ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Disability Insurance Agents Near You in Salem, VA

Browse disability insurance agents serving Salem, Virginia. Updated 2026-07-14.

The top-rated disability insurance agent in Salem, Virginia is Northpoint Insurance Advisors, rated 5.0 stars across 203 reviews. Other highly rated options include My Insurance People, Darrell Holland - State Farm Insurance Agent, Business Solutions, Inc. This directory lists 17 disability insurance agents serving Salem.

Showing 17 disability insurance agents in Salem, VAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Northpoint Insurance Advisors522 E Main St(540) 387-9148
2My Insurance People1617 E Main St(540) 401-6789
3Darrell Holland - State Farm Insurance Agent205 W Main St(540) 389-1220
4Business Solutions, Inc303 E Burwell St(540) 444-4000
5Ryan Harris Group - a Hilb Group Company603 Apperson Dr(540) 375-9078
6Burgess DeMarco & Flick Insurance730 Apperson Dr(540) 375-3231
7Futurity First: Don Lilly Agency2820 Keagy Rd(540) 380-8340
8Jacob Lewis - State Farm Insurance Agent15 S College Ave(540) 389-3200
9Craighead-Zimmerman & Associates27 E Clay St(540) 389-1203
10Larry Wills & Associates Insurance158 W 4th St(540) 389-8500
NI
522 E Main St
Northpoint Insurance Advisors
Disability Insurance Agent · Salem, VA

Northpoint Insurance Advisors serves the Salem, VA area as a disability insurance agent. The company helps individuals and small business owners evaluate their income protection needs and find appropriate disability policies. Disability insurance provides financial support if an illness or injury prevents someone from working. The agents guide clients through the options available in the local market. Northpoint Insurance Advisors specifically handles both short-term disability coverage for temporary recoveries and long-term disability insurance for extended periods of lost income.

MI
1617 E Main St
My Insurance People
Disability Insurance Agent · Salem, VA

My Insurance People in Salem, VA helps clients understand and secure disability insurance coverage to protect their income. The agency offers guidance on selecting appropriate policy types and coverage levels. Ongoing plan maintenance includes reviewing existing policies for relevance and assisting with documentation for potential claims. This disability insurance agent services a range of local properties that represent client income sources, including single-family residences, apartment complexes, retail establishments, and restaurants.

DH
205 W Main St
Darrell Holland - State Farm Insurance Agent
Disability Insurance Agent · Salem, VA

Homeowners, local business owners, and renters in Salem, Virginia, rely on Darrell Holland - State Farm Insurance Agent for disability insurance coverage. The agency helps clients understand how income protection plans can safeguard their finances during unexpected illnesses or injuries. Policies are tailored to individual needs, ensuring adequate support for lost wages. Residents in nearby Roanoke also benefit from these disability insurance services, making coverage accessible throughout the broader metropolitan area.

BS
303 E Burwell St
Business Solutions, Inc
Disability Insurance Agent · Salem, VA

Serving Salem, VA, and the surrounding communities in the Roanoke Valley, Business Solutions, Inc handles disability insurance needs for local residents. The company addresses situations where an illness or injury prevents a client from working and earning an income. Coverage options are explained to help protect an individual’s financial stability during a recovery period. For a typical client job, the agency reviews current earnings and then matches those figures with appropriate policy benefit amounts and elimination periods.

RH
603 Apperson Dr
Ryan Harris Group - a Hilb Group Company
Disability Insurance Agent · Salem, VA

Ryan Harris Group - a Hilb Group Company, located in Salem, Virginia, specializes in disability insurance agent services, helping professionals protect their income in the event of illness or injury. The firm also assists individuals and local businesses with policy comparisons, claims support, and coverage adjustments. As winter approaches and seasonal hazards like slips on icy surfaces or flu complications become a concern, the company helps clients review their short-term and long-term disability policies to ensure proper financial coverage is in place.

BD
730 Apperson Dr
Burgess DeMarco & Flick Insurance
Disability Insurance Agent · Salem, VA

Burgess DeMarco & Flick Insurance of Salem, VA assists clients with either a single, one-time policy review or an ongoing, recurring service relationship. Their disability insurance agent work focuses on securing coverage that replaces a portion of lost income if illness or injury prevents work. This office understands that the income of a local professional or small-business owner is a family’s most valuable asset. Service runs on a one-time basis for a single policy purchase, on a scheduled basis for annual plan reviews, or as-needed for claim support with an existing policy.

