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Find Disability Insurance Agents Near You in St. Louis, MO

Browse disability insurance agents serving St. Louis, Missouri. Updated 2026-07-14.

The top-rated disability insurance agent in St. Louis, Missouri is MBhealth Insurance Agency, rated 4.9 stars across 577 reviews. Other highly rated options include POWERS Insurance and Risk Management, Kevin Wingenbach - State Farm Insurance Agent, Derek Miller - State Farm Insurance Agent. This directory lists 50 disability insurance agents serving St. Louis.

Showing 50 disability insurance agents in St. Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MBhealth Insurance Agency9700 MacKenzie Rd STE 101(314) 544-5400
2POWERS Insurance and Risk Management6825 Clayton Ave #200(314) 725-1414
3Kevin Wingenbach - State Farm Insurance Agent4530 Lemay Ferry Rd Suite L(314) 487-2100
4Derek Miller - State Farm Insurance Agent5811 S Lindbergh Blvd(314) 892-4999
5R T Thomas Insurance, LLC8131 Delmar Blvd(314) 725-5535
6Kreismann Bayer Insurance Agency652 N New Ballas Rd(314) 567-3344
7Goetz Insurance Agency4586 Telegraph Rd(314) 720-1702
8Elevated Insurance Group345 Marshall Ave Ste 200(314) 806-3600
9Valley Insurance Agency Alliance LLC (VIAA)6825 Clayton Ave #200(314) 333-4910
10Norrell Insurance Agency401 Pine St #7(636) 575-9526
MI
9700 MacKenzie Rd STE 101
MBhealth Insurance Agency
Disability Insurance Agent · St. Louis, MO

MBhealth Insurance Agency provides disability insurance agent services in the St. Louis, Missouri area. It assists individuals and employers in understanding and selecting income protection policies that replace lost earnings due to illness or injury. Ongoing support includes policy reviews and claims management to ensure coverage remains aligned with changing financial responsibilities and health circumstances. The agency handles applications and renewals for professionals across various property types, including single-family homes, apartment complexes, retail spaces, and restaurants.

PI
6825 Clayton Ave #200
POWERS Insurance and Risk Management
Disability Insurance Agent · St. Louis, MO

POWERS Insurance and Risk Management serves homeowners, businesses, and property managers in St. Louis, Missouri, by helping them secure disability insurance coverage. This type of agent assists clients in selecting policies that replace a portion of income if an injury or illness prevents them from working. They guide customers through the process of comparing different plans and explaining key policy terms. The agency also works with residents in the neighboring St. Louis County area to provide similar coverage options.

KW
4530 Lemay Ferry Rd Suite L
Kevin Wingenbach - State Farm Insurance Agent
Disability Insurance Agent · St. Louis, MO

Kevin Wingenbach - State Farm Insurance Agent serves the St. Louis, Missouri area and its surrounding communities. It handles disability insurance policies, which provide income protection if an illness or injury prevents someone from working. The agent works with clients to review current job duties, income levels, and waiting periods so that a policy aligns with personal financial risks. Each case is approached by comparing coverage options to find a suitable benefit waiting period and benefit amount for different occupation types.

DM
5811 S Lindbergh Blvd
Derek Miller - State Farm Insurance Agent
Disability Insurance Agent · St. Louis, MO

Derek Miller - State Farm Insurance Agent in St. Louis, MO, is known for providing disability insurance agent services. The operation offers guidance to individuals and small business owners seeking income protection policies tailored to local health and employment needs. Clients typically discuss how disabilities could impact personal finances or monthly expenses during an appointment. The agency also specializes in integrating short-term disability options with existing coverage plans.

RT
8131 Delmar Blvd
R T Thomas Insurance, LLC
Disability Insurance Agent · St. Louis, MO

R T Thomas Insurance, LLC provides guidance on disability income protection options in the St. Louis area. The agency helps clients evaluate coverage that can replace a portion of lost earnings due to illness or injury. Their work focuses on matching policy features to individual professional and personal circumstances. This service assists local office workers, staff in warehouses, and employees within the food service industry in securing suitable plans tailored to their specific roles.

KB
652 N New Ballas Rd
Kreismann Bayer Insurance Agency
Disability Insurance Agent · St. Louis, MO

Kreismann Bayer Insurance Agency is a Disability Insurance Agent in St. Louis, Missouri, known for helping professionals replace lost income when they cannot work due to illness or injury. Its service range includes evaluating policy options aligned with individual health risks and career demands. The agency assists with applications and policy reviews to secure benefit structures that suit clients’ financial needs. For an additional service, it coordinates own-occupation disability coverage for physicians, attorneys, and other specialized professionals.

GI
4586 Telegraph Rd
Goetz Insurance Agency
Disability Insurance Agent · St. Louis, MO

Goetz Insurance Agency serves residents in St. Louis, Missouri, by helping them secure disability income protection for individual clients. The agency also assists local businesses in obtaining commercial disability coverage to support their employees and operations across the greater St. Louis area. Each policy is tailored to provide financial stability in case of illness or injury that prevents work. The agent follows up with clients after claims are processed and offers ongoing plan adjustments between regular review visits.

