The top-rated disability insurance agent in Staunton, Virginia is Staley Insurance Agency, Inc., rated 4.9 stars across 440 reviews. Other highly rated options include Hammond Insurance Services, Bev Cundiff - State Farm Insurance Agent, Valley Trust Insurance Group. This directory lists 18 disability insurance agents serving Staunton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Staley Insurance Agency, Inc. | 2013 N Augusta St | (540) 885-8858 |
| 2 | Hammond Insurance Services | 5 E Beverley St | (540) 442-8486 |
| 3 | Bev Cundiff - State Farm Insurance Agent | 219 Edgewood Rd | (540) 885-8941 |
| 4 | Valley Trust Insurance Group | 500 Commerce Rd | (540) 885-5531 |
| 5 | Bearing Insurance | 110 W Johnson St Suite 100 | (540) 886-3456 |
| 6 | Senior Insurance Solutions | The Stratton Building, 110 W Johnson St #214 | (540) 430-3400 |
| 7 | Rob Shirley - State Farm Insurance Agent | 101 Red Oaks Dr | (540) 885-0804 |
| 8 | Bradley Insurance Services Inc | 1427 N Augusta St | (540) 885-5126 |
| 9 | LD&B Insurance and Financial Services - Staunton | 220 Frontier Dr #6 | (540) 885-5009 |
| 10 | United Insurance Group | 530 Lee Hwy | (540) 315-3869 |
Staley Insurance Agency, Inc. serves the Staunton, Virginia area, along with the surrounding Augusta County region, as a dedicated disability insurance agent. The agency focuses exclusively on helping individuals and professionals navigate the complexities of obtaining disability coverage to protect their income. It assists clients in understanding policy details and plan options relevant to their specific occupations and lifestyles. The company handles both short-term and long-term disability insurance coverage for local residents and workers.
Hammond Insurance Services provides a range of disability insurance options designed to help protect income against unexpected illness or injury. Its service plans begin with an initial consultation to assess individual needs and continue with ongoing policy reviews that adjust to changing circumstances. For business owners, it can also structure group coverage arrangements. The agent works with clients throughout Staunton, Virginia, serving local professionals. The kinds of properties it services include single-family homes, apartments, retail locations, and restaurants.
Located in Staunton, Virginia, and serving the surrounding communities, Bev Cundiff - State Farm Insurance Agent handles disability insurance policies for local residents. This work involves helping clients understand how income protection can support them during periods when illness or injury prevents employment. The agent assesses individual situations to recommend suitable coverage options from the standard products available. A typical job is handled by reviewing a client’s financial needs, explaining policy features and exclusions clearly, and guiding them through straightforward application procedures to secure a realistic plan.
Valley Trust Insurance Group serves homeowners, businesses, and property managers in Staunton, Virginia, by connecting them with disability insurance policies tailored to replace lost income during illness or injury. The agency guides clients through the process of comparing coverage options from multiple carriers, helping them understand policy terms and waiting periods. This local agent focuses on evaluating individual financial obligations and employment structures to recommend suitable plans. Its service area also extends to the neighboring communities of Waynesboro and Fishersville.
Bearing Insurance provides disability income protection guidance for individuals and businesses in Staunton, Virginia. Its work centers on helping clients evaluate coverage that replaces lost earnings due to illness or injury. As a dedicated Disability Insurance Agent, the company focuses specifically on this niche of personal risk management. Policies are designed to support financial stability during recovery. This approach helps safeguard the income of employees across various commercial sectors, including offices, warehouses, and food service establishments throughout the local region.
Senior Insurance Solutions provides disability insurance coverage, helping clients protect their income from unexpected illness or injury. The agency serves individuals in Staunton, Virginia, guiding them through the process of selecting policies that replace a portion of lost wages during recovery. It also assists with policy reviews and claims support to ensure clients understand their benefits and paperwork. As tax season approaches, the company helps self-employed professionals evaluate disability coverage to safeguard their business earnings from a sudden medical event.
Rob Shirley - State Farm Insurance Agent in Staunton, VA provides disability insurance for local residents, helping individuals choose between one-time coverage options that offer a lump sum for a specific loss and recurring policies that replace a portion of monthly income over time. The agency works to protect clients against lost wages caused by illness or injury, with services available on both a scheduled and as-needed basis for ongoing policy reviews or new applications.
As the seasons change in Staunton, many workers consider how to protect their income during an unexpected illness or injury. Bradley Insurance Services Inc responds to this local need by offering disability insurance agent services that help individuals evaluate their coverage options. The firm works with clients to understand the specific financial risks they face in their professions. A disability policy can replace lost wages when a medical condition prevents a person from working. The process typically begins with a thorough review of the client’s current income and employment situation.
LD&B Insurance and Financial Services - Staunton provides income protection solutions to individuals who wish to replace lost earnings due to illness or injury. It specializes in disability insurance agent services to help professionals secure personalized coverage for their unique circumstances. The company works with a variety of commercial sectors, including offices, warehouses, and food service operations throughout Staunton, VA.
United Insurance Group serves residents throughout the Staunton, VA, area with disability insurance guidance and policy placement for individuals. The agency also facilitates commercial disability coverage solutions tailored to local business needs. Licensed agents assess ongoing income protection requirements for clients at various life stages. Following initial policy enrollment, the company provides periodic coverage reviews and adjustments during regular scheduled check-ins to ensure continued alignment with changing personal or business circumstances.
What Does a a Disability Insurance Agent in Staunton Cost?
Disability insurance costs in Virginia typically range from 1% to 3% of your annual income. For a 40 year old non smoking professional in Staunton a policy might cost between $75 and $200 per month. Factors like age occupation health status and benefit amount affect the premium. This is general information and not insurance advice.
About disability insurance agents in Staunton
Disability insurance agents in Staunton Virginia help individuals and business owners protect their income if they become unable to work. Virginia law does not require employers to provide disability coverage so many workers seek individual policies. A local agent can explain how Virginia state benefits interact with private plans.
Frequently Asked Questions
What does a disability insurance agent in Staunton do?
A disability insurance agent in Staunton helps you compare policies from different carriers. They explain waiting periods benefit amounts and policy exclusions. They also help you understand how Virginia short term disability programs may affect your private coverage.
Is disability insurance required by Virginia law?
Virginia does not require employers to offer disability insurance. However Virginia workers compensation covers job related injuries only. A disability insurance agent can help you get a private policy to cover non work related illnesses or injuries.
How do Virginia disability benefits work with private insurance?
Virginia does not have a state paid family and medical leave program as of 2025. Private disability insurance benefits are typically reduced by any Social Security Disability Insurance or workers compensation you receive. Your agent can help you coordinate these benefits.
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