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Find Disability Insurance Agents Near You in Helena, MT

Browse disability insurance agents serving Helena, Montana. Updated 2026-07-14.

The top-rated disability insurance agent in Helena, Montana is Rocky Mountain Medicare, rated 5.0 stars across 237 reviews. Other highly rated options include Jon Miller - State Farm Insurance Agent, Rocky Mountain Insurance Group, Bison Insurance, PLLC. This directory lists 20 disability insurance agents serving Helena.

Showing 20 disability insurance agents in Helena, MTListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Rocky Mountain Medicare1134 Butte Ave(406) 204-1580
2Jon Miller - State Farm Insurance Agent900 N Last Chance Gulch #103(406) 502-2200
3Rocky Mountain Insurance Group1111 N Rodney St Suite 3(406) 422-4437
4Bison Insurance, PLLC3171 N Montana Ave(406) 442-1414
5MATHIS INSURANCE AGENCY LLC1313 11th Ave(406) 442-9680
6Marsh McLennan Agency1108 Livingston Ave(406) 442-5360
7Insurance Unlimited1040 Helena Ave(406) 442-4144
8AAA Helena Branch2100 11th Ave(406) 447-8100
9Farmers Insurance - Bryan Louden1225 Birch St Ste A(406) 442-7004
10Farm Bureau Insurance Tom Schulke and Sean Cirullo64 Medical Park Dr(406) 442-8988
RM
1134 Butte Ave
Rocky Mountain Medicare
Disability Insurance Agent · Helena, MT

Rocky Mountain Medicare serves the Helena, Montana area as a disability insurance agent. The company helps local residents understand and apply for disability insurance coverage. This work includes evaluating individual needs for income protection. Agents guide clients through policy options that can provide financial stability during periods of illness or injury. Navigating both private plans and government programs requires specialized knowledge. Rocky Mountain Medicare assists with plan comparisons and the application process for long-term and short-term disability insurance in the Helena region.

JM
900 N Last Chance Gulch #103
Jon Miller - State Farm Insurance Agent
Disability Insurance Agent · Helena, MT

Jon Miller - State Farm Insurance Agent in Helena, MT provides disability insurance agent services. This involves helping clients understand their policy options and representing them during the underwriting process. Ongoing support includes assisting with policy reviews and managing adjustments based on changes in a client's financial situation or health. The company’s service also extends to maintaining appropriate documentation for existing coverage. It serves local clients in need of disability income protection, including those living in single-family homes, apartments, retail properties, and even those working in restaurants.

RM
1111 N Rodney St Suite 3
Rocky Mountain Insurance Group
Disability Insurance Agent · Helena, MT

Rocky Mountain Insurance Group in Helena, MT helps local homeowners, businesses, and property managers secure disability insurance coverage designed to protect income during illness or injury. The agency guides clients through policy options that replace a portion of lost wages if they cannot work. Recognizing the diverse needs of its service area, the agency also regularly assists individuals and commercial clients in the neighboring community of East Helena.

BI
3171 N Montana Ave
Bison Insurance, PLLC
Disability Insurance Agent · Helena, MT

Bison Insurance, PLLC in Helena, MT distinguishes between one-time consultations for specific disability coverage questions and ongoing service plans that adjust as a client’s career or health changes. The agency helps individuals and business owners secure policies that replace income if injury or illness prevents work. Services cover both long-term and short-term disability insurance needs for local professionals and tradespeople. Support runs on either a scheduled or an as-needed basis, depending on the client’s preferred level of engagement.

MI
1313 11th Ave
MATHIS INSURANCE AGENCY LLC
Disability Insurance Agent · Helena, MT

MATHIS INSURANCE AGENCY LLC in Helena, MT, specializes in helping clients secure disability income protection policies designed to replace lost wages during a period of illness or injury. The agency works with local residents to evaluate individual coverage needs and navigate available occupational and private plans. As the outdoor recreation season approaches, it assists tradespeople and small business owners in safeguarding their earnings against the financial impact of a potential accident or unexpected health event.

MM
1108 Livingston Ave
Marsh McLennan Agency
Disability Insurance Agent · Helena, MT

Marsh McLennan Agency serves the Helena, Montana area as a Disability Insurance Agent. This firm assists individuals and businesses in securing income protection against injury or illness that prevents work. It navigates the complexities of short-term and long-term disability policies to match specific financial needs. Its services include evaluating employer-sponsored group plans and sourcing individual disability coverage. The agency also counsels clients on policy provisions such as elimination periods and benefit durations.

