The top-rated final expense insurance agent in Saddle Brook, New Jersey is Manny Coby - State Farm Insurance Agent, rated 4.9 stars across 266 reviews. Other highly rated options include C. Tony Cigna: Allstate Insurance, Lee, Nolan & Koroghlian, LLC, New York Life Insurance. This directory lists 12 final expense insurance agents serving Saddle Brook.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Manny Coby - State Farm Insurance Agent | 275 Market St | (201) 368-9080 |
| 2 | C. Tony Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 3 | Lee, Nolan & Koroghlian, LLC | Park 80 West, Plaza, 250 Pehle Ave I, Suite 405 | (973) 237-0100 |
| 4 | New York Life Insurance | 250 Pehle Ave #900 | (201) 845-6900 |
| 5 | The Benefit Source, LLC | 250 Pehle Ave #405 | (973) 237-4330 |
| 6 | My Insurance Broker LLC | 250 Pehle Ave Suite 200 | (201) 797-2060 |
| 7 | 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin | 250 Pehle Ave #900 | (917) 789-4948 |
| 8 | Calogero Cigna: Allstate Insurance | 190 Market St | (973) 778-1600 |
| 9 | Marsh McLennan Agency | Park 80 West, Plaza Two, 250 Pehle Ave Suite 400 | (201) 845-6600 |
| 10 | Catherine Rabidis, Financial Professional - New York Life | 250 Pehle Ave #900 | (201) 845-6900 |
Manny Coby - State Farm Insurance Agent serves residents of Saddle Brook and surrounding Bergen County, New Jersey, specializing in final expense insurance. This professional provides coverage tailored to help families manage end-of-life costs, including funeral expenses and outstanding debts. By working directly with clients to assess their needs, the office offers practical solutions for burial planning. Among its services, the agency handles final expense policies that cover funeral arrangements and provides support for estate settlement.
C. Tony Cigna: Allstate Insurance in Saddle Brook, NJ, provides final expense insurance services to help clients cover end-of-life costs. It offers policies designed to manage funeral and burial expenses, with plans that can include steady premium payments and straightforward benefit payouts. The agency assists families in navigating these financial arrangements without undue burden. Its services cater to local residents with various property types, including single-family homes, apartments, retail locations, and restaurants.
Lee, Nolan & Koroghlian, LLC serves families and individuals in the Saddle Brook, New Jersey area who are looking to finalize their end-of-life planning. The company provides final expense insurance agent services, helping clients obtain coverage for burial costs, medical bills, and other related final expenses. These policies are designed to relieve the burden on loved ones by ensuring sufficient funds are available when needed. The team also assists neighboring communities in Bergen County, such as Hackensack, with these important financial arrangements.
Serving Saddle Brook and the surrounding communities across Bergen County, New York Life Insurance handles final expense insurance for residents seeking straightforward protection. This agency addresses estate-planning needs by helping individuals secure coverage for end-of-life costs like funerals and medical bills. The typical job begins with a personalized consultation to review a client’s financial circumstances and desired benefit amount, then progresses to explaining policy options that align with a fixed budget. To complete a case, the agent verifies eligibility and documents final choices in a clear, signed agreement.
The Benefit Source, LLC, located in Saddle Brook, NJ, explains the difference between a one-time final expense policy payable in a single premium and recurring monthly or annual payment options for continuous coverage. These plans help cover funeral and burial expenses, easing the financial burden for loved ones. The agency serves local residents needing straightforward life insurance for end-of-life costs. Their service to clients runs on both a one-time and an as-needed basis, depending on the policy type chosen.
My Insurance Broker LLC specializes in helping families arrange final expense coverage that eases the financial burden of end-of-life costs. From its office in Saddle Brook, NJ, the agency guides clients through policy options designed to cover funeral expenses and outstanding debts. It works closely with individuals to understand their unique needs, ensuring clarity about what each plan provides. This service is particularly valuable for families planning ahead during seasonal transitions, such as preparing arrangements before winter holidays arrive.
뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin provides final expense insurance services to clients in Saddle Brook, New Jersey. The company assists individuals in planning for end-of-life costs through straightforward insurance policies. Services include helping clients understand policy options and guiding them through the application process. Routine policy maintenance is handled to ensure coverage remains active and beneficiaries are properly designated. The firm serves families, retirees, and individuals seeking to manage burial or funeral expenses. It services single-family homes, apartments, retail locations, and local restaurants.
As families in Saddle Brook, NJ, begin planning for inevitable end-of-life costs, a practical need often arises for straightforward funeral expense coverage. Calogero Cigna: Allstate Insurance serves this community by focusing exclusively on final expense insurance, offering appointments that explain coverage options for burial and other related final costs. Policies are generally designed to cover immediate family needs without requiring a traditional medical examination. The process begins with a confidential initial assessment to review an applicant's age and health history.
Catherine Rabidis, Financial Professional with New York Life, provides final expense insurance solutions for clients in Saddle Brook, New Jersey. This firm helps individuals and families plan for end-of-life costs through specialized coverage that addresses funeral and burial expenses. The agent works with local residents to understand their specific needs and presents suitable policy options from New York Life. Services are available to clients in various settings throughout the region, including offices, warehouses, and food service establishments.
What Does a a Final Expense Insurance Agent in Saddle Brook Cost?
Final expense insurance costs in New Jersey depend on your age, gender, and health. For a healthy 65-year-old, a 10,000 dollar policy may cost 40 to 70 dollars per month. Older applicants or those with chronic conditions may see premiums of 80 to 150 dollars monthly. These figures are estimates only. This is general information and not insurance advice.
About final expense insurance agents in Saddle Brook
Final expense insurance agents in Saddle Brook, New Jersey help residents secure coverage for funeral costs and outstanding debts. New Jersey law requires funeral homes to accept preneed funeral contracts funded by life insurance, making final expense policies a practical option for local families. These agents guide you through policy options that comply with state regulations.
Frequently Asked Questions
What does a final expense insurance agent in Saddle Brook do?
A final expense insurance agent helps you choose a small life insurance policy to cover funeral costs and medical bills. They explain policy terms, compare carriers, and assist with application forms. In New Jersey, these policies are often used to fund preneed funeral contracts.
How does New Jersey law affect final expense insurance?
New Jersey requires that life insurance proceeds for funeral expenses be paid directly to the beneficiary or funeral home as specified. The state also regulates preneed funeral contracts under the New Jersey Funeral Service Practice Act. This ensures funds are used as intended.
What is the typical cost for final expense insurance in Saddle Brook?
Costs vary based on age, health, and coverage amount. Monthly premiums for a 65-year-old in New Jersey typically range from 30 to 100 dollars for 5,000 to 15,000 dollars of coverage. Smokers and those with health conditions may pay more.
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