The top-rated disability insurance agent in Nixa, Missouri is Jayne Young: Allstate Insurance, rated 4.9 stars across 232 reviews. Other highly rated options include Osborne Financial Group Insurance Services, Farmers Insurance - Travis Lewis, Jordan Heinz - State Farm Insurance Agent. This directory lists 17 disability insurance agents serving Nixa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jayne Young: Allstate Insurance | 755 Guin Rd | (417) 714-0774 |
| 2 | Osborne Financial Group Insurance Services | 107 Aldersgate Dr Suite 12 | (866) 247-9298 |
| 3 | Farmers Insurance - Travis Lewis | 307 West St Suite 100 | (417) 413-1314 |
| 4 | Jordan Heinz - State Farm Insurance Agent | 103 S Ridgecrest Ave Suite 5 | (417) 725-2621 |
| 5 | David Dupree - State Farm Insurance Agent | 1563 Rosewood Ln Suite D | (417) 724-2727 |
| 6 | Shelter Insurance - Michelle Pender | 409 Northview Rd Suite 1 | (417) 725-3009 |
| 7 | Haymes Insurance Agency | 205 Village Center St | (417) 725-3808 |
| 8 | The Insurance Educators | 730 W Center Cir | (417) 218-0088 |
| 9 | Goosehead Insurance - Craig Golmen | 204 S Main St Suite 4 | (417) 460-5228 |
| 10 | Akos Solutions, LLC | 811 N Main St | (417) 986-6686 |
Jayne Young: Allstate Insurance, serving Nixa and surrounding Christian County, is a disability insurance agent. The company helps individuals and professionals assess their need for income protection in the event of an illness or injury. They guide clients through plan options that can replace a portion of lost wages. Policies are designed to cover short-term recovery periods and long-term disabilities when a person cannot perform their own occupation. The agency also assists with policy adjustments as clients' careers and life circumstances change.
Osborne Financial Group Insurance Services in Nixa, MO, provides disability insurance coverage, helping clients protect their income against unexpected illness or injury. The agency assists with plan selection and offers ongoing policy maintenance to ensure coverage aligns with changing personal and professional needs. It services individuals and businesses within the local area, including those operating in single-family homes, apartments, retail, and restaurants.
Farmers Insurance - Travis Lewis serves clients in Nixa, Missouri, and the surrounding communities. As a disability insurance agent, the company handles applications for policies that provide income replacement when a client cannot work due to illness or injury. It works with individuals to evaluate their specific coverage needs based on their occupation and financial situation. The firm typically approaches each case by reviewing the applicant’s current health and employment details to match them with a suitable plan.
Jordan Heinz - State Farm Insurance Agent in Nixa, MO provides disability insurance coverage to help replace lost income due to injury or illness. A policy holder can choose between a one-time consultation for a single plan or an ongoing service arrangement that adjusts coverage as needs change. These plans are designed to protect earnings during recovery. The agent serves clients on either a one-time or as-needed basis.
Homeowners, renters, and small business operators in Nixa, Missouri turn to David Dupree - State Farm Insurance Agent for disability insurance coverage that helps replace lost income if an injury or illness prevents them from working. The agency explains policy options for protecting earnings from both short-term and long-term disabilities. Services include evaluating individual coverage needs and guiding claims assistance. David Dupree also serves clients in nearby Ozark and throughout the greater Springfield metropolitan area.
Shelter Insurance - Michelle Pender provides specialized disability insurance services to individuals in Nixa, Missouri, focusing on income protection plans. The agency works with clients to evaluate coverage options that replace lost earnings if an illness or injury prevents work. Beyond disability policies, it assists with general insurance needs to support long-term financial security. This includes helping residents address coverage gaps before planned medical leaves, such as upcoming surgeries, ensuring financial stability during recovery in the local community.
As local families in Nixa face the financial strain of an unexpected injury or long-term illness, Haymes Insurance Agency works to secure reliable coverage for those moments when a paycheck stops. This disability insurance agent helps residents understand how lost income can be protected through customized plans tailored to individual careers and household budgets. Every consultation begins with an honest review of current employment benefits to identify any gaps in coverage before recommending a suitable initial quote.
The Insurance Educators provides professional guidance for individuals seeking disability insurance protection in the Nixa, Missouri area. As a dedicated disability insurance agent, the company helps clients understand and select policies that replace lost income if injury or illness prevents them from working. Every consultation focuses on matching coverage to personal financial needs and employment circumstances. Typical clients include workers from nearby offices where sedentary roles pose different risk factors, employees in warehouses who face physical labor exposures, and those in food service establishments who require protection for mobility-based job duties.
Goosehead Insurance - Craig Golmen in Nixa, MO provides disability insurance agent services for local residences, helping protect individual income from unexpected illness or injury. The company also arranges commercial disability coverage for area small businesses and professionals in southwest Missouri. Their team serves clients throughout the region, ensuring policies match each unique financial situation. Many customers follow up for coverage adjustments after major life changes, and the agent remains available for repeat service between regular annual policy reviews.
What Does a a Disability Insurance Agent in Nixa Cost?
Disability insurance agent services in Missouri typically cost nothing upfront because agents earn commissions from insurance carriers. Premiums for individual disability policies in Missouri range from 1% to 3% of your annual income per year, depending on your age, health, occupation, and benefit amount. For a 40-year-old earning $60,000 annually, a policy might cost $600 to $1,800 per year. Costs vary significantly by case. This is general information, not insurance advice.
About disability insurance agents in Nixa
Disability insurance agents in Nixa, Missouri help individuals and business owners secure income protection policies. These agents understand Missouri insurance regulations, including the state's 2-year incontestability clause for disability policies. Working with a local agent can simplify the process of finding coverage that fits your needs and budget.
Frequently Asked Questions
What does a disability insurance agent in Nixa do?
A disability insurance agent helps you compare policies from different carriers, explains coverage options, and assists with the application process. They can also help you understand Missouri-specific policy terms and exclusions.
How do I choose a disability insurance agent in Nixa?
Look for an agent licensed in Missouri with experience in disability insurance. Ask about their knowledge of state laws, such as Missouri's definition of total disability and any policy limitations.
Are disability insurance premiums tax deductible in Missouri?
Premiums paid personally are generally not tax deductible. However, if your employer pays the premiums, any benefits received may be taxable. Consult a tax professional for advice specific to your situation.
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