The top-rated final expense insurance agent in Jersey City, New Jersey is Kacey Padlo - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Leap, Tawanda Jackson - State Farm Insurance Agent, Alberto Santana - State Farm Insurance Agent. This directory lists 23 final expense insurance agents serving Jersey City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kacey Padlo - State Farm Insurance Agent | 419 Monmouth St | (201) 918-3793 |
| 2 | Leap | 111 Town Square Pl Suite 401 | (800) 898-5309 |
| 3 | Tawanda Jackson - State Farm Insurance Agent | 422 West Side Ave | (201) 209-0290 |
| 4 | Alberto Santana - State Farm Insurance Agent | 1652 John F. Kennedy Blvd | (201) 332-3344 |
| 5 | Hemant Jiwnani - State Farm Insurance Agent | 3029 John F. Kennedy Blvd | (201) 653-1770 |
| 6 | Goosehead Insurance - Paula Keung | 101 Hudson St Suite 2122 | (551) 261-5005 |
| 7 | Joe Nachbaur - State Farm Insurance Agent | 505 Central Ave | (201) 222-8866 |
| 8 | Soliman Agency LLC: Allstate Insurance | 844 Bergen Ave | (201) 332-6999 |
| 9 | J&J Assurance Group | 550 West Side Ave | (201) 736-5188 |
| 10 | JC Professional Insurance | 489 Central Ave | (201) 222-5220 |
Kacey Padlo, a State Farm Insurance agent in Jersey City, NJ, provides final expense insurance policies designed to cover end-of-life costs for clients. The agency assists with policy selection and application processes. Service plans include periodic policy reviews to ensure sufficient coverage. They help residents with the financial preparation of their estates. The agent services individuals, families, and owners of single-family homes and apartments in the local area.
Leap serves Jersey City and the surrounding Hudson County area, specializing in final expense insurance agent services for seniors and families. The company assists clients in planning for end-of-life costs with tailored coverage options. Their work focuses on simplifying the often-complex process of selecting appropriate policies. They help individuals secure financial protection for funeral expenses and outstanding medical bills, providing clear guidance through each step. Final expense insurance is designed to relieve loved ones of financial burdens during difficult times. Leap handles burial insurance plans and pre-need funeral coverage in this region.
Tawanda Jackson State Farm Insurance Agent in Jersey City serves homeowners and families seeking final expense insurance to help cover end-of-life costs. The agency specializes in permanent life insurance policies designed to handle burial expenses and outstanding medical bills. This coverage provides financial support for loved ones during a difficult time. Clients can discuss policy options that align with their specific needs and budget. The agency also assists residents in neighboring communities throughout Hudson County, including the downtown and waterfront areas of Jersey City.
Alberto Santana - State Farm Insurance Agent serves Jersey City, New Jersey, and the surrounding Hudson County communities. The agency handles final expense insurance for clients looking to cover end-of-life costs. These policies typically provide a lump-sum benefit to beneficiaries for funeral arrangements and medical bills. The company focuses on helping local families secure coverage that aligns with their budget and needs. It generally recommends a policy that offers adequate coverage while maintaining manageable monthly premiums through an initial needs assessment.
Hemant Jiwnani - State Farm Insurance Agent in Jersey City, NJ, serves clients seeking final expense insurance, distinguishing between plans that require a single premium payment and those offering flexible recurring payment options to manage policy administration. Coverage helps address end-of-life costs like burial and unpaid medical bills without burdening relatives. Policyholders may choose between initial enrollment and ongoing adjustments according to their changing needs. In this area, service typically runs on a one-time or as-needed basis upon request for policy review or amendments.
As Jersey City families begin planning for their later years, the need for predictable final expense coverage often arises. Goosehead Insurance, with agent Paula Keung, provides guidance on policies designed to cover funeral costs and medical debts after passing. A straightforward initial consultation considers each client’s household income and specific local burial preferences. This process helps clarify available coverage amounts before committing to a plan. The service begins with a simple, no-obligation needs assessment, reviewing any existing policies the client may hold.
Joe Nachbaur - State Farm Insurance Agent in Jersey City, NJ specializes exclusively in final expense insurance, offering policies designed to cover funeral costs and end-of-life debts for local seniors. The agent provides general insurance services through State Farm's standard portfolio, addressing clients' broader financial protection needs. This specific final expense focus helps families avoid unexpected financial burdens during a difficult time. Many aging residents in Jersey City seek such coverage to ensure they will not leave loved ones scrambling for funds when a wintertime or sudden health emergency occurs.
Soliman Agency LLC: Allstate Insurance operates as a final expense insurance agent in Jersey City, New Jersey, helping individuals plan for end-of-life costs through manageable policies. The agency specializes in supplementing standard coverage with options tailored to burial and funeral expenses. Supporting local business owners and families, the agent can serve commercial sectors such as offices, warehouses, and food service establishments, providing straightforward guidance on suitable final expense arrangements.
J&J Assurance Group provides final expense insurance services to residents of Jersey City and the surrounding area. The agency helps individuals and families arrange coverage that addresses end-of-life financial needs. Operating locally, the company focuses on guiding clients through policy selection with clear, straightforward information. The team works with various providers to find appropriate solutions for different budgets and circumstances. Business clients can also access commercial coverage options for their organizations. J&J Assurance Group ensures clients receive necessary follow-up support and policy reviews between regular scheduled visits.
JC Professional Insurance serves Jersey City and the surrounding area as a final expense insurance agent, offering coverage designed to handle end-of-life costs. The company assists clients in selecting plans that address funeral expenses, medical bills, and other debts left behind. Families in the region often seek out its services for whole life policies that maintain their value over time. Specialty services include arranging simplified issue plans that require no medical exam for qualifying applicants.
What Does a a Final Expense Insurance Agent in Jersey City Cost?
Typical final expense insurance costs in New Jersey range from 25 to 100 dollars per month for coverage between 5,000 and 25,000 dollars. Premiums depend on your age, health status, and the insurance company. Some policies offer level premiums that do not increase over time. This is general information and not insurance advice.
About final expense insurance agents in Jersey City
Final expense insurance agents in Jersey City help residents secure coverage for funeral and burial costs. New Jersey law requires funeral homes to provide a general price list, and final expense policies can cover these expenses. Agents licensed in New Jersey can guide you through policy options that fit your budget.
Frequently Asked Questions
What does a final expense insurance agent do in Jersey City?
A final expense insurance agent helps you compare policies that pay for funeral and burial costs. They explain coverage limits, premiums, and how New Jersey insurance regulations apply. The agent can also help you choose a policy that meets your needs without exceeding your budget.
Is a medical exam required for final expense insurance in New Jersey?
Most final expense insurance policies in New Jersey do not require a medical exam. Some policies ask health questions on the application. Guaranteed issue policies are available for those with health conditions but may have a waiting period for full benefits.
How much does final expense insurance cost in Jersey City?
Costs vary based on age, health, and coverage amount. In New Jersey, a 65-year-old in good health might pay 30 to 70 dollars per month for a 5,000 to 15,000 dollar policy. Older applicants or those with health issues may pay higher premiums.
Final Expense Insurance Agents in Other New Jersey Cities
Bayonne · Bloomfield · Brick Township · Bridgewater · Cedar Grove · Cherry Hill Township · Clifton · Cranford · East Brunswick · East Hanover · Edison · Egg Harbor Township · Elizabeth · Fort Lee · Galloway