The top-rated disability insurance agent in Norfolk, Virginia is Dennis Hurst - State Farm Insurance Agent, rated 5.0 stars across 331 reviews. Other highly rated options include Keith Dorband: Allstate Insurance, Jim Clark - State Farm Insurance Agent, Manuel G Nofplot III Insurance Agency Inc. This directory lists 21 disability insurance agents serving Norfolk.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dennis Hurst - State Farm Insurance Agent | 2815 Monticello Ave | (757) 626-1020 |
| 2 | Keith Dorband: Allstate Insurance | 1312 E Little Creek Rd | (757) 480-3800 |
| 3 | Jim Clark - State Farm Insurance Agent | 1507 E Bayview Blvd a | (757) 588-4343 |
| 4 | Manuel G Nofplot III Insurance Agency Inc | 7925 Halprin Dr | (757) 583-2100 |
| 5 | Direct Auto Insurance | 5731 Poplar Hall Dr Ste A | (757) 466-8600 |
| 6 | Salzberg Insurance Agency | 249 E Little Creek Rd | (757) 583-1828 |
| 7 | Gifford Insurance | 1547 E Little Creek Rd | (757) 583-2341 |
| 8 | Joe Query - State Farm Insurance Agent | 1815 E Little Creek Rd | (757) 480-0033 |
| 9 | AAA Norfolk Insurance and Member Services | 158 E Little Creek Rd | (757) 622-5634 |
| 10 | Farmers Insurance - Carrie Lewis Agency | 330 W 22nd St Suite 103 | (757) 690-7418 |
Dennis Hurst - State Farm Insurance Agent serves the Norfolk, Virginia, metro area as a disability insurance agent. The agency assists clients with understanding and selecting disability coverage to protect their income in case of illness or injury. Disability insurance policies are tailored to help replace a portion of lost wages during a period when an individual cannot work. The office handles both short-term and long-term disability insurance plans for local residents and families.
Keith Dorband: Allstate Insurance provides disability insurance agent services to individuals and families in the Norfolk, Virginia area. The agency helps clients understand policy options that replace a portion of income if an illness or injury prevents work. Consultations assess personal coverage needs and guide applicants through the enrollment process. Annual policy reviews ensure ongoing alignment with changing circumstances. The company maintains existing plans and assists with claims submissions. It serves single-family homes, apartments, retail locations, and restaurants throughout the local community.
Jim Clark, operating as a State Farm Insurance Agent in Norfolk, VA, serves local homeowners, business owners, and property managers seeking disability insurance coverage. This agency helps clients in the area understand how disability insurance policies can protect a portion of their income if illness or injury prevents them from working. Their work focuses on explaining policy options and tailoring coverage to meet individual financial needs. The agency also extends its services to clients in the neighboring Virginia Beach metropolitan area.
Manuel G Nofplot III Insurance Agency Inc serves Norfolk, Virginia, and the surrounding Hampton Roads communities, handling disability insurance to protect clients against income loss from illness or injury. The agency assists both individuals and small business owners in evaluating policy options that provide financial stability during recovery periods. It focuses on explaining coverage terms, benefit periods, and elimination periods to ensure clear understanding. The agency typically begins each case by assessing the client’s occupation and income needs before recommending suitable disability plans.
Direct Auto Insurance provides disability insurance agent services in the Norfolk, Virginia area, helping individuals protect their income by offering policies that replace a portion of earnings if they become unable to work due to injury or illness. This agency focuses on this specific specialty, guiding clients through coverage options tailored to local employment needs. It can serve various commercial sectors, including professional offices, warehouses, and food service establishments that require such financial protection for their operations.
A disability can arise from a sudden illness or an unexpected accident, placing a Norfolk family’s income at immediate risk. Salzberg Insurance Agency responds by guiding local professionals through individualized disability insurance solutions to protect their earnings. The agent listens carefully to each client’s occupation and financial obligations before recommending suitable coverage options. This local agency operates with a clear focus on helping policyholders maintain stability when they cannot work. An initial consultation begins with a thorough review of a client’s current financial exposure and benefit needs.
Gifford Insurance serves residents of Norfolk, VA, by helping them secure disability income protection for unexpected health issues. Commercial coverage is also available for local businesses seeking to safeguard their employees and operations. The agency serves clients throughout Norfolk and the surrounding Hampton Roads area. Each policy review is conducted thoroughly to ensure ongoing suitability. Regular follow-up occurs after initial enrollment to adjust coverage as circumstances change between periodic plan appraisals. This attention to detail encourages repeat service when clients revisit their disability insurance needs.
Homeowners, business owners, and property managers in Norfolk, Virginia turn to Joe Query - State Farm Insurance Agent for guidance on disability insurance coverage. The agency helps clients understand how these policies can replace a portion of lost income if illness or injury prevents them from working. They explain policy features such as elimination periods and benefit durations, tailoring recommendations to individual needs and budgets. Their service area also includes neighboring communities in the Hampton Roads metro, such as Virginia Beach.
AAA Norfolk Insurance and Member Services in Norfolk, Virginia is known for connecting clients with disability insurance policies that protect income when illness or injury prevents work. The agency serves individuals and small business owners across the Hampton Roads area, helping them evaluate coverage options tailored to their occupation and earnings. A specialty service it can add on is offering guidance on how disability benefits integrate with existing employer-sponsored plans and Social Security Disability Insurance.
Serving Norfolk, Virginia, and its surrounding communities, this company handles the evaluation and placement of disability insurance policies for local residents. The agency works with individuals to understand income protection needs and coordinate options through available insurance providers. Every client interaction begins with a detailed review of current coverage gaps and income requirements. A typical job is approached by first gathering the client's medical and financial history thoroughly, then matching them with suitable disability plans that align with their long-term income security goals.
What Does a a Disability Insurance Agent in Norfolk Cost?
Costs for disability insurance in Virginia vary based on age, health, occupation, and benefit amount. Typical premiums range from 1% to 3% of your annual income. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. Rates are higher for high-risk jobs. This is general information, not insurance advice.
About disability insurance agents in Norfolk
A disability insurance agent in Norfolk, Virginia can help you find a policy that protects your income if you become unable to work. Virginia law requires agents to be licensed by the State Corporation Commission. Whether you work at the Norfolk Naval Shipyard or a local business, an agent can explain options like short-term and long-term coverage.
Frequently Asked Questions
What does a disability insurance agent in Norfolk do?
An agent helps you compare policies from different carriers. They explain benefit amounts, elimination periods, and policy exclusions. They also assist with filing claims and understanding Virginia insurance regulations.
Is disability insurance required in Virginia?
No, Virginia does not require individuals to carry disability insurance. However, some employers may offer it as a benefit. An agent can help you decide if a private policy is right for your situation.
How do Virginia laws affect disability insurance claims?
Virginia follows the principle of good faith and fair dealing in insurance contracts. If a claim is denied, you have the right to appeal. An agent can explain the process and help you gather necessary medical evidence.
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