The top-rated disability insurance agent in Casper, Wyoming is Kim Schioldan: Allstate Insurance, rated 4.9 stars across 270 reviews. Other highly rated options include Farmers Insurance - Rory Shogren, Farmers Insurance - Bradley Hamm, Farmers Insurance - Jennifer Sandler. This directory lists 20 disability insurance agents serving Casper.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kim Schioldan: Allstate Insurance | 1957 E A St | (307) 266-2116 |
| 2 | Farmers Insurance - Rory Shogren | 4100 Sweetbrier St STE 101 | (307) 265-0308 |
| 3 | Farmers Insurance - Bradley Hamm | 5830 E 2nd St Ste 2 | (307) 265-0275 |
| 4 | Farmers Insurance - Jennifer Sandler | 135 W 9th St | (307) 265-2200 |
| 5 | The Stengel Agency LLC | 401 E Collins Dr | (307) 333-5208 |
| 6 | Dee Dee Lore: Allstate Insurance | 823 S Center St | (307) 234-8493 |
| 7 | The Bon Agency Insurance | 545 E 2nd St | (307) 234-4551 |
| 8 | Farmers Union Insurance: Jonathan D Schrack | 1740 E 2nd St | (307) 234-1522 |
| 9 | Western Alliance Insurance | 401 E Collins Dr | (307) 333-5208 |
| 10 | Smartt Insurance Agency | 770 E Collins Dr | (307) 472-4800 |
Kim Schioldan: Allstate Insurance serves the Casper, WY area as a disability insurance agent. The agency helps clients understand how disability coverage can replace a portion of lost income if injury or illness prevents them from working. Policy options are tailored to different occupations and individual financial needs within the local community. The team guides applicants through the enrollment process and evaluates wage replacement levels. They handle both short-term and long-term disability insurance policies for residents and businesses in Natrona County.
Farmers Insurance - Rory Shogren provides individual disability income protection and business overhead expense policies to clients in the Casper, Wyoming area. The agency offers ongoing policy reviews and claims support to help maintain coverage that aligns with changing needs. Routine maintenance includes updating benefit amounts and coordinating with payroll providers for premium deductions. This agency services single-family homes, apartments, retail locations, and local restaurants.
Farmers Insurance - Bradley Hamm serves homeowners, businesses, and property managers in Casper, Wyoming, offering disability insurance agent services tailored to local income protection needs. The agency helps clients understand how disability coverage safeguards their earnings during unexpected illnesses or injuries. It guides policyholders through the process of selecting appropriate benefit terms and waiting periods. Clear explanations of coverage options ensure homeowners and business owners can make informed decisions. The agency also extends its services to residents and employers in the Mills area of the Casper metro.
Farmers Insurance - Jennifer Sandler in Casper, WY provides one-time consultations for immediate disability coverage needs as well as recurring service for ongoing policy reviews and adjustments. The agency helps clients select plans that replace income during an illness or injury, ensuring financial stability for local workers and professionals. Services run on a one-time, scheduled, or as-needed basis, with flexible availability tailored to individual client circumstances.
The Stengel Agency LLC serves clients in Casper and the surrounding Natrona County communities, handling disability insurance policies for local professionals and workers. The agency focuses on individual policies that replace income during times of medical leave or injury. It also advises on group plans offered by area employers, explaining benefit structures and elimination periods. To handle a typical job, the agency first reviews a client’s occupation and existing coverage, then compares policy options from several carriers to find a suitable coverage plan.
As the Wyoming wind shifts into winter, locals in Casper often review their financial protections. Dee Dee Lore: Allstate Insurance provides disability insurance agent services to residents safeguarding their income against unexpected illness or injury. This office helps individuals assess their need for coverage that can replace lost earnings during recovery periods. Clients start by scheduling a consultation to review their current income and employment situation. This initial step involves a detailed discussion of personal policy options tailored to their specific circumstances.
The Bon Agency Insurance in Casper, Wyoming provides general insurance services to local individuals and businesses. Its focused disability insurance agent practice helps clients secure income protection for unexpected health issues. This specialty coverage ensures financial stability when illness or injury prevents work. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Casper Cost?
Disability insurance premiums in Wyoming typically range from 1 percent to 3 percent of your annual income. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs depend on your age occupation health and the benefit amount and waiting period you choose. This is general information not insurance advice.
About disability insurance agents in Casper
Disability insurance agents in Casper Wyoming help individuals and businesses find coverage that protects income if illness or injury prevents work. Wyoming law does not require employers to offer disability insurance so many workers seek individual policies. Local agents understand the unique needs of energy industry and ranching professionals in Natrona County.
Frequently Asked Questions
What does a disability insurance agent in Casper do?
A disability insurance agent helps you compare policies from different carriers and choose a plan that fits your budget and occupation. They explain benefit periods elimination periods and definitions of disability. Agents also assist with filing claims and understanding policy terms.
How long do I have to file a disability claim in Wyoming?
Wyoming insurance law does not set a specific deadline for filing claims but most policies require prompt notice usually within 30 to 90 days. Check your policy for exact time limits. Delays can lead to denial so contact your agent as soon as you become disabled.
Can a disability insurance agent help if my claim is denied?
Yes an agent can review the denial letter and explain your policy language. They may help you gather additional medical evidence or submit an appeal. For complex denials you may also need to consult an attorney who handles insurance disputes in Wyoming.