The top-rated disability insurance agent in Lee's Summit, Missouri is Apollo Health Insurance, rated 4.9 stars across 451 reviews. Other highly rated options include Jim Hubbard Insurance, Yahir Insurance Agency LLC, Total Insurance Solutions. This directory lists 22 disability insurance agents serving Lee's Summit.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Apollo Health Insurance | 330 SE Douglas St | (816) 282-1599 |
| 2 | Jim Hubbard Insurance | 111 SW Raintree Plaza Dr | (816) 489-7800 |
| 3 | Yahir Insurance Agency LLC | 459 SW Ward Rd | (816) 761-2010 |
| 4 | Total Insurance Solutions | 300 Unity Cir N #600 | (816) 833-4480 |
| 5 | Parmele Disability Advocates, LLC. | 791 NE Anderson Ln | (866) 889-2570 |
| 6 | Globe Life Liberty National Division: Tony Difilippo Agency | 684 SE Bayberry Ln STE 105 | (913) 702-4301 |
| 7 | Polaris Insurance Solutions | 721 NE Lakewood Blvd | (816) 800-2873 |
| 8 | Epic Insurance, LLC | 4045 NE Lakewood Way #100 | (816) 795-6600 |
| 9 | Seventh Wave Insurance | 410 SE 3rd St #106d | (816) 207-0097 |
| 10 | Inszone Insurance Services | 300 Wilson St | (816) 524-0031 |
Apollo Health Insurance provides disability insurance agent services for individuals and businesses in Lee's Summit, MO. It offers support through the initial policy selection process and maintains long-term coverage through plan reviews and updates as client needs evolve. General services include evaluating income protection needs, assisting with application procedures, and providing guidance on policy terms. The agent serves single-family homes, apartments, retail establishments, and restaurants.
Jim Hubbard Insurance serves the Lee’s Summit, Missouri, area as a local disability insurance agent. The company assists individuals and professionals with obtaining income protection policies designed to replace salary during illness or injury. Services focus on short-term and long-term disability plans suitable for personal coverage or group workplace benefits. The agency specifically handles underwriting consultations for occupation-specific policies tailored to local medical and business professions.
Homeowners and small business owners in the Lee's Summit area rely on Yahir Insurance Agency LLC for disability insurance agent services. The agency helps individuals protect their income by explaining policy options and guiding clients through the application process. Local professionals and property managers also seek out its guidance for coverage that provides financial security during illness or injury. In addition to serving the Lee's Summit community, the agency extends its services to clients in the nearby Blue Springs area.
Located in Lee's Summit and serving the greater Kansas City metro area and surrounding communities, Total Insurance Solutions handles all aspects of disability insurance, helping local professionals and workers secure income protection. The agency focuses on policies that replace a portion of earnings when illness or injury prevents someone from working. For a typical case, it first evaluates the client's current coverage gaps and occupation-specific risks, then compares multiple carrier plans to recommend a suitable policy. It manages every step from application through policy delivery, ensuring full clarity on terms and exclusions.
Parmele Disability Advocates, LLC. in Lee’s Summit, MO distinguishes between one-time consultations for immediate claim guidance and recurring service options for ongoing policy management and periodic benefit reviews. The agency helps local professionals and self-employed individuals secure disability coverage that provides income protection if injury or illness prevents them from working. Service support runs on either a one-time, scheduled, or as-needed basis depending on individual client needs and policy complexity.
As a disability insurance agent in Lee's Summit, Missouri, Globe Life Liberty National Division: Tony Difilippo Agency specializes in helping individuals secure income protection against injury or illness. Its general services include evaluating client needs and recommending appropriate disability policies to safeguard financial stability. This local agency assists workers facing immediate concerns such as recovering from an unexpected medical event or returning to work after an accident, ensuring they have coverage during vulnerable periods.
As spring storms remind Lee’s Summit residents to review their preparations, Polaris Insurance Solutions helps address a critical gap in financial safety by guiding clients toward disability income protection. This insurance agent advises individuals on policies that replace a portion of lost earnings if illness or injury prevents work. Focusing on tailored coverage for local professionals and tradespeople, the service evaluates current employer benefits and personal needs. A no-obligation assessment of income and occupation begins the process of securing an appropriate plan.
Epic Insurance, LLC in Lee's Summit, MO is known for guiding individuals through the complexities of disability coverage. It helps clients identify policies that replace a portion of income if an illness or injury prevents them from working. This includes evaluating group plans and independent options. Working with local professionals, the agency supports both self-employed individuals and corporate employees near the Kansas City area. It can also add an optional rider for partial disability benefits.
Seventh Wave Insurance works as a disability insurance agent in Lee's Summit, Missouri, providing tailored services focused on income protection policies. It generally helps local professionals and self-employed individuals secure coverage that replaces lost earnings during illness or injury. The agent guides clients through policy options near Kansas City. As flu season and winter weather increase injury risks, Seventh Wave Insurance assists local residents in reviewing their current coverage before potential claims arise.
What Does a a Disability Insurance Agent in Lee's Summit Cost?
Disability insurance premiums in Missouri typically range from 1% to 3% of your annual income. For a 35 year old in Lee's Summit a policy might cost between $50 and $150 per month depending on benefit amount and waiting period. Costs vary based on age occupation health status and policy features. This is general information not insurance advice.
About disability insurance agents in Lee's Summit
Disability insurance agents in Lee's Summit Missouri help residents protect their income if they become unable to work due to illness or injury. Missouri law does not require employers to provide disability insurance so individual policies are important for many workers. Local agents can explain how Missouri state regulations affect policy terms and benefit payments.
Frequently Asked Questions
What does a disability insurance agent in Lee's Summit do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They explain policy features like elimination periods and benefit amounts. Agents also assist with filing claims and understanding your policy terms.
Is disability insurance required by law in Missouri?
Missouri does not require employers to provide disability insurance. Some employers offer it voluntarily but many workers need to buy individual policies. A local agent can help you find coverage that meets your situation.
How do Missouri laws affect disability insurance claims?
Missouri insurance laws require insurers to handle claims fairly and in good faith. Policyholders have the right to appeal denied claims and request policy documents. An agent can explain your rights under Missouri state regulations.
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