EI
345 Marshall Ave Ste 200
Elevated Insurance Group
Disability Insurance Agent · St. Louis, MO

Elevated Insurance Group serves the St. Louis, Missouri metropolitan area as a Disability Insurance Agent. The company assists individuals and local businesses in finding income protection plans that replace a portion of wages if an illness or injury prevents work. They guide clients through the policy selection process, explaining coverage options and benefit periods. Their work regularly includes evaluating short-term and long-term disability policies to match the specific financial needs of professionals and self-employed residents across the region.

VI
6825 Clayton Ave #200
Valley Insurance Agency Alliance LLC (VIAA)
Disability Insurance Agent · St. Louis, MO

Valley Insurance Agency Alliance LLC helps homeowners, businesses, and property managers in St. Louis, Missouri, secure disability insurance policies that protect against income loss due to injury or illness. The agency simplifies the complex underwriting process, guiding clients through policy options and benefit structures tailored to their unique employment situations. Covering the City of St. Louis and surrounding communities in St. Louis County, VIAA also serves clients across the metro area into St. Charles.

NI
401 Pine St #7
Norrell Insurance Agency
Disability Insurance Agent · St. Louis, MO

Norrell Insurance Agency offers a range of disability insurance agent services in St. Louis, Missouri, assisting clients with evaluating and selecting income protection policies. These services typically include policy reviews and ongoing consultation to adjust coverage as clients’ needs evolve. The agency serves individuals seeking to replace lost wages due to illness or injury, addressing the specific financial risks of different professions. Its work commonly extends to small business owners and professionals who rely on steady income, with properties including single-family homes, apartments, retail, and restaurants.

