The top-rated final expense insurance agent in Lihue, Hawaii is Yukimura & Associates: Allstate Insurance, rated 4.8 stars across 44 reviews. Other highly rated options include Adam Smith - State Farm Insurance Agent, Skip Koenig - State Farm Insurance Agent, Financial Solutions Inc- Bookkeeping, CPA Tax, Financial Planning and Investment Management Firm. This directory lists 18 final expense insurance agents serving Lihue.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Yukimura & Associates: Allstate Insurance | 2987 Umi St STE 101 | (808) 246-2665 |
| 2 | Adam Smith - State Farm Insurance Agent | 4374 Kukui Grove St Ste 103 | (808) 821-2630 |
| 3 | Skip Koenig - State Farm Insurance Agent | 4491 Kolopa St | (808) 632-0406 |
| 4 | Financial Solutions Inc- Bookkeeping, CPA Tax, Financial Planning and Investment Management Firm | 4364 Hardy St Suite B | (808) 977-8808 |
| 5 | Punua Insurance | 4268 Rice St # A | (808) 245-8508 |
| 6 | Eric Kaneda - State Farm Insurance Agent | 2970 Haleko Rd #106 | (808) 245-3554 |
| 7 | Business Insurance | 4485 Pahee St # 140 | (808) 245-2773 |
| 8 | Grace Galiza: Primerica - Financial Services | RICE SHOPPING CTR ANNEX, 4303 Rice St | (808) 645-0111 |
| 9 | Finance Factors | 4393 Kukui Grove St # 101 | (808) 245-3305 |
| 10 | Heritage Insurance HI | 1616 Haleukana St | (808) 431-3375 |
Yukimura & Associates: Allstate Insurance serves the Lihue, Hawaii, area and specializes in final expense insurance agency services. This type of coverage helps families manage funeral and burial costs, providing a designated payout to beneficiaries after a policyholder passes away. The agency assists local residents with life insurance policies designed for individuals over a certain age. Common services include helping clients understand available benefit amounts and simplifying the application process. It also handles needs assessments and payment planning for end-of-life final expenses.
Adam Smith - State Farm Insurance Agent in Lihue, HI, provides final expense insurance services to local residents. The agency helps clients plan for end-of-life costs by offering tailored coverage options and assistance with policy selection. It guides families through the application process and policy maintenance, ensuring coverage remains aligned with individual needs. Ongoing support is available to address questions or adjust plans as circumstances change. The agency services residential properties including single-family homes, as well as local retail establishments and restaurants across the island.
Skip Koenig - State Farm Insurance Agent serves homeowners, families, and retirees in the Lihue area who need final expense insurance to cover end-of-life costs. The agency helps clients choose burial or funeral expense policies that fit their budget and protect their loved ones from financial burden. Policies can provide a lump-sum benefit to cover medical bills, funeral services, and other final obligations. The office also assists with policy reviews and beneficiary updates. This agent additionally serves clients in nearby Kalaheo and the greater Kauai region.
Serving Lihue and the surrounding Kauai communities, Financial Solutions Inc- Bookkeeping, CPA Tax, Financial Planning and Investment Management Firm handles final expense insurance for local families. These policies help cover end-of-life costs such as funeral services and medical bills. The firm typically works with clients to review their coverage needs and compare available policy options. For a standard case, it follows a straightforward process of assessing a client’s budget and then presenting suitable policies that fit that financial picture.
Punua Insurance is a final expense insurance agent in Lihue, Hawaii, specializing in helping families with end-of-life insurance policies. It serves individuals by offering guidance on burial and funeral planning coverage. The company works with clients to determine suitable life insurance options for estate planning needs. It assists local residents with filing claims and policy questions. During hurricane season, Punua Insurance helps clients review their coverage to ensure burial expenses remain secure despite potential island-wide disruptions.
Eric Kaneda - State Farm Insurance Agent in Lihue, HI assists individuals in choosing between one-time final expense policies that fully cover a single event and recurring service options that allow for preplanned, ongoing benefit adjustments. As a final expense insurance agent in the area, the office helps clients tailor coverage to manage burial, funeral, and related end-of-life costs. Service typically runs on a scheduled basis, with periodic policy reviews and claim support available as needed.
As the seasons shift in Lihue, many families begin reviewing important arrangements. Business Insurance provides final expense insurance for residents who wish to plan ahead and relieve loved ones of financial burdens. Agents help clients select appropriate coverage for funeral costs and outstanding debts, focusing on straightforward policies that meet individual budgets. Every initial consultation involves a careful review of a family’s specific needs and potential benefits. The process concludes with a simple one-on-one inspection of current personal documentation.
Grace Galiza: Primerica - Financial Services in Lihue, HI, primarily assists clients with life insurance planning. The company specializes in final expense insurance agent services, helping individuals prepare for the costs of end-of-life arrangements. This involves guiding customers through policy options that can protect their families from financial burden. Its work extends to offering financial services consultations for households seeking simpler estate preparation. The company serves commercial sectors in the region, including local offices, warehouses, and food service businesses.
Finance Factors provides final expense insurance agent services to residential clients in Lihue, HI, helping families plan for end-of-life costs with manageable coverage. The firm also offers similar commercial solutions for businesses needing to support employee or partner funeral expenses. Service extends throughout the Lihue area and neighboring Kauai communities. Following an initial consultation and policy placement, the agent remains available for annual policy reviews or adjustments when life circumstances change between regular visits.
What Does a a Final Expense Insurance Agent in Lihue Cost?
In Hawaii final expense insurance premiums typically range from 30 to 100 dollars per month for coverage between 5000 and 25000 dollars. Actual costs vary based on your age health and the insurance company. Some policies have a two year waiting period for full benefits. This is general information and not insurance advice.
About final expense insurance agents in Lihue
Final expense insurance agents in Lihue help families plan for end of life costs like funerals and burials. Hawaii has a specific prepaid funeral contract law under Hawaii Revised Statutes Chapter 441 that regulates how these plans work. Local agents can explain how these laws affect your coverage choices on Kauai.
Frequently Asked Questions
What does a final expense insurance agent in Lihue do?
A final expense insurance agent helps you choose a small life insurance policy to cover funeral and burial costs. They explain policy options and help you apply. In Hawaii agents must be licensed by the state insurance division.
How much does a final expense policy cost in Hawaii?
Costs depend on your age health and the coverage amount. Typical monthly premiums range from 30 to 100 dollars for a 5000 to 25000 dollar policy. Hawaii law requires agents to clearly disclose all fees and charges.
Can I use a final expense policy for a prepaid funeral in Hawaii?
Yes you can assign a final expense policy to a funeral home for prepaid funeral arrangements. Hawaii Revised Statutes Chapter 441 requires funeral homes to place prepaid funds in a trust or insurance policy. An agent can help coordinate this process.