ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeFinal Expense Insurance AgentsIowa › West Des Moines

Find Final Expense Insurance Agents Near You in West Des Moines, IA

Browse final expense insurance agents serving West Des Moines, Iowa. Updated 2026-07-14.

The top-rated final expense insurance agent in West Des Moines, Iowa is Crumes Insurance, LLC, rated 5.0 stars across 84 reviews. Other highly rated options include The Davison Agency, Globe Life Liberty National Division: Nuckolls Agencies, Homesteaders Life Company. This directory lists 19 final expense insurance agents serving West Des Moines.

Showing 19 final expense insurance agents in West Des Moines, IAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Crumes Insurance, LLC950 Office Park Rd Ste 114(641) 799-2506
2The Davison Agency1501 42nd St Suite 200(515) 205-9052
3Globe Life Liberty National Division: Nuckolls Agencies1001 Grand Ave(417) 731-4006
4Homesteaders Life Company5700 Westown Pkwy(800) 477-3633
5Scott Insurance Services1100 Grand Ave(515) 267-0405
6Midland National Life Insurance Company8300 Mills Civic Pkwy(800) 923-3223
7The Accel Group - West Des Moines7000 Vista Dr Suite 300(515) 223-1600
8Kathleen Smith6911 Vista Dr(515) 513-5899
9Valley Junction Insurance Services509 5th St(515) 277-5049
10Independent Insurance Agents of Iowa, Inc.4000 Westown Pkwy #200(515) 717-3214
CI
950 Office Park Rd Ste 114
Crumes Insurance, LLC
Final Expense Insurance Agent · West Des Moines, IA

Crumes Insurance, LLC serves the West Des Moines, Iowa metro area as a final expense insurance agent. The firm assists families with planning for end-of-life costs through specialized life insurance policies designed to cover funeral expenses and outstanding medical bills. It also provides guidance on managing burial arrangements and final medical obligations. The company handles policy comparisons for affordable coverage limits and helps clients navigate the application process for immediate benefit payouts.

DA
1501 42nd St Suite 200
The Davison Agency
Final Expense Insurance Agent · West Des Moines, IA

Serving seniors and families in West Des Moines, The Davison Agency assists clients with final expense insurance to cover end-of-life costs. The company helps residents secure whole life policies that pay for funeral expenses and outstanding bills. Navigating these financial planning decisions, the agent provides guidance on benefit amounts and policy terms suitable for fixed budgets. Coverage is also available for individuals in nearby Clive and the surrounding Dallas County metro area.

GL
1001 Grand Ave
Globe Life Liberty National Division: Nuckolls Agencies
Final Expense Insurance Agent · West Des Moines, IA

Serving West Des Moines and the surrounding Iowa communities, this local agency focuses exclusively on final expense insurance, helping clients secure funds for end-of-life costs and funeral arrangements. It handles policies that cover burial expenses and outstanding debts, ensuring family financial peace of mind. The typical process begins with a straightforward needs assessment, then presents clear policy options to match individual budgets. Each case is approached with patience and attention to detail, guiding clients step by step through the application.

HL
5700 Westown Pkwy
Homesteaders Life Company
Final Expense Insurance Agent · West Des Moines, IA

Homesteaders Life Company provides final expense insurance services to clients throughout the West Des Moines, Iowa, area. It assists individuals with securing policies designed to cover end-of-life costs such as funeral arrangements and outstanding medical bills. The company maintains its service offerings to ensure clients receive clear and straightforward options for their planning needs. Homesteaders Life Company services single-family homes, apartments, retail establishments, and local restaurants.

SI
1100 Grand Ave
Scott Insurance Services
Final Expense Insurance Agent · West Des Moines, IA

Scott Insurance Services specializes in final expense insurance, helping families in West Des Moines cover funeral and burial costs. It also offers personal guidance to clients planning for end-of-life expenses without upselling unnecessary products. The agency assists individuals in selecting policies that protect loved ones from unexpected financial burdens. This support proves especially valuable when families seek reassurance during the winter months, when cold weather and seasonal health risks often prompt renewed attention to funeral planning and coverage arrangements.

MN
8300 Mills Civic Pkwy
Midland National Life Insurance Company
Final Expense Insurance Agent · West Des Moines, IA

Some final expense insurers offer one‑time payment policies, while others provide recurring‑premium plans that continue as long as premiums are paid. Midland National Life Insurance Company, located in West Des Moines, IA, helps clients secure final expense coverage to manage end‑of‑life costs. The agent can outline both single‑pay and flexible‑payment options for area residents. Service arrangements are determined on an as‑needed basis, with clients choosing either an initial consultation or ongoing account reviews.

