The top-rated disability insurance agent in Hampton, New Hampshire is Bean Insurance Agency LLC, rated 4.9 stars across 66 reviews. Other highly rated options include Tobey & Merrill Insurance, Granite State Insurance and Risk Management, LLC, Camden Mitchell: Allstate Insurance. This directory lists 12 disability insurance agents serving Hampton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Bean Insurance Agency LLC | 151 Winnacunnet Rd | (603) 926-3830 |
| 2 | Tobey & Merrill Insurance | 20 High St | (603) 926-7655 |
| 3 | Granite State Insurance and Risk Management, LLC | 1 Park Ave | (603) 580-4706 |
| 4 | Camden Mitchell: Allstate Insurance | 387 Lafayette Rd STE 203 | (603) 929-3600 |
| 5 | Trim-Co/WG Insurance | 540 Lafayette Rd #4 | (603) 926-6600 |
| 6 | Brownell Insurance Center Inc | 860 Lafayette Rd # 2 | (603) 437-1992 |
| 7 | SIAA - The Agent Alliance | 234 Lafayette Rd | (603) 430-0055 |
| 8 | Hampton Bay Insurance | 1 Park Ave #1A-2 | (603) 368-9067 |
| 9 | Baystate Financial - Hampton Bay Insurance- Jim Dearden | 1 Park Ave #1A-2 | (603) 502-2027 |
| 10 | SAN Group | 234 Lafayette Rd | (800) 790-1395 |
Bean Insurance Agency LLC serves the greater Hampton, New Hampshire area as a dedicated disability insurance agent. The company helps individuals navigate the complexities of income protection planning. It assists clients in understanding how disability coverage safeguards earnings from unexpected injury or illness. Policy consultations focus on tailoring coverage to fit specific occupational and financial circumstances. The agency handles both short-term and long-term disability insurance options for local residents and businesses.
Tobey & Merrill Insurance in Hampton, NH, provides a range of disability insurance agent services, assisting local clients in obtaining coverage that protects income during periods of medical inability to work. The agency helps individuals evaluate policy options and navigate application processes to secure financial stability when needed. Their support includes periodic reviews of existing plans to ensure they remain aligned with changing health or employment circumstances. This service covers single-family homes, apartments, retail establishments, and restaurants throughout the area.
Homeowners, self-employed professionals, and small business owners in the Hampton area turn to Granite State Insurance and Risk Management, LLC for disability insurance agent services. The firm helps clients secure income protection policies designed to replace a portion of wages if illness or injury prevents them from working. Policy guidance focuses on understanding elimination periods, benefit amounts, and coverage definitions specific to individual and group plans. The agency also serves the broader Seacoast region, including neighboring Exeter and North Hampton communities.
Camden Mitchell: Allstate Insurance serves Hampton, New Hampshire, and the surrounding Seacoast communities. The agency handles disability insurance needs for local residents, helping individuals secure coverage to protect their income if an illness or injury prevents them from working. They guide clients through understanding policy options and filing requirements. To complete a typical case, the agent gathers relevant financial details and medical information, then compares available plans to recommend a suitable benefit structure.
Trim-Co/WG Insurance in Hampton, NH offers specialized disability insurance agent services, focusing on helping clients secure income protection plans tailored to their individual occupations. The agency also provides general insurance guidance for residents navigating local coverage options in the Seacoast region. Whether you are a tradesperson recovering from an injury or a professional awaiting an elective surgery procedure, the company assists with bridging income gaps during recovery periods.
Brownell Insurance Center Inc, located in Hampton, NH, helps clients navigate the difference between disability policies that provide a one-time lump sum benefit and those offering recurring monthly payments. Coverage is designed to replace lost income if an illness or injury prevents work, ensuring financial stability during recovery. Their service as a disability insurance agent is available on a one-time, scheduled, or as-needed basis, depending on the client’s needs for initial consultation or ongoing policy adjustments.
As coastal New Hampshire families prepare for the busy summer season, securing income protection becomes a primary concern. SIAA - The Agent Alliance in Hampton assists local professionals and tradespeople in navigating disability insurance options tailored to their specific employment risks. Working directly with clients, this independent agency clarifies coverage gaps that standard plans might leave unresolved. Evaluating each individual’s earnings structure and occupational duties, they recommend policies that align with personal financial goals. A thorough initial consultation is scheduled at no cost to review current coverage and identify necessary adjustments.
Hampton Bay Insurance works with individuals and businesses in Hampton, New Hampshire to address financial protection needs related to injury or illness. As a disability insurance agent, the company specializes in structuring policies that replace a portion of income when a client cannot work due to a medical condition. In its local market, it handles both short-term and long-term coverage options for a variety of commercial sectors. These sectors include professional offices, warehouses, food service establishments, and similar workplaces across the region.
Baystate Financial - Hampton Bay Insurance - Jim Dearden provides residential disability insurance coverage, helping individuals in Hampton protect their income in case of injury or illness. Commercial disability coverage is also available for local business owners and professionals across the Seacoast area. Services are designed to offer financial security for families and independent workers. After regular visits, Jim Dearden typically follows up to review any changes in a client’s situation or coverage needs, ensuring continued support between appointments.
SAN Group, based in Hampton, NH, is known for helping local residents secure disability insurance coverage that protects their income in the event of an illness or injury. Its service range includes guiding clients through policy options tailored to various occupations and financial situations. The firm assists individuals in understanding the waiting periods and benefit amounts typical for such plans. Additionally, the company can arrange for a policy rider that provides residual or partial disability benefits for those returning to work part-time.
What Does a a Disability Insurance Agent in Hampton Cost?
Disability insurance agent services in New Hampshire typically cost nothing upfront because agents earn commissions from insurance companies. Policy premiums for individual disability insurance range from 1% to 3% of your annual income. For a person earning $60,000 per year, this means $600 to $1,800 annually. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in Hampton
A disability insurance agent in Hampton, New Hampshire can help you understand your policy options and file claims. New Hampshire law requires insurers to follow specific rules for claim processing and deadlines. Local agents know the regional job market and can guide you through state-specific requirements.
Frequently Asked Questions
What does a disability insurance agent in Hampton do?
A disability insurance agent helps you choose a policy and assists with claim filing. They explain policy terms and answer questions about coverage. Agents in New Hampshire must be licensed by the state insurance department.
How do I choose a disability insurance agent in Hampton?
Look for an agent with experience in disability insurance and knowledge of New Hampshire regulations. Check their license status on the New Hampshire Insurance Department website. Ask about their familiarity with local employers and occupations.
What New Hampshire laws affect disability insurance claims?
New Hampshire Revised Statutes Title 38 regulates insurance practices. Insurers must respond to claims within 15 business days. If a claim is denied, you have the right to request an internal appeal and file a complaint with the state insurance department.
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