IU
1040 Helena Ave
Insurance Unlimited
Disability Insurance Agent · Helena, MT

As winter approaches in Helena, many residents begin evaluating their financial protections against sudden illness or injury. Insurance Unlimited assists clients in navigating the complex field of disability insurance, helping replace a portion of income during an unexpected inability to work. The agency focuses on local needs, explaining policy options that cover accidents and short-term or long-term illnesses. Each consultation begins with a thorough review of the individual’s occupation and financial situation to determine appropriate coverage.

AH
2100 11th Ave
AAA Helena Branch
Disability Insurance Agent · Helena, MT

AAA Helena Branch serves the Helena, Montana area and surrounding communities as a disability insurance agent. It handles applications for disability income protection policies designed to replace a portion of a client’s salary if illness or injury prevents work. The company assists individuals with understanding policy terms and comparing coverage options. A typical case starts with a consultation to review the client’s occupation and income, then proceeds to matching needs with suitable plans.

FI
1225 Birch St Ste A
Farmers Insurance - Bryan Louden
Disability Insurance Agent · Helena, MT
FB
64 Medical Park Dr
Farm Bureau Insurance Tom Schulke and Sean Cirullo
Disability Insurance Agent · Helena, MT

Farm Bureau Insurance Tom Schulke and Sean Cirullo works with individuals and groups to secure coverage that protects income in the event of illness or injury. Disability insurance agents in Helena help clients evaluate policy options that replace lost wages during recovery periods. This agency serves professionals and business owners requiring tailored plans. Their services can support offices needing stability, warehouses managing physical labor risks, and food service operations safeguarding employee livelihoods.

FI
2210 N Cooke St Ste 2
Farmers Insurance - Lynda Reisbeck
Disability Insurance Agent · Helena, MT
(406) 442-9688
agents.farmers.com/mt/helena/lynda-reisbeck
FI
1117 Helena Ave
Farmers Insurance - Michael Christensen
Disability Insurance Agent · Helena, MT
(406) 442-0700
agents.farmers.com/mt/helena/michael-christensen
NY
1048 Helena Ave
New York Life- Helena, MT- Main Office
Disability Insurance Agent · Helena, MT
(406) 422-0553
mikespaulding.nylagents.com
AB
910 N Last Chance Gulch D
Allegiance Benefit Plan Management
Disability Insurance Agent · Helena, MT
(406) 449-9900
FB
64 Medical Park Dr Suite B
Farm Bureau Financial Services - Dustin Gillaspie
Disability Insurance Agent · Helena, MT
(406) 442-0456
fbfs.com
FU
2100 N Last Chance Gulch
Farmers Union Insurance
Disability Insurance Agent · Helena, MT
(406) 443-4630
fumico.net
BI
2711 Airport Rd
Bradley Insurance
Disability Insurance Agent · Helena, MT
(406) 205-3301
SI
1435 Vandelay Ave
Stockman Insurance Helena Capital
Disability Insurance Agent · Helena, MT
(406) 457-1243
stockmaninsurance.stockmanbank.com/stockman-insurance-helena-capital-1ee90714b065
II
3131 Dredge Dr
Independent Insurance Agents Association of Montana
Disability Insurance Agent · Helena, MT
(303) 512-0627
iiamt.org
MI
816 Great Northern Blvd
Mtsba Insurance Services
Disability Insurance Agent · Helena, MT
(406) 457-4500

What Does a a Disability Insurance Agent in Helena Cost?

Disability insurance agent services in Helena typically cost nothing upfront. Agents earn commissions from insurance carriers, usually 10 to 20 percent of the annual premium. Premiums for individual disability policies in Montana range from 1 to 3 percent of your annual income. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in Helena

Disability insurance agents in Helena Montana help individuals and businesses secure income protection policies. Montana law requires specific disability coverage details in group plans under state insurance regulations. Local agents can guide you through policy options tailored to Helena residents and Montana workers.

Frequently Asked Questions

What does a disability insurance agent in Helena do?

A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and occupation definitions. They also assist with filing claims and understanding Montana insurance rules.

How long do I have to file a disability claim in Montana?

Montana insurance law does not set a specific claim deadline for private disability policies. However, most policies require prompt notification within 30 days of disability. Check your policy for exact time limits.

Can a disability insurance agent help with an appeal in Helena?

Yes, an agent can review your denial letter and help gather supporting medical evidence. They cannot provide legal advice but can guide you through the internal appeals process. Montana law requires insurers to respond to appeals within 30 days.

Disability Insurance Agents in Other Montana Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.