The top-rated disability insurance agent in Simpsonville, South Carolina is Tanner Jordan - State Farm Insurance Agent, rated 4.9 stars across 127 reviews. Other highly rated options include Jim McGill - State Farm Insurance Agent, Liz Berry - State Farm Insurance Agent, Ashley Harpe: Allstate Insurance. This directory lists 16 disability insurance agents serving Simpsonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tanner Jordan - State Farm Insurance Agent | 220 NE Main St | (864) 967-2511 |
| 2 | Jim McGill - State Farm Insurance Agent | 400 SE Main St E | (864) 967-0100 |
| 3 | Liz Berry - State Farm Insurance Agent | 1004 W Georgia Rd # G | (864) 228-6300 |
| 4 | Ashley Harpe: Allstate Insurance | 205 N Maple St Ste 7 | (864) 202-4658 |
| 5 | Upstates Choice Insurance | 309 SE Main St | (864) 845-7500 |
| 6 | Dear Retirement | NE Main St | (864) 309-0758 |
| 7 | Bill Hutto: Allstate Insurance | 1107 NE Main St Ste B | (864) 234-3777 |
| 8 | Nationwide Insurance: Greg Houston Insurance Inc. | 674 Fairview Rd Ste A | (864) 987-0391 |
| 9 | Wickliffe Insurance Services, Inc. | 406 SE Main St | (864) 967-4755 |
| 10 | Solutions Insurance Group | 413 SE Main St Suite B | (864) 900-5842 |
Tanner Jordan - State Farm Insurance Agent serves Simpsonville and surrounding Greenville County, South Carolina, as a disability insurance agent. The company assists individuals and families with coverage designed to replace a portion of lost income if an injury or illness prevents them from working. Every policy is tailored to a client's specific occupation and financial situation. This agency handles applications for both short-term and long-term disability insurance policies.
Jim McGill in Simpsonville, SC provides disability insurance agent services, helping clients secure income protection plans for unforeseen health events. His office assists individuals in evaluating and selecting policies that match their specific financial needs and household circumstances. Service plans include initial consultations to assess coverage gaps and annual policy reviews to adjust for life changes. Maintenance plans ensure clients remain informed about policy updates and claim procedures. The agency services single-family homes, apartments, retail locations, and restaurants throughout the Simpsonville area.
Liz Berry - State Farm Insurance Agent serves homeowners, renters, and small business owners in Simpsonville, South Carolina, seeking disability insurance to protect their income. The agency helps clients understand how disability coverage can replace lost earnings during illness or injury. Policies are discussed for both short-term and long-term needs. Each plan is tailored to the individual's occupation and financial situation. The office also provides support for claims and policy changes. This agency additionally serves clients in the nearby Fountain Inn area of the greater Greenville metro.
Located in Simpsonville, South Carolina, Ashley Harpe: Allstate Insurance serves the local area and its surrounding communities. The agency handles disability insurance, helping clients secure income protection plans for unexpected injuries or illnesses. Its work focuses on evaluating individual needs and explaining policy options clearly. To complete a typical assignment, it follows a standard process of reviewing a client's current coverage, discussing potential gaps, and then recommending suitable policy features that match their specific situation and budget.
Upstates Choice Insurance specializes in providing disability insurance agent services, focusing on policies that replace a portion of income if illness or injury prevents work. The company serves individuals and professionals in Simpsonville, SC, guiding them through plan options that address both short-term and long-term coverage needs. With the arrival of flu season or unexpected workplace accidents, having a properly structured disability plan helps safeguard financial stability during recovery.
In spring, many Simpsonville residents reassess their income protection as outdoor activities resume. Dear Retirement, a disability insurance agent based in Simpsonville, SC, helps individuals consider how an illness or injury might affect their earnings. The company explains various policy structures that replace a portion of lost income during recovery. Its consultations focus on aligning options with the client’s occupation and monthly obligations. A typical first step involves a review of current coverage and personal financial priorities to identify potential gaps.
Based in Simpsonville, South Carolina, Bill Hutto: Allstate Insurance offers disability insurance that can be structured as either a one-time policy for a specific term or as a recurring plan that renews annually. Coverage focuses on replacing a portion of earned income if a medical condition prevents the policyholder from working. A licensed agent explains how the policy defines total versus partial disability and explains the elimination period before benefits begin. Service operates on a scheduled basis when clients request policy reviews or updates.
Nationwide Insurance: Greg Houston Insurance Inc. provides income protection guidance to individuals and businesses in the Simpsonville, SC area. It specializes as a disability insurance agent, helping clients secure policies that replace lost earnings due to illness or injury. The agency assists professionals in evaluating coverage options tailored to their specific needs. It serves various commercial sectors, including offices, warehouses, and food service operations, ensuring workers have access to essential disability benefits.
Wickliffe Insurance Services, Inc. serves residential clients in Simpsonville, SC, by helping them secure disability income protection. The company also offers commercial disability coverage for local businesses and professionals throughout the greater Greenville area. Policies are carefully reviewed to match each individual’s occupation and income needs. After an initial policy is placed, the agent provides follow-up support to adjust coverage as life circumstances change or to address new client requirements during subsequent regular visits.
What Does a a Disability Insurance Agent in Simpsonville Cost?
Typical costs for disability insurance in South Carolina range from 1% to 3% of your annual income. For a 40 year old earning 60000 per year a policy might cost 600 to 1800 annually. Factors such as age health occupation and benefit amount affect the premium. This is general information not insurance advice.
About disability insurance agents in Simpsonville
Disability insurance agents in Simpsonville South Carolina assist residents with finding and managing disability income protection policies. South Carolina follows the Uniform Simultaneous Death Act which can affect benefit distribution for married couples. Local agents understand the specific needs of Simpsonville workers in manufacturing healthcare and service industries.
Frequently Asked Questions
What does a disability insurance agent in Simpsonville do?
A disability insurance agent helps you compare policies from different carriers to find coverage that fits your occupation and income. They explain policy terms such as elimination periods and benefit durations. Agents also assist with filing claims and understanding your policy rights.
How long do I have to file a disability claim in South Carolina?
South Carolina law does not set a specific deadline for filing disability claims but most policies require prompt notice usually within 30 days of the disability. Check your policy for exact time limits. Delayed filing can result in claim denial so contact your agent quickly.
Are disability insurance benefits taxable in South Carolina?
If you pay the premiums with after tax dollars your disability benefits are generally tax free. If your employer pays the premiums the benefits are taxable as income. South Carolina follows federal tax rules for disability insurance benefits.
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