The top-rated final expense insurance agent in Ames, Iowa is Fortress Insurance Services, rated 5.0 stars across 636 reviews. Other highly rated options include Scott Richardson - State Farm Insurance Agent, Louis Slaughter III - State Farm Insurance Agent, AlekCO Insurance. This directory lists 18 final expense insurance agents serving Ames.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fortress Insurance Services | 426 S 17th St | (515) 337-8700 |
| 2 | Scott Richardson - State Farm Insurance Agent | 101 Main St | (515) 232-0030 |
| 3 | Louis Slaughter III - State Farm Insurance Agent | 3515 Lincoln Way #102 | (515) 292-9030 |
| 4 | AlekCO Insurance | 119 Stanton Ave STE 702 | (515) 978-9040 |
| 5 | Pat Brown - State Farm Insurance Agent | 1112 Buckeye Ave | (515) 233-1295 |
| 6 | Severson Insurance Agency, Inc | 3206 Grand Ave #102 | (515) 232-7203 |
| 7 | Shelter Insurance - Mike Dolan | 1228 Grand Ave | (515) 232-3555 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 1416 Buckeye Ave | (515) 232-7060 |
| 9 | Joe Leto - COUNTRY Financial Representative | 315 6th St #205 | (515) 233-3045 |
| 10 | Katherine Frame American Family Insurance | 809 Wheeler St #109 | (515) 232-4142 |
Fortress Insurance Services serves the Ames, Iowa area and surrounding counties as a final expense insurance agent. This type of coverage is designed to help cover end-of-life costs such as funeral arrangements and medical bills. The company works with clients to select policies that fit their individual budgets and needs. It specifically handles burial insurance and simplified issue life insurance to help ease financial burdens during difficult times.
Scott Richardson - State Farm Insurance Agent in Ames, IA, offers final expense insurance policies designed to cover end-of-life costs and provide financial protection for beneficiaries. The agency assists clients in selecting appropriate coverage amounts and helps manage policy details over time. It serves individuals seeking burial or funeral expense planning within local single-family homes, apartments, retail, and restaurants.
Serving senior citizens and their families in Ames, IA, Louis Slaughter III - State Farm Insurance Agent provides final expense insurance coverage for end-of-life planning. This agent helps clients secure policies that cover funeral costs and outstanding debts. The agency guides individuals through simple enrollment options to protect loved ones from financial burden. Services are tailored for those planning ahead or facing urgent needs. Louis Slaughter III also covers the neighboring community of Boone.
In Ames, IA, AlekCO Insurance provides final expense coverage, unlike one-time burial policies that pay out a single sum, through a recurring service option allowing for ongoing policy adjustments as a client’s needs evolve. This covers funeral costs and outstanding medical bills. The agent works directly with individuals to select appropriate benefit amounts. When inquiries arise, service operates on an as-needed basis, with the flexibility to schedule appointments during regular business hours when planning or reviewing a policy.
Pat Brown - State Farm Insurance Agent serves Ames, IA, and the surrounding communities with final expense insurance solutions. This agency helps clients handle the costs associated with end-of-life arrangements, focusing on policies that cover funeral services and outstanding debts. For a typical job, the agent discusses the specific needs of each family and explains available coverage options in a straightforward manner to ensure clear understanding.
Severson Insurance Agency, Inc. specializes in final expense insurance, assisting clients in Ames to cover funeral costs and end-of-life expenses. The agency provides general guidance on tailoring coverage to individual needs and budgets. It helps local families secure policies that prevent financial strain during difficult times. Additionally, the company offers support to those planning ahead for retirement or managing concerns about rising death-related costs, particularly as seasonal health events can prompt urgent coverage decisions.
As winter approaches in Ames, many families want to ensure their final expenses are handled without burdening loved ones. Shelter Insurance - Mike Dolan responds by offering focused coverage for end-of-life costs, helping local residents secure affordable burial or funeral benefits. Having a straightforward conversation about these policies allows individuals to explore options that fit their specific needs and budget. An initial assessment begins with a no-obligation review of your current situation to determine the most suitable plan.
Gallagher Insurance, Risk Management & Consulting serves the Ames, Iowa area and surrounding Story County communities as a Final Expense Insurance Agent. This company helps clients with the process of obtaining affordable life insurance policies designed to cover funeral costs and other end-of-life expenses. Their agents work with individuals to compare coverage options from multiple insurance carriers and guide applicants through the paperwork. Gallagher Insurance, Risk Management & Consulting handles Final Expense whole life insurance plans and simplified issue burial policies.
Joe Leto of COUNTRY Financial in Ames, Iowa assists local residents with final expense insurance options designed for end-of-life planning. Home service is their primary focus, as they help families manage burial and funeral costs with tailored coverage. They also provide commercial insurance solutions for area businesses within the Ames community. After an initial policy is set, Joe follows up regularly to ensure needs remain met, offering repeat service and plan adjustments during scheduled visits.
Katherine Frame American Family Insurance provides guidance on financial preparations for end-of-life expenses, helping families address final arrangements. The agency specializes in final expense insurance agent services for seniors and individuals in Ames, IA, through personalized policy options. Policies are structured to cover funeral costs and outstanding debts. The firm supports commercial clients seeking coverage for office spaces, warehouses, and food service operations.
What Does a a Final Expense Insurance Agent in Ames Cost?
Final expense insurance costs in Iowa typically range from 30 to 100 dollars per month for a 5000 to 25000 dollar policy. Premiums depend on your age health and the coverage amount. Costs vary by case and carrier. This is general information not insurance advice.
About final expense insurance agents in Ames
Final expense insurance agents in Ames Iowa help residents secure coverage for funeral costs and end of life expenses. Iowa law requires that life insurance policies include a free look period of at least 10 days. Agents in Ames can guide you through policy options that comply with Iowa insurance regulations.
Frequently Asked Questions
What is a final expense insurance agent in Ames Iowa?
A final expense insurance agent in Ames Iowa helps you purchase a small whole life policy to cover funeral and burial costs. These agents are licensed by the Iowa Insurance Division and must follow state rules for policy disclosures and replacement.
How do I choose a final expense insurance agent in Ames?
Look for an agent licensed in Iowa who has experience with final expense policies. You can verify an agents license through the Iowa Insurance Division website. Ask about policy details like waiting periods and coverage limits.
Are there Iowa specific rules for final expense insurance?
Yes Iowa law gives you a 10 day free look period to cancel a policy for a full refund. Agents must also provide a buyers guide and policy summary. Iowa does not limit the face amount of final expense policies but carriers set their own maximums.
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