LM
3470 Hampton Ave s106
Lp Miceli Inc
Disability Insurance Agent · St. Louis, MO
(314) 832-6667
lpmiceliinc.com
SI
7127 S Lindbergh Blvd
Southtown Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 894-4220
facebook.com/Southtown-Insurance-Agency-106043174125152
CM
5583 Telegraph Rd
Charles Meyer Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 894-1313
myarnoldteam.com
A2
4121 Union Rd #216
Advantage 2000 Consultants
Disability Insurance Agent · St. Louis, MO
(800) 899-3433
advantage2k.com
MI
7532 W Florissant Ave
Missouri Insurance Exchange
Disability Insurance Agent · St. Louis, MO
(314) 481-1100
moinsurance.org
CH
9545 Yuma Dr
Clayton Hanley Insurance Service Inc.
Disability Insurance Agent · St. Louis, MO
(314) 487-2921
claytonhanley.com
IH
3636 S Geyer Rd #100
InvoBH - Health Insurance | Medicare Broker
Disability Insurance Agent · St. Louis, MO
(314) 685-4428
invobh.com/#products
AB
8084 Watson Rd # 100
Arch Brokerage Inc
Disability Insurance Agent · St. Louis, MO
(314) 849-6363
archbrokerage.com
CB
9700 MacKenzie Rd STE 120
Crawford-Butz & Associates Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 752-2500
crawfordbutz.com
FL
10805 Sunset Office Dr Suite 300
Founders Life & Health
Disability Insurance Agent · St. Louis, MO
(800) 651-2577
founderslifeandhealth.com
DL
4179 Crescent Dr # D
de Leon Retirement Services
Disability Insurance Agent · St. Louis, MO
(314) 287-0179
retirewithannie.com
OC
12101 Olive Blvd
O'Connor Insurance
Disability Insurance Agent · St. Louis, MO
(314) 434-0038
oconnor-ins.com
BR
193 N Florissant Rd
BG RESOURCE INSURANCE AGENCY
Disability Insurance Agent · St. Louis, MO
(314) 915-5575
bgresource.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Disability Insurance Agent · St. Louis, MO
(314) 638-5020
parkerinsurancegroup.com
UI
3407 S Jefferson Ave #181
UFirst Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 390-5551
ufirstinsuranceagency.com
LA
4224 Watson Rd #202
The Lang Agency LLC
Disability Insurance Agent · St. Louis, MO
(314) 828-6060
agents.farmers.com/mo/saint-louis/eric-lang
JI
10089 W Florissant Ave
Just Insurance
Disability Insurance Agent · St. Louis, MO
(314) 381-0800
justinsurancerate.com
SI
1001 Highlands Plaza Dr Suite 500A
Signorelli Insurance
Disability Insurance Agent · St. Louis, MO
(314) 444-5030
signorelli-insurance.com
BC
11400 Concord Village Ave Apt B
Bobby Crosswhite Jr - State Farm Insurance Agent
Disability Insurance Agent · St. Louis, MO
(314) 729-1900
bobbycrosswhitestl.com
SL
4249 S Kingshighway Blvd
St. Louis Insurers Inc
Disability Insurance Agent · St. Louis, MO
(314) 916-6158
24autoinsurance.website/missouri/167-st-louis-insurers-inc
SI
8 The Pines Ct
Star Insurance Agency, Inc.
Disability Insurance Agent · St. Louis, MO
(314) 692-7555
SA
2027 S 11th St
The Star Agency (Insurance)
Disability Insurance Agent · St. Louis, MO
(314) 884-8988
thestaragency.com
MR
1227 Fern Ridge Pkwy
MGI Risk Advisors
Disability Insurance Agent · St. Louis, MO
(314) 432-6464
mgi-risk.com
IA
3801 S Kingshighway Blvd
Insurance Advisors of St. Louis
Disability Insurance Agent · St. Louis, MO
(314) 842-0960
iastl.com
BK
11880 Gravois Rd
Bene-Kelly Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 849-2888
bene-kelly.com
MI
12747 Olive Blvd Suite 300
Malloy Insurance Group Inc.
Disability Insurance Agent · St. Louis, MO
(314) 872-2187
malloyinsurancegroup.com
IS
4111 Telegraph Rd Apt 200
Insurance Source Inc
Disability Insurance Agent · St. Louis, MO
(314) 416-2600
theinsurancesource.com
SI
7544 W Florissant Ave
Secure Insurance Agency AZ
Disability Insurance Agent · St. Louis, MO
(314) 325-7534
AI
RUDER BUILDING, 11710 Administration Dr # 15
Alternatives Insurance
Disability Insurance Agent · St. Louis, MO
(314) 872-1800
alternativesins.com
CS
6978 Chippewa St # 1
Central States Insurance Brokers LLC
Disability Insurance Agent · St. Louis, MO
(314) 833-3399
csibinsurance.com
CI
50 Crestwood Executive Center Suite 200
Crestwood Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 822-3000
crestwoodinsurance.com
ES
13035 Olive Blvd # 119
Executive Senior Services
Disability Insurance Agent · St. Louis, MO
(314) 392-5468
executiveseniorservices.com
DA
2031 S Big Bend Blvd
Douglas & Associates Insurance Agency
Disability Insurance Agent · St. Louis, MO
(314) 423-7500
daastl.com
SG
4700 S Lindbergh Blvd
Sweety Gandhi - Mutual of Omaha
Disability Insurance Agent · St. Louis, MO
(314) 405-8888
agents.mutualofomaha.com/agents/mo/saint-louis/sweety-gandhi
UN
7733 Forsyth Blvd #825
Unum
Disability Insurance Agent · St. Louis, MO
(314) 801-0500
unum.com/FindFieldOffice/StLouis.aspx
SA
8220 Delmar Blvd #100
Spetner Associates, Inc.
Disability Insurance Agent · St. Louis, MO
(314) 442-0000
spetner.com
MC
11477 Olde Cabin Rd UNIT 310
Midland Commerce Insurance
Disability Insurance Agent · St. Louis, MO
(314) 328-6300
BE
914 S Kirkwood Rd Suite 55
BenefitPerqs
Disability Insurance Agent · St. Louis, MO
(314) 994-9071
benefitperqs.com
CW
117 N Kirkwood Rd
Charles W Rea Insurance
Disability Insurance Agent · St. Louis, MO
(314) 965-0501
reainsuranceagency.com
IC
111 W Port Plaza Dr Suite 600
Insurance Consultants Inc
Disability Insurance Agent · St. Louis, MO
(314) 275-8484
myici.com

What Does a a Disability Insurance Agent in St. Louis Cost?

Disability insurance premiums in Missouri typically range from 1% to 3% of your annual income, depending on age, health, occupation, and benefit amount. For a 35-year-old professional earning $60,000 per year, a policy might cost between $600 and $1,800 annually. Costs vary by case and carrier. This is general information, not insurance advice.

About disability insurance agents in St. Louis

Disability insurance agents in St. Louis help individuals and businesses find income protection plans that fit their needs. Missouri law does not require employers to offer disability insurance, so many workers seek private policies to cover lost wages. A local agent can explain how Missouri state regulations affect benefit payments and claim timelines.

Frequently Asked Questions

What does a disability insurance agent in St. Louis do?

An agent helps you compare policies from different carriers and explains coverage limits, elimination periods, and benefit durations. They can also guide you on how Missouri law affects policy terms, such as the state tax treatment of premiums and benefits.

Is disability insurance required in Missouri?

No, Missouri does not mandate disability insurance for private employers. However, some employers offer short-term or long-term disability as a voluntary benefit. An agent can help you decide if a private policy is right for your situation.

How do Missouri laws affect disability insurance claims?

Missouri follows the Employee Retirement Income Security Act for employer-sponsored plans, which sets federal claim deadlines. For individual policies, Missouri contract law applies, and you typically have up to five years to file a lawsuit for breach of contract.

Disability Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.