The top-rated disability insurance agent in North Augusta, South Carolina is Chad Stalvey - State Farm Insurance Agent, rated 4.9 stars across 245 reviews. Other highly rated options include Jonathan Wingard - State Farm Insurance Agent, Austin Taylor Insurance Agency, Heath Insurance and Financial Group. This directory lists 18 disability insurance agents serving North Augusta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chad Stalvey - State Farm Insurance Agent | 1219 West Ave | (803) 279-4921 |
| 2 | Jonathan Wingard - State Farm Insurance Agent | 406 West Ave | (803) 279-0059 |
| 3 | Austin Taylor Insurance Agency | 501 W Martintown Rd | (803) 279-0420 |
| 4 | Heath Insurance and Financial Group | 815 West Ave | (803) 279-8046 |
| 5 | Wanda Grandle: Allstate Insurance | 302 E Martintown Rd | (803) 279-5411 |
| 6 | Turner Disability Services | 111 E Marion Ave #209 | (803) 279-8363 |
| 7 | Don Robinson - State Farm Insurance Agent | 533 Georgia Ave | (803) 279-9660 |
| 8 | Aaron Myers: Allstate Insurance | 524 Georgia Ave Unit 1 | (803) 278-5708 |
| 9 | Nationwide Insurance: Chris Heath Agency Inc. | 921 Georgia Ave | (803) 279-8046 |
| 10 | Insurance Masters LLC | 332 Edgefield Rd | (803) 761-0222 |
Chad Stalvey - State Farm Insurance Agent serves the North Augusta, SC, area as a disability insurance agent. The agency assists local residents and professionals with income protection solutions designed to replace a portion of earnings if an illness or injury prevents them from working. Clients exploring coverage suited to their personal financial situations can review policy structures during in-office consultations. The office specifically handles both short-term and long-term disability insurance policies.
Jonathan Wingard, a local disability insurance agent in North Augusta, South Carolina, provides personalized guidance on long-term and short-term disability coverage tailored to individual financial needs. The agency assists clients in understanding policy options and helps maintain appropriate benefit levels as circumstances change over time. Comprehensive service reviews are offered to ensure plans remain aligned with evolving income replacement requirements. Service support includes claims assistance and periodic policy evaluations. The agency services single-family homes, apartments, retail, and restaurants.
Serving homeowners, business owners, and professionals in North Augusta, South Carolina, Austin Taylor Insurance Agency provides disability insurance agent services to help protect income against injury or illness. The agency assists clients in evaluating policy options that can replace lost wages during recovery periods. It also advises on short-term and long-term disability plans tailored to individual employment situations and budget needs. In addition to covering North Augusta, the agency serves nearby Aiken and other communities within the central Savannah River area metro region.
Heath Insurance and Financial Group serves prospective clients in North Augusta, South Carolina, and its surrounding communities, handling disability insurance coverage for individuals and local businesses. The agency helps clients understand how disability insurance can protect their income if an injury or illness prevents them from working. Each case is handled by assessing the client’s specific occupation, current earnings, and personal financial situation to recommend an appropriate policy that aligns with their long-term needs and budget.
Wanda Grandle: Allstate Insurance helps clients navigate the difference between short-term disability policies, which provide temporary income replacement, and long-term coverage plans that offer recurring payments for extended absences from work. Located in North Augusta, SC, the agency assists local professionals in understanding how these disability insurance options protect their earnings during illness or injury. Appointments and policy reviews are available on an as-needed basis, allowing customers to schedule service when their circumstances require support.
For residents of North Augusta preparing for the next open enrollment period, securing steady income protection becomes a priority. Turner Disability Services works with individuals to address those concerns, offering guidance on policies that replace lost wages during illness or injury. The agent reviews each client’s occupation, existing coverage, and monthly expenses to tailor an appropriate plan. An initial consultation begins with a thorough assessment of current financial obligations and career-specific risks.
Don Robinson - State Farm Insurance Agent in North Augusta, SC, specializes in providing disability insurance to help replace lost income due to injury or illness. This agency works with local residents to evaluate policy options that align with individual needs and financial situations within the Augusta-area community. The agent assists clients throughout the process of selecting and maintaining appropriate coverage. As the colder months approach, this office can help address concerns about short-term disability resulting from seasonal accidents or winter weather-related incidents.
Aaron Myers: Allstate Insurance assists individuals and businesses in North Augusta, SC with securing financial protection. Its specialty includes disability insurance, providing policies that replace income if a client becomes unable to work due to illness or injury. The agency works with various commercial sectors to help safeguard operations and employees. This includes coverage tailored for office environments, warehouses, and food service establishments.
Nationwide Insurance: Chris Heath Agency Inc. provides insurance options to individuals and businesses in North Augusta, South Carolina. Its work includes a specialty in coordinating Disability Insurance coverage, which helps protect income if a person cannot work due to illness or injury. Policies can be designed as short-term or long-term plans to match different needs. The agency can serve workers in commercial sectors such as offices, warehouses, and food service establishments.
Insurance Masters LLC offers residential disability insurance services to individuals protecting their income in the North Augusta, SC area. The firm also handles commercial disability coverage for local small businesses and self-employed professionals serving the surrounding communities. Agents guide clients through policy details and benefit structures for long-term financial protection. Clients routinely return for plan reviews and policy adjustments between regular visits to ensure continued coverage alignment with changing needs.
What Does a a Disability Insurance Agent in North Augusta Cost?
Disability insurance agent services in South Carolina are usually paid through commissions from the insurance company so you do not pay a direct fee. Policy premiums vary based on age health and coverage amount ranging from 1 percent to 3 percent of your annual income. For example a 50,000 dollar annual income might cost 500 to 1,500 dollars per year. This is general information not insurance advice.
About disability insurance agents in North Augusta
Disability insurance agents in North Augusta South Carolina help residents protect their income if they cannot work due to illness or injury. South Carolina law requires disability insurance policies to include specific provisions such as a 30 day grace period and a time limit on certain defenses. Local agents can explain how state regulations affect your coverage and guide you through the claims process.
Frequently Asked Questions
What does a disability insurance agent in North Augusta do?
A disability insurance agent helps you find a policy that fits your needs and budget. They also assist with filing claims and understanding policy terms. In South Carolina agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in South Carolina?
South Carolina law does not set a specific deadline for filing disability claims but policies often require notice within 20 to 30 days. You should check your policy for exact time limits. Delays can lead to claim denial.
Can a disability insurance agent help if my claim is denied?
Yes an agent can review your denial letter and explain your options. They may help you gather additional evidence or file an appeal. For complex denials you might also need a lawyer who handles insurance disputes.
Disability Insurance Agents in Other South Carolina Cities
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