The top-rated disability insurance agent in Woodbridge, Virginia is Sandi Bausman - State Farm Insurance Agent, rated 5.0 stars across 421 reviews. Other highly rated options include Insurance Doctor of Woodbridge VA, Mustafa Durran: Allstate Insurance, Asma Atique - State Farm Insurance Agent. This directory lists 29 disability insurance agents serving Woodbridge.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sandi Bausman - State Farm Insurance Agent | 2897 Ps Business Center Dr | (703) 590-3333 |
| 2 | Insurance Doctor of Woodbridge VA | 1911 Opitz Blvd | (571) 261-6421 |
| 3 | Mustafa Durran: Allstate Insurance | 12700 Black Forest Ln Suite 315 | (571) 459-4385 |
| 4 | Asma Atique - State Farm Insurance Agent | 12751 Marblestone Dr Ste 250 | (571) 285-5285 |
| 5 | Oberryman Insurance Agency | 2500 Hunter Pl Suite 202 | (703) 986-0468 |
| 6 | DMV Multi Insurance & Professional Services. MEDICARE Advantage Plans. Public Notary, Apostille & More. | 3034 Ps Business Center Dr | (571) 201-5478 |
| 7 | Valeria Insurance | 3138 Golansky Blvd STE 102 | (571) 330-9325 |
| 8 | Advantage II Insurance Inc | 3174 Golansky Blvd # 102 | (703) 730-5555 |
| 9 | Nationwide Insurance: All About Insurance Agency Ltd. | 2750 Killarney Dr Ste 201 | (703) 730-1515 |
| 10 | Jim Imel: Allstate Insurance | 14130 Noblewood Plaza #307 | (703) 491-8839 |
Sandi Bausman - State Farm Insurance Agent in Woodbridge, VA, provides disability insurance services to help protect income against unexpected illness or injury. The agency offers tailored coverage options designed to fit individual financial situations and long-term planning needs. Ongoing policy reviews are available to ensure clients' plans remain aligned with changing circumstances. The company also assists with claims support and answers policy questions throughout the year. This disability insurance agent serves clients including single-family homeowners, apartment residents, retail business owners, and local restaurant operators.
Insurance Doctor of Woodbridge VA serves clients in Woodbridge and the surrounding Prince William County communities, handling the placement of disability insurance policies for individuals and professionals. These policies help replace a portion of lost income if an injury or illness prevents the policyholder from working. In handling a typical job, the company first assesses the client's occupation and income needs to then present policy options from multiple insurers.
Mustafa Durran: Allstate Insurance serves homeowners, renters, and small business owners in Woodbridge, Virginia, who seek income protection through disability insurance. The agency helps clients understand how disability coverage can replace lost earnings during illness or injury, coordinating with existing benefits to create a secure financial plan. Assistance includes policy selection based on occupation and lifestyle needs. The agent also provides support for claims and policy adjustments. This agency serves the surrounding areas of Lake Ridge and Dale City in Prince William County.
Asma Atique - State Farm Insurance Agent in Woodbridge, VA assists clients in distinguishing between disability policies that provide a one-time lump sum benefit and those offering recurring monthly income during a period of incapacitation. Coverage is tailored to replace lost earnings for local employees or self-employed individuals. Policies address short-term waiting periods and long-term income protection against unexpected injury or illness. Service availability runs on an as-needed basis to accommodate changing policyholder needs.
Oberryman Insurance Agency in Woodbridge, VA specializes in helping clients secure disability insurance coverage. It generally works with individuals and families to evaluate income protection options and choose policies suited for their specific circumstances. The agency guides them through the application process and assists with ongoing policy management. Many Virginia clients seek its help just before starting a new job or when facing an upcoming surgical procedure that may require a leave from work.
DMV Multi Insurance & Professional Services handles disability insurance agent work from its base in Woodbridge, Virginia. The company also focuses on Medicare Advantage Plans, and it offers Public Notary and Apostille services. A disability insurance agent assists clients in obtaining coverage that replaces income if injury or illness prevents work. This firm can serve offices, warehouses, and food service establishments, providing tailored policy guidance for diverse commercial operations.
When unexpected health issues arise during the winter flu season, many Woodbridge residents worry about lost income. Valeria Insurance addresses this concern by providing expert guidance on short-term and long-term disability insurance policies. The agent works with clients in Woodbridge, VA, to explain how these plans replace a portion of wages during medical recovery. By evaluating individual employment benefits and personal coverage gaps, they help customers make informed decisions. Every consultation begins with a thorough review of current finances and health needs to determine appropriate coverage amounts.
Advantage II Insurance Inc in Woodbridge, VA is known as a local resource for disability insurance policies. It works with individuals to build income protection plans that replace a portion of salary if injury or illness prevents work. The agency also helps small business owners arrange coverage to safeguard their financial stability during periods of disability. Its staff guides clients through policy options and underwriting requirements. Additionally, the firm offers a specialty service in short-term disability insurance for those needing temporary wage replacement.
Nationwide Insurance: All About Insurance Agency Ltd. in Woodbridge, VA, serves local residents seeking disability insurance to protect their income in case of illness or injury. The agency also handles commercial coverage options for area businesses, ensuring that employers can offer this vital benefit to their teams throughout Woodbridge and surrounding communities. Agents help clients understand policy terms and coordinate claims, providing clear guidance during every step. Clients often return for policy updates or enrollment changes between regular service visits.
Jim Imel: Allstate Insurance provides disability insurance agent services to clients in Woodbridge, Virginia. Its offerings include helping individuals secure income protection policies designed to replace a portion of earnings if illness or injury prevents work. The agent assists with policy selection, plan documentation, and ongoing support for claim inquiries. These services are available for single-family homes, apartments, retail locations, and restaurants.
What Does a a Disability Insurance Agent in Woodbridge Cost?
Disability insurance agent services in Virginia are often paid through commissions from the insurance company, so there may be no upfront fee to you. For independent fee-only agents, hourly rates can range from 150 to 400 dollars. Some agents may charge a flat fee for claim assistance, typically between 500 and 2,000 dollars. Costs vary based on the complexity of your case and the services needed. This is general information and not insurance advice.
About disability insurance agents in Woodbridge
A disability insurance agent in Woodbridge, Virginia can help you navigate the claims process and understand your policy. Virginia law requires insurers to respond to claims within 15 days of receiving them. Working with a local agent ensures you have support familiar with Virginia specific regulations and timelines.
Frequently Asked Questions
What does a disability insurance agent in Woodbridge do?
A disability insurance agent helps you file claims, gather medical evidence, and communicate with the insurance company. They can also assist with appeals if your claim is denied. In Virginia, agents must be licensed by the State Corporation Commission.
How long do I have to file a disability claim in Virginia?
Virginia law does not set a specific deadline for filing disability claims, but your policy will have its own time limits. Most policies require you to notify the insurer within 30 days of becoming disabled. Check your policy for exact terms.
Can a disability insurance agent help with an appeal in Woodbridge?
Yes, an agent can guide you through the appeals process and help you submit required documents. In Virginia, you typically have 180 days to appeal a denied claim under the Employee Retirement Income Security Act (ERISA) for group policies. Individual policies may have different timelines.
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