The top-rated disability insurance agent in Amherst, New Hampshire is George C. Haegele: Allstate Insurance, rated 5.0 stars across 155 reviews. Other highly rated options include Pete Ackerson - State Farm Insurance Agent, HPM Insurance, Davis & Towle Walnut Hill Insurance. This directory lists 10 disability insurance agents serving Amherst.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | George C. Haegele: Allstate Insurance | 292 State Rte 101 #5 | (603) 672-6061 |
| 2 | Pete Ackerson - State Farm Insurance Agent | 294 State Rte 101 Ste 1 | (603) 673-0221 |
| 3 | HPM Insurance | 101 Ponemah Rd | (603) 673-1201 |
| 4 | Davis & Towle Walnut Hill Insurance | 27 NH-101A | (603) 672-5155 |
| 5 | Marie Terhune Licensed Insurance Broker | 6 Standish Way | (603) 377-9577 |
| 6 | Tom Peters - State Farm Insurance Agent | 135 NH-101A | (603) 889-4333 |
| 7 | Brian Morin: Allstate Insurance | 292 State Rte 101 Bldg F Unit 5 | (603) 913-6111 |
| 8 | Brian LaBonte Insurance Agency | 38 The Flume | (603) 589-1017 |
| 9 | Meridian Insurance Agency | 8 Main St | (603) 673-7228 |
| 10 | Stonebridge Benefits | 7 Farmington Rd | (603) 289-8683 |
George C. Haegele: Allstate Insurance serves the greater Hillsborough County region including Amherst, New Hampshire, providing comprehensive disability insurance solutions. The agency assists local professionals with navigating plans that replace lost income due to injury or illness. They evaluate individual policy options for both short-term and long-term coverage needs. Additionally, they guide clients through the nuances of employer-sponsored disability benefits and individual supplemental policies tailored to specific occupations. Their services include helping residents understand Social Security Disability Insurance coordination as well.
Pete Ackerson - State Farm Insurance Agent in Amherst, NH, provides disability insurance services to help individuals protect their income if illness or injury prevents them from working. The agency offers guidance on selecting appropriate policy options and can assist with coverage reviews or policy changes over time. Regular consultations are available to help clients understand their policy features and adjust plans as personal circumstances evolve. These services are suited for those living in single-family homes, apartments, retail establishments, and restaurants in the local area.
HPM Insurance works with clients to assess their income protection needs, specializing in disability insurance agent services for individuals and businesses. The company operates from Amherst, New Hampshire, helping policyholders understand coverage options. This includes long-term and short-term policies designed to replace lost earnings during illness or injury. HPM Insurance serves a range of commercial sectors in the region, including office environments, warehouses, and food service operations.
Davis & Towle Walnut Hill Insurance serves local homeowners, businesses, and property managers who seek income protection solutions in Amherst, New Hampshire. The firm provides disability insurance agent services, helping clients secure policies that replace a portion of their earnings during periods of illness or injury. These policies are designed to support financial stability for working individuals and self-employed professionals. Their coverage area extends into neighboring communities within the Nashua metropolitan region as well.
Serving Amherst, NH, and the surrounding communities, Marie Terhune Licensed Insurance Broker handles disability insurance needs for local residents. This specialized coverage protects income when illness or injury prevents a person from working. The company helps clients understand policy options that replace a portion of their earnings during a period of disability. Its general approach involves assessing individual employment situations and income needs to recommend appropriate coverage solutions for each unique circumstance.
Tom Peters, a disability insurance agent in Amherst, NH, helps clients navigate the difference between one-time disability policies, which cover a single illness or accident, and recurring service options that protect against multiple or ongoing conditions over time. Coverage can replace a portion of lost income, ensuring financial stability if an injury or illness prevents work. Service runs on an as-needed basis, allowing clients to request assistance when a policy change, claim, or new coverage plan becomes necessary.
Brian Morin: Allstate Insurance in Amherst, NH, provides disability insurance agent services focused on income protection policies. It also helps clients evaluate their general insurance needs, offering guidance on selecting coverage that aligns with personal circumstances. Working with individuals and families in the area, the agency explains policy terms to ensure informed decisions. As the colder months approach, it assists local residents in reviewing their coverage for unexpected winter-related illnesses or injuries that could interrupt their ability to work.
As spring storms pass through Amherst, homeowners often wonder if their income is protected after an unexpected injury or illness. Brian LaBonte Insurance Agency provides guidance on disability insurance options tailored to local professionals and tradespeople. Discussing plan features such as benefit periods and waiting periods helps clients understand their financial safety net. A typical first step involves a brief review of current coverage and income needs to determine which policy structure best suits the individual’s situation.
Meridian Insurance Agency operates as a disability insurance agent in Amherst, New Hampshire, working to help individuals and businesses secure income protection coverage against injury or illness that prevents work. Its specialty includes crafting policies that address partial disabilities and short-term replacement needs alongside long-term plans. The firm serves a variety of commercial sectors, including professional offices, warehouses, and food service operations, tailoring each approach to different occupational risk profiles.
Stonebridge Benefits provides disability insurance services to residents in the Amherst area, working with individuals seeking personal income protection. Commercial coverage is also available for local businesses needing policies for their employees, with the same office serving the broader southern New Hampshire region. Agents guide clients through plan selection, then help with policy management and claims filing. Many customers schedule follow-up meetings annually or upon life changes, ensuring their coverage remains suitable between regular visits.
What Does a a Disability Insurance Agent in Amherst Cost?
The cost of hiring a disability insurance agent in New Hampshire is usually paid through commissions from the insurance company, not directly by you. Policy premiums vary widely based on age, health, occupation, and coverage amount, typically ranging from 1% to 3% of your annual income. For example, a 40-year-old professional might pay $1,000 to $2,500 per year for a policy. This is general information, not insurance advice.
About disability insurance agents in Amherst
Disability insurance agents in Amherst, New Hampshire help individuals and businesses secure income protection policies. New Hampshire law requires insurers to act in good faith when handling claims, as outlined in RSA 417. Local agents can guide you through policy options and the claims process.
Frequently Asked Questions
What does a disability insurance agent in Amherst do?
A disability insurance agent helps you find and purchase a policy that fits your needs. They also assist with policy questions and can guide you through the claims process if you become disabled.
How do I choose a disability insurance agent in New Hampshire?
Look for an agent licensed in New Hampshire with experience in disability insurance. You can verify a license through the New Hampshire Insurance Department website.
Are there time limits for filing a disability claim in New Hampshire?
Yes, most policies have specific time limits for filing a claim, often 30 to 90 days after the disability begins. New Hampshire law also requires insurers to respond to claims within a reasonable time, typically 15 days.
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