The top-rated disability insurance agent in Laramie, Wyoming is Insurance Solutions by Laramie Investment Company, Inc., rated 4.9 stars across 201 reviews. Other highly rated options include Range Community Insurance, The Buckman Insurance Agency: Allstate Insurance, Western Skies Insurance Solutions Andrea Senior and Associates. This directory lists 20 disability insurance agents serving Laramie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Insurance Solutions by Laramie Investment Company, Inc. | 104 S 5th St | (307) 742-2103 |
| 2 | Range Community Insurance | 225 E Garfield St | (307) 292-1686 |
| 3 | The Buckman Insurance Agency: Allstate Insurance | 755 N 4th St | (307) 745-3202 |
| 4 | Western Skies Insurance Solutions Andrea Senior and Associates | 2523 E Garfield St Ste E | (307) 343-9020 |
| 5 | Scott McFarland - State Farm Insurance Agent | 1262 N 22nd St Unit A | (307) 742-5246 |
| 6 | Insurance Unlimited | 568 N 3rd St #100 | (307) 745-7447 |
| 7 | Farmers Insurance - Paul Tafoya | 866 N 4th St Ste. 1 | (307) 745-5488 |
| 8 | Andrea Senior | 2523 E Garfield St Ste E | (307) 343-9020 |
| 9 | Burns Insurance | 3908 Grand Ave # 201 | (307) 745-0400 |
| 10 | Mountain West Farm Bureau Mutual Insurance Company | 931 Boulder Dr | (307) 343-1959 |
Insurance Solutions by Laramie Investment Company, Inc. serves the Laramie, Wyoming, metro area as a disability insurance agent. It assists clients in understanding and selecting income protection plans designed to replace a portion of earnings if an injury or illness prevents them from working. The company guides individuals through policy options that align with personal financial situations. It offers services related to short-term disability coverage and long-term disability insurance policies.
Range Community Insurance offers disability insurance agent services to individuals and businesses throughout Laramie, Wyoming, helping policyholders secure income protection for unexpected life events. The company guides clients through plan selection and application procedures while remaining available for policy reviews and claims assistance as needs evolve. This Laramie agency provides its services to a diverse base of clients, including homeowners, apartment renters, retail business owners, and restaurant operators.
The Buckman Insurance Agency: Allstate Insurance serves homeowners, renters, and local business owners in Laramie, WY by helping them secure disability insurance policies. This type of coverage provides income protection if a policyholder cannot work due to illness or injury. The agency assists clients in understanding policy terms and choosing appropriate benefit periods. It also offers support for claims and benefit coordination. Coverage is available for properties and vehicles through Allstate. The agency additionally serves residents and businesses in the surrounding Albany County area and the town of Centennial.
Western Skies Insurance Solutions Andrea Senior and Associates offers clients a choice between one-time disability insurance policy evaluations and recurring service plans that include periodic policy reviews. The agency assists Laramie residents by explaining how disability coverage can replace a portion of lost income during illness or injury, ensuring financial stability. Service appointments are available on either a one-time, scheduled, or as-needed basis, depending on the client’s preference for ongoing support or immediate consultation.
Scott McFarland - State Farm Insurance Agent serves Laramie, Wyoming, and the surrounding communities of Albany County. It handles disability insurance policies designed to replace a portion of income if an injury or illness prevents the policyholder from working. The agency guides clients through understanding benefit periods, elimination periods, and the distinctions between short-term and long-term coverage. To handle a typical job, it reviews the client’s occupation and income needs to recommend appropriate individualized coverage from available policy options.
As winter weather in Laramie leads to slips and seasonal injuries, workers often face time away from their jobs. Insurance Unlimited helps residents in this area replace lost income when a medical condition prevents them from working. Their work focuses on understanding individual employment situations and guiding clients through coverage options suited to Wyoming’s local industries. The initial step involves a simple in-person or phone consultation to review the client’s current earnings and physical job demands before any policy discussion begins.
Farmers Insurance - Paul Tafoya provides comprehensive insurance solutions for clients throughout Laramie, WY, with a specific focus on disability insurance agent services that help protect personal income during illness or injury. This specialty ensures individuals can maintain financial stability when unable to work. The agency supports a variety of commercial sectors, including offices needing coverage for key personnel, warehouses requiring protection for manual workers, and food service operations safeguarding their staff and business continuity.
Andrea Senior provides residential disability insurance to individuals and families in Laramie, Wyoming. Commercial coverage is also available for small and medium-sized businesses needing employee income protection. The service area covers Laramie and the surrounding Albany County region. Each policy is structured to offer financial security after a qualifying injury or illness. Follow-up support is always provided between regular policy reviews and billing cycles to adjust for changing client needs.
Burns Insurance is recognized in Laramie, WY for its focused work as a disability insurance agent, helping local clients select income protection policies suited to their needs. The company serves residents and small business owners who require coverage against lost wages from illness or injury. Services include policy comparison, application assistance, and claims guidance within regional regulations. A specialty service this agency can offer is coordination of group disability plans for medical and professional offices in the area.
Mountain West Farm Bureau Mutual Insurance Company provides disability insurance agent services, specializing in policies that protect income if an injury or illness prevents work. It guides individuals and families through policy options to fit different needs and budgets. In Laramie, Wyoming, its support includes assessing long-term coverage for seasonal workers facing unpredictable winter conditions that may limit employment.
What Does a a Disability Insurance Agent in Laramie Cost?
Disability insurance agent fees in Wyoming vary based on the service provided. Some agents charge an hourly rate between 100 and 300 dollars. Others may work on a contingency basis taking a percentage of back benefits. Costs depend on the complexity of your case and the agent experience. This is general information and not insurance advice.
About disability insurance agents in Laramie
A disability insurance agent in Laramie Wyoming can help you understand your policy and file a claim. Wyoming law requires disability insurance policies to include certain provisions under Wyoming Title 26. Working with a local agent who knows Wyoming regulations can make the process smoother.
Frequently Asked Questions
What does a disability insurance agent in Laramie do?
A disability insurance agent helps you apply for disability benefits and manage your claim. They can explain your policy terms and assist with required documentation. Agents in Laramie are familiar with Wyoming insurance laws and local claim procedures.
Are there time limits for filing a disability claim in Wyoming?
Yes Wyoming insurance policies often have time limits for filing a claim. You should report a disability as soon as possible. Check your policy for specific deadlines as they can vary by insurer.
Can a disability insurance agent help with an appeal in Wyoming?
Yes an agent can guide you through the appeals process if your claim is denied. They can help gather medical evidence and submit a written appeal. Wyoming law requires insurers to provide a reason for denial and a fair review process.