The top-rated disability insurance agent in Billings, Montana is JM Insurance Group, rated 4.9 stars across 153 reviews. Other highly rated options include Anvil Insurance, Miss Katie your insurance lady, Frontier Insurance Solutions Powered by YourPolicy. This directory lists 20 disability insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JM Insurance Group | 513 Hilltop Rd #7 | (406) 534-8008 |
| 2 | Anvil Insurance | 3124 First Ave N | (406) 259-3828 |
| 3 | Miss Katie your insurance lady | 807 Grand Ave | (406) 790-9040 |
| 4 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 5 | Leavitt Great West | 2345 King Ave W suite e | (406) 252-4104 |
| 6 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
| 7 | Marsh McLennan Agency | 3289 Gabel Rd | (406) 238-1900 |
| 8 | Headquarters Insurance, LLC | 807 Grand Ave | (406) 970-0952 |
| 9 | Conver & Winchell Insurance | 2500 Grand Ave Suite S | (406) 652-9610 |
| 10 | Goff Group Medical Insurance Solutions | 1645 Parkhill Dr Ste D | (406) 360-5693 |
JM Insurance Group serves the Billings, Montana, area as a disability insurance agent. The company helps local residents and businesses secure coverage that replaces lost income if an injury or illness prevents work. Understanding the specific medical and occupational needs of clients in this region, the agency works to find policies that fit individual budgets and career risks. It regularly assists with short-term disability plans for unexpected recovery periods, as well as long-term disability policies for extended leave or permanent conditions.
Anvil Insurance provides a full range of disability insurance agent services to clients in Billings, MT. It helps individuals and business owners evaluate their need for income protection and reviews policy terms to ensure adequate coverage for long-term disability events. The agency assists with initial policy setup and offers periodic plan reviews to adjust for changes in employment or health status. In addition to individual policies, Anvil Insurance services local businesses, including single-family homes, apartments, retail stores, and restaurants.
Homeowners, renters, and small business owners in Billings, MT can work with Miss Katie your insurance lady for disability insurance. This agent helps clients assess their income protection needs and navigate plan options that provide financial support during illness or injury. Coverage plans are explained clearly to ensure informed decisions about safeguarding personal earnings or business cash flow. The service area also extends to the neighboring community of Laurel.
Frontier Insurance Solutions Powered by YourPolicy, a disability insurance agent in Billings, MT, assists clients in distinguishing between recurring premium obligations and one-time policy purchase plans. The company provides guidance on coverage options that replace a portion of income if an injury or illness prevents work. In this area, agents evaluate short-term versus long-term benefit periods and elimination periods. Service runs on an as-needed basis, with clients scheduling appointments to review existing policies or explore new individual plans.
Based in Billings, Montana, Leavitt Great West serves clients in the city and surrounding communities throughout the region as a disability insurance agent. It handles specialized policies that replace a portion of income when a policyholder cannot work due to illness or injury. The agency generally begins by reviewing an individual’s occupation and current earnings to determine appropriate coverage levels. It then compares options from multiple carriers to find a suitable plan that offers reliable financial protection.
Darnielle Insurance serves Billings, Montana, and the surrounding Yellowstone County communities with disability insurance agent services. The company handles individual disability income policies designed to replace a portion of a client’s earnings if they become unable to work due to illness or injury. It typically reviews each client’s occupation, income, and existing coverage to compare policy options from multiple insurers before recommending a suitable plan.
Marsh McLennan Agency serves homeowners, businesses, and property managers in the Billings area by offering disability insurance agent services. These services help clients protect their income through tailored plans for short-term and long-term disability needs. The agency guides customers through coverage options to ensure financial stability in case of illness or injury. Its location in Billings allows it to support clients throughout the region, including nearby communities such as Lockwood.
Headquarters Insurance, LLC in Billings, MT provides disability insurance agent services to help individuals secure income protection plans. It guides clients through the process of selecting policies that replace lost wages if injury or illness prevents them from working. Evaluating each person’s occupation and lifestyle needs is a central part of its general counseling work. As winter conditions in Montana increase risks of slips or weather-related work disruptions, this assistance can be essential for safeguarding household finances during the cold season.
As the cold winter months in Billings increase the risk of slips and falls that can lead to lost income, many local workers seek financial protection. Conver & Winchell Insurance serves as a disability insurance agent, helping clients navigate policies designed to replace a portion of earnings during a covered injury or illness. The process typically begins by conducting a detailed review of personal coverage needs and employment provisions. An initial assessment of current benefits and potential gaps leads to specific recommendations.
The Goff Group Medical Insurance Solutions in Billings, MT, focuses on helping individuals and employers secure income replacement through disability insurance. This firm further assists clients in choosing between short-term and long-term disability policies to match specific needs. Its agents evaluate risks like illness or injury for tailored coverage options. The company can serve various commercial sectors, including professional offices, industrial warehouses, and food service operations.
What Does a a Disability Insurance Agent in Billings Cost?
Typical costs for disability insurance in Montana range from 1 to 3 percent of your annual income. For a 50,000 dollar annual salary, a policy might cost 500 to 1,500 dollars per year. Factors like age, health, occupation, and chosen benefit period affect the premium. Montana agents can provide quotes from multiple carriers. This is general information not insurance advice.
About disability insurance agents in Billings
Disability insurance agents in Billings Montana help individuals and businesses find the right coverage for income protection. Montana law requires agents to be licensed through the Montana Commissioner of Securities and Insurance. Local agents understand the unique needs of workers in Billings industries like healthcare, construction, and agriculture.
Frequently Asked Questions
What does a disability insurance agent in Billings do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods, elimination periods, and coverage options. They also assist with filing claims and understanding Montana insurance regulations.
How do Montana disability insurance laws affect my policy?
Montana follows the National Association of Insurance Commissioners model regulations. Policies must include a free look period of at least 10 days. Montana also has specific rules about pre-existing condition waiting periods and claim deadlines.
What is the typical cost for disability insurance in Montana?
Costs vary based on age, health, occupation, and coverage amount. Monthly premiums for a 40-year-old in good health might range from 50 to 150 dollars for a policy covering 60 percent of income. High-risk occupations may pay more. This is general information not insurance advice.
Disability Insurance Agents in Other Montana Cities
Bozeman · Great Falls · Helena · Kalispell · Missoula