AG
7000 Vista Dr Suite 300
The Accel Group - West Des Moines
Final Expense Insurance Agent · West Des Moines, IA

The Accel Group - West Des Moines assists local residents with final expense insurance to manage their end-of-life coverage needs. Their service area encompasses clients throughout the greater West Des Moines region. They focus on providing straightforward policy options that help individuals address funeral costs and outstanding final debts. By maintaining direct communication with each client during the initial process, they ensure plan details are clearly understood. Following a policy purchase or update, this office frequently provides repeat service by reviewing beneficiaries or adjusting coverage between regular family visits.

KS
6911 Vista Dr
Kathleen Smith
Final Expense Insurance Agent · West Des Moines, IA
VJ
509 5th St
Valley Junction Insurance Services
Final Expense Insurance Agent · West Des Moines, IA

Valley Junction Insurance Services offers final expense insurance in West Des Moines, assisting families with funeral and burial cost coverage. The agency guides clients through selecting appropriate policies tailored to end-of-life planning needs. Its work addresses financial preparation for seniors and their loved ones in the local community. The company serves various commercial sectors, including offices, warehouses, and food service establishments.

II
4000 Westown Pkwy #200
Independent Insurance Agents of Iowa, Inc.
Final Expense Insurance Agent · West Des Moines, IA
CA
5725 Raccoon River Dr Suite 130
Clemens Agency
Final Expense Insurance Agent · West Des Moines, IA
(515) 868-0880
clemensagencyins.com
PI
1907 EP True Pkwy
Peak insurance agency services
Final Expense Insurance Agent · West Des Moines, IA
(225) 457-1119
kylabyrne0504162.wixsite.com/peak-insurance-agenc
BL
160 S 68th St Ste 1205
Bankers Life
Final Expense Insurance Agent · West Des Moines, IA
(515) 223-0909
branches.bankerslife.com/ia/west-des-moines/160-s-68th-st
NA
8300 Mills Civic Pkwy
North American Company for Life and Health Insurance
Final Expense Insurance Agent · West Des Moines, IA
(877) 872-0757
northamericancompany.com
CK
6800 Lake Dr #295
Carl Konz Agency
Final Expense Insurance Agent · West Des Moines, IA
(515) 222-0776
ckagency.com
LI
1001 Office Park Rd # 218
Legacy Insurance Service
Final Expense Insurance Agent · West Des Moines, IA
(515) 207-9681
II
6150 Village View Dr #100
Independent Insurance Assoc.
Final Expense Insurance Agent · West Des Moines, IA
(515) 276-1797
iiadsm.com
SD
4949 Pleasant St #204
Simplicity Des Moines
Final Expense Insurance Agent · West Des Moines, IA
(800) 747-5612
simplicitydesmoines.com
BC
1080 Jordan Creek Pkwy Suite 360n
Brokers Clearing House Ltd
Final Expense Insurance Agent · West Des Moines, IA
(515) 223-9479
bchlife.com

What Does a a Final Expense Insurance Agent in West Des Moines Cost?

Typical costs for final expense insurance in Iowa range from 30 to 150 dollars per month depending on age health and coverage amount. A 10000 dollar policy for a 65 year old non smoker may cost around 50 to 70 dollars monthly. Rates are higher for older applicants or those with health conditions. This is general information not insurance advice.

About final expense insurance agents in West Des Moines

Final expense insurance agents in West Des Moines Iowa help residents secure coverage for funeral costs and end of life expenses. Iowa law requires insurance agents to be licensed through the Iowa Insurance Division. Local agents understand the specific needs of families in Polk County and can explain how Iowa probate rules may affect policy payouts.

Frequently Asked Questions

What is final expense insurance in West Des Moines Iowa?

Final expense insurance is a small whole life policy designed to cover funeral costs and medical bills. In Iowa these policies typically have face amounts between 5000 and 25000 dollars. They do not require a medical exam and are popular for seniors on fixed incomes.

How do I choose a final expense insurance agent in West Des Moines?

Look for an agent licensed by the Iowa Insurance Division with experience in burial policies. Ask if they represent multiple insurance carriers so they can compare options for you. Verify their license on the Iowa Insurance Division website before purchasing.

Are there Iowa specific laws for final expense insurance?

Yes Iowa has a 30 day free look period for life insurance policies. This allows you to cancel for a full refund if you change your mind. Also Iowa law requires that beneficiaries receive policy proceeds within 30 days of receiving proof of death.

Final Expense Insurance Agents in Other Iowa Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each final expense insurance agent's credentials and current standing with your state Department of Insurance.