The top-rated disability insurance agent in Myrtle Beach, South Carolina is Massey Insurance, rated 5.0 stars across 879 reviews. Other highly rated options include Jay Jefferson - State Farm Insurance Agent, Davis Insurance Associates, Inc., Kelly O'Brien - State Farm Insurance Agent. This directory lists 25 disability insurance agents serving Myrtle Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Massey Insurance | 4270 River Oaks Dr Suite 1 | (843) 444-5602 |
| 2 | Jay Jefferson - State Farm Insurance Agent | 166 Co-Op Rd | (843) 650-4433 |
| 3 | Davis Insurance Associates, Inc. | 1203 48th Ave N Suite 109 | (843) 213-0000 |
| 4 | Kelly O'Brien - State Farm Insurance Agent | 854 Jason Blvd Unit F | (843) 839-3898 |
| 5 | Beach Insurance | 3700 Palmetto Pointe Blvd Ste 2 | (843) 626-9244 |
| 6 | Integrated Insurance Solutions | 4757 US Highway 17 Bypass South | (843) 444-1155 |
| 7 | We Insure Advocates | 186 Fresh Dr | (843) 491-6990 |
| 8 | UP INSURANCE Agency | 1780 US-501 | (843) 712-8017 |
| 9 | UP Insurance Agency Llc | 4987 Socastee Blvd | (843) 932-0401 |
| 10 | All Sufficient Insurance | 101 Prather Park Dr STE C | (843) 445-7888 |
Massey Insurance serves the Myrtle Beach, South Carolina, area as a disability insurance agent. The company assists residents in finding income protection solutions that provide financial security if an injury or illness prevents them from working. Disability insurance policies can replace a portion of lost wages during recovery. Massey Insurance helps clients understand coverage options and compare benefit periods and elimination periods. The company handles both short-term disability policies for immediate needs and long-term disability plans for extended protection.
Jay Jefferson - State Farm Insurance Agent in Myrtle Beach, SC, provides disability insurance services to help protect clients against income loss due to injury or illness. The agency offers personalized consultations to assess coverage needs, along with ongoing policy management and claims support to ensure plans remain current over time. Its services extend to single-family homes, apartments, retail businesses, and restaurants across the local area.
Homeowners, renters, and small-business owners in Myrtle Beach turn to Davis Insurance Associates, Inc. for disability insurance agent guidance in protecting their incomes against unexpected illness or injury. The company helps individuals and families understand policy options that replace lost wages during recovery. Clients receive personalized assistance in comparing coverage terms and monthly benefit amounts suitable for household budgets or business continuity. In addition to serving the Myrtle Beach area, Davis Insurance Associates, Inc. also covers communities located along the Grand Strand to Conway.
For disability insurance, some agents offer one-time policy placements while others provide ongoing adjustments as life circumstances change. Kelly O'Brien - State Farm Insurance Agent in Myrtle Beach, SC, assists local clients with coverage options tailored to individual income protection needs. This service helps residents secure financial support if injury or illness prevents them from working. Assistance for new policies or policy reviews runs on an as-needed basis.
Beach Insurance helps residents and families in Myrtle Beach find disability coverage to protect their income after an illness or injury. Commercial disability insurance is also available for local business owners and employees throughout the Grand Strand area. They assist clients by explaining policy features such as own-occupation definitions and elimination periods. New coverage can be reviewed alongside existing benefits to avoid gaps. The agent mails an annual policy checkup reminder and always welcomes calls for benefit updates or claim questions between regular visits.
Integrated Insurance Solutions serves Myrtle Beach, South Carolina, and the surrounding Grand Strand communities, handling applications for disability income protection. The agency assists both individuals and small business owners in this coastal region who seek coverage for lost wages due to illness or injury. While navigating policy options from various insurers, the firm begins each case by reviewing a client’s current occupation and existing benefits to tailor coverage appropriately. It completes a typical job by thoroughly explaining policy terms and submitting the paperwork directly to an insurance carrier.
Based in Myrtle Beach, South Carolina, We Insure Advocates offers clients a choice between one-time policy purchasing guidance and recurring disability coverage adjustments. This agent handles individual disability insurance appeals and supplemental income protection policies tailored to local workforces. Services are available both in-office and by phone appointment. The firm operates on a scheduled or as-needed basis, depending on whether a client requires a single consultation or ongoing benefits management.
UP Insurance Agency specializes in helping individuals secure disability income protection, carefully assessing each client’s occupation and lifestyle needs. Serving Myrtle Beach, South Carolina, the agency works closely with local residents and professionals to identify suitable coverage options that replace lost earnings if an illness or injury prevents work. It guides clients through plan details, explaining elimination periods and benefit durations. For those in seasonal tourism, hospitality, or construction fields, it addresses concerns about income gaps during peak earning months or unexpected recovery downtime.
As coastal residents of Myrtle Beach prepare for the busy tourist season, protecting their income against unexpected illness or injury becomes a priority. UP Insurance Agency Llc offers personalized disability insurance solutions designed to safeguard local livelihoods and financial stability. By focusing on individual needs, this agency helps professionals and business owners in South Carolina select appropriate coverage that fits their specific circumstances and budget. An initial consultation begins with a thorough assessment of current income, occupational duties, and long-term financial goals to identify suitable policy options.
All Sufficient Insurance provides professional guidance on disability insurance options for individuals and businesses in Myrtle Beach, South Carolina. The agency specializes in helping clients select policies that offer income protection in the event of illness or injury. Its representatives assist with plan comparisons, coverage details, and application processes for both short-term and long-term disability products. This support serves a variety of commercial sectors, including offices, warehouses, and food service establishments, where business continuity and employee financial security are valued.
What Does a a Disability Insurance Agent in Myrtle Beach Cost?
Disability insurance agent services in Myrtle Beach typically cost nothing upfront because agents earn commissions from insurance carriers. Policy premiums vary by age, health, occupation, and coverage amount. For a standard policy, monthly premiums can range from 1% to 3% of your annual income. For a 50,000 dollar annual income, expect premiums between 50 and 150 dollars per month. Costs vary by case. This is general information, not insurance advice.
About disability insurance agents in Myrtle Beach
Disability insurance agents in Myrtle Beach help individuals and business owners secure income protection policies. South Carolina law requires agents to be licensed through the state Department of Insurance. Local agents understand the unique needs of coastal workers, including those in tourism and construction industries.
Frequently Asked Questions
What does a disability insurance agent in Myrtle Beach do?
A disability insurance agent helps you find and purchase disability insurance policies. They explain policy terms, compare options from different carriers, and assist with claims. Agents in Myrtle Beach are familiar with South Carolina insurance regulations and can guide you on state-specific requirements.
Do I need a license to sell disability insurance in South Carolina?
Yes. All disability insurance agents in South Carolina must hold a valid license from the South Carolina Department of Insurance. Agents must complete pre-licensing education and pass a state exam. You can verify an agents license on the SC DOI website.
Are disability insurance benefits taxable in South Carolina?
It depends on how the policy is paid for. If you pay premiums with after-tax dollars, benefits are generally tax-free. If your employer pays premiums, benefits may be taxable as income. South Carolina follows federal tax rules for disability insurance benefits.
Disability Insurance Agents in Other South Carolina Cities
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