FF
2820 Keagy Rd
Futurity First: Don Lilly Agency
Disability Insurance Agent · Salem, VA

Futurity First: Don Lilly Agency works with individuals and businesses in Salem, Virginia, to arrange disability insurance coverage. The agency specializes in policies designed to replace a portion of income if an injury or illness prevents a person from working. These plans help protect against financial hardship during recovery. The agency can assist office professionals, warehouse staff, and food service operations in securing appropriate income protection policies tailored to their specific work environments.

JL
15 S College Ave
Jacob Lewis - State Farm Insurance Agent
Disability Insurance Agent · Salem, VA

Jacob Lewis - State Farm Insurance Agent in Salem, VA provides disability insurance services to local residents from their homes. Commercial coverage is also available for businesses needing income protection for employees or the owner. The agency serves clients throughout the Salem area and surrounding communities in the Roanoke Valley. Policyholders can expect clear guidance on plan options during their initial consultation, with the agent offering follow-up support between regular visits to address any changes or questions that arise.

CZ
27 E Clay St
Craighead-Zimmerman & Associates
Disability Insurance Agent · Salem, VA

For individuals in Salem facing the uncertainty of lost income due to an unexpected illness or injury, securing personal financial protection is essential. As a dedicated disability insurance agent in this community, Craighead-Zimmerman & Associates helps clients understand how a tailored policy can safeguard earnings during recovery. The agency assists area professionals in comparing policy features, eliminating common coverage gaps, and selecting appropriate elimination periods or benefit durations. For those wanting to review their current situation, the initial consultation typically involves a straightforward assessment of individual income needs and employment coverage details.

LW
158 W 4th St
Larry Wills & Associates Insurance
Disability Insurance Agent · Salem, VA

Larry Wills & Associates Insurance in Salem, VA, is known for guiding clients through the process of securing disability insurance to protect their income. The agency serves individuals and local businesses, offering policies that replace a portion of lost earnings due to illness or injury. Its services include evaluating coverage needs and comparing options from multiple carriers. The firm can also provide a specialty addition for short-term disability benefits, bridging gaps until long-term coverage begins.

PS
1677 Millwood Dr
Protec Sure Insurance Agency
Disability Insurance Agent · Salem, VA
(540) 746-3038
JT
1390 Southside Dr Building A, Suite 104
J T Horvath & Associates
Disability Insurance Agent · Salem, VA
(540) 380-5650
healthsavingsva.com
MS
603 Apperson Dr
Maria Stamus, Stamus Insurance Agency Inc/Ryan Harris Group
Disability Insurance Agent · Salem, VA
(540) 387-0770
HI
1051 Texas St
Hanover Insurance Co
Disability Insurance Agent · Salem, VA
(540) 375-3400
hanover.com
SH
5651 Prunty Dr
Safe Harbor Insurance
Disability Insurance Agent · Salem, VA
(540) 404-3844
safeharborsecure.com
AR
add suite, 1390 Southside Dr
Aflac Regional Office
Disability Insurance Agent · Salem, VA
(540) 387-2303
OG
Salem, VA 24153
Oak Grove Insurance
Disability Insurance Agent · Salem, VA
(540) 375-4600

What Does a a Disability Insurance Agent in Salem Cost?

Disability insurance agent services in Salem Virginia are typically free for policy buyers because agents earn commissions from insurance carriers. Premiums for individual disability policies in Virginia range from 1% to 3% of your annual income. Group plans through employers often cost less per month. Costs vary based on age, occupation, health, and benefit amounts. This is general information and not insurance advice.

About disability insurance agents in Salem

Disability insurance agents in Salem Virginia help individuals and businesses secure income protection policies. Virginia law requires agents to be licensed by the State Corporation Commission. Local agents can guide you through group and individual plans that meet your needs.

Frequently Asked Questions

What does a disability insurance agent in Salem do?

A disability insurance agent in Salem helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage options. They do not provide legal advice but can help you understand policy terms.

How do Virginia laws affect disability insurance?

Virginia does not require employers to provide short-term disability insurance. However, group policies must follow Virginia insurance regulations. Agents must disclose policy exclusions and limitations as required by state law.

Can a Salem agent help with an existing disability claim?

Yes, a Salem disability insurance agent can review your current policy and explain your benefits. They can also help you file a claim and communicate with the insurance company. For denied claims, you may need to consult a lawyer.

Disability Insurance Agents in Other Virginia Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.