The top-rated disability insurance agent in Suffolk, Virginia is Virginia Farm Bureau Insurance Company, rated 4.9 stars across 106 reviews. Other highly rated options include Direct Auto Insurance, Turntine Insurance Agency Inc., Warren Alexander - State Farm Insurance Agent. This directory lists 18 disability insurance agents serving Suffolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Virginia Farm Bureau Insurance Company | 607 W Washington St | (757) 934-2321 |
| 2 | Direct Auto Insurance | 841 W Constance Rd A | (757) 925-0795 |
| 3 | Turntine Insurance Agency Inc. | 101 Bosley Ave | (757) 923-4471 |
| 4 | Warren Alexander - State Farm Insurance Agent | 1024 Centerbrooke Ln E | (757) 484-1521 |
| 5 | AAA Suffolk Insurance and Member Services | 3529 Bridge Rd | (757) 397-5941 |
| 6 | Suffolk Insurance Corporation | 202 Market St | (757) 539-9988 |
| 7 | Ken DeLoach - State Farm Insurance Agent | 2437 Pruden Blvd | (757) 934-1329 |
| 8 | Bearing Insurance | 1035 Champions Way # 700 | (757) 397-2311 |
| 9 | Calvin Malone: Allstate Insurance | 6550 Hampton Roads Pkwy #103b | (757) 215-7005 |
| 10 | Stephanie Langkil - State Farm Insurance Agent | 1548 Holland Rd Bldg A, Suite 104 | (757) 935-5171 |
Virginia Farm Bureau Insurance Company in Suffolk offers clients a choice between scheduling a single consultation to evaluate a specific need or establishing an ongoing service plan that adjusts as circumstances change. Coverage options focus on protecting income against unexpected illness or injury, ensuring financial stability during recovery periods. Plans can complement employer-provided benefits or serve as primary support for self-employed individuals. Service at this location is delivered on a scheduled basis, allowing for consistent policy reviews and updates.
As a dedicated disability insurance agent in Suffolk, Virginia, Direct Auto Insurance offers tailored coverage plans to protect income against unforeseen medical conditions. The company serves clients throughout the region by providing careful assessment of individual needs and policy options. During the inland hurricane season, it specifically helps local workers secure policies that address weather-related disruptions to employment and long-term recovery needs.
Turntine Insurance Agency Inc. serves the Suffolk, Virginia, metro area and its surrounding communities as a disability insurance agent. The company assists clients in securing coverage designed to replace a portion of income if illness or injury prevents them from working. Policy options are evaluated to help individuals address their specific financial protection needs. The agency also handles claims processing and policy reviews for long-term disability plans.
Warren Alexander - State Farm Insurance Agent in Suffolk, VA, provides disability insurance services designed to help individuals replace a portion of their income if they become unable to work due to illness or injury. Its maintenance of service includes reviewing policy options to align with changing client needs over time. The agent assists with claims filing and annual policy updates. The company serves single-family homes, apartments, retail establishments, and restaurants.
Homeowners, businesses, and property managers in the Suffolk area often seek a disability insurance agent to help protect their income if illness or injury prevents them from working. AAA Suffolk Insurance and Member Services serves these clients by offering policies that replace a portion of lost earnings during recovery, ensuring ongoing financial stability for families and operations throughout the Hampton Roads metro. Their support also extends to nearby communities like Chesapeake.
Serving clients in Suffolk, VA, and the surrounding Hampton Roads communities, Suffolk Insurance Corporation handles disability insurance policies designed to replace a portion of lost income when an injury or illness prevents work. It guides individuals through the process of evaluating their coverage needs based on existing employer benefits and personal financial obligations. The agency generally begins each case by reviewing a client’s occupation, current income, and health history to determine appropriate policy options that fit their long-term financial planning.
Ken DeLoach of State Farm Insurance in Suffolk, VA specializes in disability insurance, where clients choose between short-term policies offering one-time benefit payments for temporary conditions and long-term plans providing recurring monthly income for extended disabilities. These coverage options are designed to replace a portion of lost earnings if an injury or illness prevents work. The agent assists individuals as well as local businesses with group plans. Service appointments are scheduled as needed, with both initial consultations and ongoing policy reviews arranged by advance request.
As seasonal contract work in Suffolk’s shipbuilding and logistics sectors fluctuates, area residents often face gaps in earnings that make income protection essential. Bearing Insurance provides supplemental disability coverage to replace a portion of lost wages when illness or injury prevents work. Their agents explain policy structures clearly, focusing on elimination periods and benefit durations relevant to local blue-collar and professional roles. Each engagement begins with a review of the client’s current employer benefits and a personal need assessment to identify potential coverage shortfalls.
Calvin Malone: Allstate Insurance provides disability insurance agent services, helping clients secure coverage to replace lost income due to illness or injury in Suffolk, VA. The agency also assists with general insurance needs, tailoring policies to individual financial situations. Seasonal events such as the peak of cold and flu season often prompt self-employed residents to review their disability protection for extended recovery periods.
In Suffolk, seasonal weather shifts can increase the risk of unexpected injuries, making disability coverage a vital local concern. As a disability insurance agent, Stephanie Langkil helps residents in the area evaluate income protection plans that suit their occupations and lifestyles. Each policy review focuses on waiting periods, benefit amounts, and how coverage interacts with existing benefits. The initial-assessment step involves a straightforward conversation to outline current needs and potential future risks before any formal coverage is selected.
What Does a a Disability Insurance Agent in Suffolk Cost?
Disability insurance premiums in Virginia typically range from 1% to 3% of your annual income depending on your age health and occupation. For a 40 year old earning 60000 per year a policy might cost between 600 and 1800 annually. Costs vary by case and policy features like benefit period and elimination period. This is general information not insurance advice.
About disability insurance agents in Suffolk
Disability insurance agents in Suffolk Virginia help individuals and businesses secure income protection policies. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents understand the specific needs of Suffolk residents including those working at the port or in local government.
Frequently Asked Questions
What does a disability insurance agent in Suffolk do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They assist with applications and can help you understand policy exclusions and waiting periods. Agents do not provide legal advice but can guide you to resources if a claim is denied.
Are disability insurance agents in Suffolk regulated by Virginia?
Yes all disability insurance agents in Virginia must hold a valid license from the Virginia State Corporation Commission. They must complete continuing education to stay current on state insurance laws. You can verify an agents license on the SCC website.
How do I choose a disability insurance agent in Suffolk Virginia?
Look for an agent with experience in disability insurance specifically not just general insurance. Ask about their familiarity with Virginia specific regulations and the types of policies they offer. Check online reviews and ask for references from local clients.
Disability Insurance Agents in Other Virginia Cities
Alexandria · Annandale · Arlington · Ashburn · Blacksburg · Centreville · Chantilly · Charlottesville · Chesapeake · Chester · Fairfax · Fredericksburg · Gainesville · Glen Allen · Hampton