The top-rated final expense insurance agent in Wailuku, Hawaii is Mark Zion - State Farm Insurance Agent, rated 5.0 stars across 294 reviews. Other highly rated options include Wayde Omura - State Farm Insurance Agent, Carey Tanaka - State Farm Insurance Agent, Mike Taniguchi - State Farm Insurance Agent. This directory lists 10 final expense insurance agents serving Wailuku.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mark Zion - State Farm Insurance Agent | 2200 Main St suite 530 | (808) 793-3203 |
| 2 | Wayde Omura - State Farm Insurance Agent | 331 Ho'okahi St Ste 105 | (808) 249-0990 |
| 3 | Carey Tanaka - State Farm Insurance Agent | 331 Ho'okahi St Unit 106 | (808) 877-4450 |
| 4 | Mike Taniguchi - State Farm Insurance Agent | 35 Central Ave | (808) 242-5747 |
| 5 | MFA Insurance Inc. | 73 Maluhia Dr | (808) 244-2244 |
| 6 | Business Insurance Services | 2115 Wells St | (808) 244-6006 |
| 7 | Mutual Underwriters | 840 Alua St STE 103 | (808) 249-2163 |
| 8 | Finance Insurance Ltd | 270 Waiehu Beach Rd # 213 | (808) 244-3552 |
| 9 | Kassie Silva - Aflac Insurance Agent | 2065 Main St #101a | (808) 258-7992 |
| 10 | First Hawaii Title Corporation | 2200 Main St Suite 401 | (808) 829-3763 |
Mark Zion - State Farm Insurance Agent serves Wailuku and the broader Maui County area, offering final expense insurance coverage. This type of life insurance helps cover burial, funeral, and other end-of-life costs that families may face. The agency provides personalized consultations to help residents choose appropriate policy amounts based on their individual needs and budgets. It also assists with policy underwriting and claims filing for final expense plans.
Wayde Omura - State Farm Insurance Agent in Wailuku, HI, provides final expense insurance, helping families manage the costs associated with end-of-life arrangements. The agency also offers ongoing policy maintenance and support, ensuring beneficiaries understand their coverage details when needed. Its general services throughout this area include guidance on burial, funeral, and other final debts. The agency serves clients who own single-family homes, apartments, retail spaces, and restaurants in the local community.
Carey Tanaka - State Farm Insurance Agent in Wailuku, HI, serves local residents and families seeking final expense insurance to cover end-of-life costs. The agency helps clients plan for funeral bills, medical debts, and other remaining obligations, ensuring loved ones are not burdened. Policies are chosen based on individual needs, providing straightforward coverage for those facing this important financial decision. Beyond Wailuku, this agent also assists customers in the neighboring Kahului area, extending its support across Central Maui for final expense planning needs.
Mike Taniguchi - State Farm Insurance Agent, based in Wailuku, HI, serves Maui and its surrounding communities by handling final expense insurance policies that help cover end-of-life costs such as funeral services and outstanding debts. This agent works with individuals to secure coverage that provides financial relief for families during a difficult time. For a typical job, the agent first carefully assesses the client's needs and budget before recommending a suitable plan that offers long-term peace of mind.
MFA Insurance Inc., located in Wailuku, HI, helps individuals choose between one-time final expense policies and recurring payment plans to ensure their burial costs are covered. These life insurance policies provide a death benefit specifically designated for funeral expenses and outstanding medical bills. The service is available on either a one-time purchasing basis or through scheduled premium payments, with ongoing policy management provided as needed.
Specializing in final expense insurance policies, Business Insurance Services in Wailuku, HI, helps individuals arrange coverage for end-of-life costs. The company guides clients through policy selection to manage funeral expenses and outstanding debts. It serves local families seeking straightforward planning for financial protection. This final expense agent regularly assists with adjusting coverage to meet changing health circumstances. When seasonal travel between Maui’s communities increases, the company helps ensure policies remain current and accessible for unexpected needs.
After a loved one's passing, families across Wailuku often face urgent questions about covering funeral expenses. Mutual Underwriters serves as a final expense insurance agent, helping local residents arrange small permanent life policies designed for this specific end-of-life need. Their typical service includes presenting clear policy options so that surviving relatives are shielded from out-of-pocket burial costs. Once a client expresses interest, the initial step involves a brief in-home or telephone assessment to review medical history before policy approval.
Finance Insurance Ltd helps clients in Wailuku, Hawaii, plan for end‑of‑life expenses. The agency specializes in final expense insurance, offering burial and funeral cost coverage as an add‑on to basic life policies. Its advisors guide individuals through straightforward policy selections tailored to local burial customs. The company serves commercial clients in diverse sectors, including offices, warehouses, and food service establishments.
Kassie Silva - Aflac Insurance Agent provides final expense insurance services to residents in Wailuku, HI, helping families prepare for end-of-life costs. The company also offers commercial coverage options for local businesses in the area. Service focuses on the Wailuku community and surrounding Maui locations. Policyholders can expect personal assistance during scheduled visits, with follow-up contact made between regular appointments to address any needs or changes in their coverage.
First Hawaii Title Corporation, based in Wailuku, is known for helping families arrange final expense insurance to cover end-of-life costs. The company works with clients to select appropriate whole life policies, ensuring funeral and burial expenses are clearly planned. Serving Wailuku and the surrounding Maui area, the agency focuses on straightforward, needs-based appointments to simplify the underwriting process. Policies offered typically range from modest face values to fit any retirement budget. The agency can also add a guaranteed-issue policy option for those requiring no medical exam.
What Does a a Final Expense Insurance Agent in Wailuku Cost?
Final expense insurance premiums in Hawaii typically range from 30 to 100 dollars per month for a 10,000 dollar policy, depending on your age and health. Some insurers offer guaranteed issue policies with no medical exam but higher premiums. Costs vary by case and insurer. This is general information and not insurance advice.
About final expense insurance agents in Wailuku
Final expense insurance agents in Wailuku help residents plan for end-of-life costs, such as funeral services and burial expenses. Hawaii law requires funeral providers to give a general price list upon request, making it easier to compare costs. Agents can explain how a small whole life policy can cover these expenses and protect your family from financial burden.
Frequently Asked Questions
What does a final expense insurance agent in Wailuku do?
A final expense insurance agent helps you find a life insurance policy to cover funeral and burial costs. They assess your needs and compare plans from different insurers. In Hawaii, agents must be licensed by the Department of Commerce and Consumer Affairs.
Is final expense insurance the same as burial insurance in Hawaii?
Yes, final expense insurance is often called burial insurance. It is a small whole life policy with a death benefit typically between 5,000 and 25,000 dollars. This benefit is paid to your beneficiary to cover funeral and burial costs.
Are there Hawaii laws that affect final expense insurance?
Hawaii Revised Statutes Chapter 431 governs life insurance sales in the state. Agents must follow strict disclosure rules. Also, Hawaii has a 30-day free look period for life insurance policies, allowing you to cancel for a full refund.