The top-rated disability insurance agent in Chester, Virginia is Tyler Tiesing - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Van Andersen - State Farm Insurance Agent, Zinsou Ayihonsi - State Farm Insurance Agent, Insurance Doctor of Chester VA. This directory lists 12 disability insurance agents serving Chester.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tyler Tiesing - State Farm Insurance Agent | 2710 W Hundred Rd | (804) 541-1726 |
| 2 | Van Andersen - State Farm Insurance Agent | 11342 Iron Bridge Rd | (804) 796-2307 |
| 3 | Zinsou Ayihonsi - State Farm Insurance Agent | 11940 Iron Bridge Plaza | (804) 318-3201 |
| 4 | Insurance Doctor of Chester VA | 13120 US-1 | (804) 723-6468 |
| 5 | Virginia Farm Bureau Insurance Company | 3801 W Hundred Rd | (804) 748-5467 |
| 6 | C. H. Faber Jr - State Farm Insurance Agent | 3619 W Hundred Rd | (804) 796-2900 |
| 7 | Robert M. Zevgolis: Allstate Insurance | 13135 Rivers Bend Blvd | (804) 452-0071 |
| 8 | Heinz Insurance Group Chester | 12230 Iron Bridge Rd Ste A | (804) 748-7400 |
| 9 | Amanda Knotts: Allstate Insurance | 10400 Chester Rd # 201B | (804) 796-6242 |
| 10 | Nationwide Insurance: Bradshaw And Associates Inc. | 3601 W Hundred Rd UNIT 8 | (804) 768-1505 |
Tyler Tiesing - State Farm Insurance Agent operates in Chester, VA, and provides disability insurance agent services for local residents and professionals. This agency helps individuals and small business owners understand their options for protecting income against illness or injury. Clients in the Chester area can review policies designed to replace a portion of earnings during unexpected medical leaves. The agent also assists with tailoring coverage to fit different occupational risk levels and benefit periods.
Van Andersen - State Farm Insurance Agent in Chester, VA provides disability insurance services designed to help replace a portion of lost income if an individual becomes unable to work due to illness or injury. The agency offers ongoing service and maintenance plans to review coverage needs over time and answer policy-related questions. For local residents and business owners, the firm handles applications and claims assistance. It serves individuals and families living in single-family homes and apartments, as well as business owners operating retail stores and restaurants.
Homeowners, business owners, and self-employed individuals in Chester, VA, turn to Zinsou Ayihonsi - State Farm Insurance Agent for disability insurance coverage. This agency assists local clients in understanding policy options that protect income during illness or injury. The team guides customers through the specifics of short-term and long-term disability plans tailored to personal and professional needs. They also serve residents in the surrounding Richmond metropolitan area, including the neighborhoods near Matoaca and the Chesterfield County Courthouse.
Insurance Doctor of Chester VA serves Chester and the surrounding communities of central Virginia as a disability insurance agent. It handles individual and group disability policies that help replace lost income when an illness or injury prevents a client from working. The company works with area residents to explain the details of benefit periods, elimination periods, and coverage definitions. To complete a typical job, it reviews a client’s occupation, current income, and existing benefits to then recommend a suitable policy that fits their financial situation and risk tolerance.
Virginia Farm Bureau Insurance Company in Chester, Virginia, is known for helping clients navigate disability insurance options. Its agents assist local individuals and families in securing income protection plans suited to their personal circumstances. They evaluate common coverage types, such as short-term and long-term disability policies, to match client needs. The agency also offers consultation on possible policy riders, including own-occupation coverage designed to protect specialized professionals.
Disability insurance can be purchased as a one-time policy or through an ongoing service with premium adjustments and renewals. For residents in Chester, VA, this agency assists in finding coverage that replaces a portion of income if illness or injury prevents work. The options aim to protect long-term financial stability while clients recover. This agent generally offers services on a one-time or as-needed basis, depending on the policy needs of each individual.
At this Chester, Virginia agency, Robert M. Zevgolis: Allstate Insurance specializes in disability insurance, helping clients replace income if illness or injury prevents them from working. The office also provides general insurance services, assisting local residents with policies that address a range of personal and family coverage needs. During peak periods of seasonal hiring or when local industries undergo downsizing, the agency reviews disability options so workers understand how to protect their earnings before a job or health change occurs.
As the spring season often brings new career changes and health concerns for residents in and around Chester, Virginia, a solid understanding of disability income protection becomes essential. Heinz Insurance Group Chester serves this local need by guiding area professionals through the process of securing coverage that helps replace lost wages after an illness or injury. They offer a thorough initial assessment of each client's current income level and occupational risks. This evaluation helps determine a suitable policy before the applicant completes the required informal underwriting inspection.
Serving the Chester, Virginia area, Amanda Knotts: Allstate Insurance assists individuals and businesses with financial protection planning. The company is a disability insurance agent, helping clients secure income replacement coverage for times when illness or injury prevents them from working. Comprehensive services evaluate individual needs, ensuring policy customization for health and financial stability. Commercial operations can be supported as well, with tailored disability policies designed for offices, warehouses, and food service environments.
Residents in Chester, Virginia turn to Nationwide Insurance: Bradshaw And Associates Inc. for their personal disability insurance agent needs. The company also handles commercial disability coverage for local businesses within the surrounding region. Their work focuses on helping clients secure income protection through appropriate policy options. After an initial consultation and policy setup, the agent provides continued follow‑up service and repeat support between regular visits to address any changes in circumstances.
What Does a a Disability Insurance Agent in Chester Cost?
Disability insurance premiums in Virginia typically range from 1% to 3% of your annual income for individual policies. For a 40-year-old earning $60,000 per year, a policy might cost $50 to $150 per month. Group coverage through an employer is often cheaper. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Chester
Disability insurance agents in Chester, Virginia help individuals and business owners secure income protection policies. Virginia law requires agents to be licensed through the State Corporation Commission. Local agents understand the needs of workers in the Richmond-Petersburg region, including those at Fort Lee and local manufacturing employers.
Frequently Asked Questions
What does a disability insurance agent in Chester do?
A disability insurance agent helps you compare policies from different carriers, explains benefit terms like elimination periods and own-occupation definitions, and assists with filing claims. They do not provide legal advice or represent you in disputes.
Do I need a Virginia-licensed agent for disability insurance?
Yes, only agents licensed by the Virginia State Corporation Commission can sell disability insurance in Chester. You can verify an agents license on the SCC website before working with them.
How long do I have to file a disability claim in Virginia?
Most private disability policies require you to notify the insurer within 30 to 90 days of becoming disabled. Virginia does not have a specific state law for claim deadlines, so you must follow the policy terms exactly.
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