final expense insurance guidance to families and individuals throughout the Hackensack, New Jersey area. Agents meet with clients at their residences to explain policy options suited for covering end-of-life costs. The company also assists local small businesses with offerings such as employee coverage plans. Services reach clients across Bergen County and surrounding communities. Following an initial enrollment, the agency conducts follow-up consultations between regular visits to adjust plans as personal circumstances evolve.
What Does a a Final Expense Insurance Agent in Hackensack Cost?
Typical costs for final expense insurance in New Jersey range from 30 to 100 dollars per month for a 10000 dollar policy. Premiums depend on your age, health, and the insurance company. For a 65-year-old non-smoker, a 10000 dollar policy might cost 40 to 60 dollars monthly. Costs vary by case. This is general information, not insurance advice.
About final expense insurance agents in Hackensack
Final expense insurance agents in Hackensack help residents secure coverage for funeral costs and end-of-life expenses. New Jersey law requires funeral homes to provide a general price list, making it easier to plan for these costs. Agents can explain how final expense policies work with local funeral providers in Bergen County.
Frequently Asked Questions
What is final expense insurance in Hackensack New Jersey?
Final expense insurance is a whole life policy with a small death benefit, usually between 5000 and 25000 dollars. It covers funeral costs and other final bills. In New Jersey, these policies do not require a medical exam for approval.
How do New Jersey laws affect final expense insurance?
New Jersey has a 30-day free look period for life insurance policies, including final expense plans. This means you can cancel within 30 days for a full refund. The state also requires agents to be licensed by the New Jersey Department of Banking and Insurance.
What does a final expense insurance agent do in Hackensack?
An agent helps you compare policies from different carriers to find a plan that fits your budget. They explain policy terms, such as waiting periods and benefit amounts. They also assist with the application process and answer questions about New Jersey specific regulations.
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