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Compare Disability Insurance Agents in O'Fallon, MO

Browse disability insurance agents serving O'Fallon, Missouri. Contact information and addresses listed below.

18 agents listed
Updated May 2026
O'Fallon, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 18 disability insurance agents in O'Fallon, MO Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Steinlage Insurance Agency
1021 Peruque Crossing Ct, O'Fallon, MO 63366
(636) 561-5060 steinlageagency.com
Sarah Shay - State Farm Insurance Agent
1120 Technology Dr #117, O'Fallon, MO 63368
(314) 965-5525 insuredwithshay.com
Insurance Brokers Group
1001 Rondale Ct, O'Fallon, MO 63368
(314) 569-1010 insurancebrokersgroup.com
Mid-America Specialty Markets
1656 Bryan Rd, O'Fallon, MO 63368
(636) 978-3696 midaminsurance.com
Early Edge Insurance: Allstate Insurance
2917 State Hwy K Ste H, O'Fallon, MO 63368
(636) 696-4820 agents.allstate.com
Health Matters Insurance
1008 Rock Creek Elementary School Dr, O'Fallon, MO 63366
(636) 849-1004 healthmattersinsurance.com
Dillehay Insurance Agency
7322 Village Center Dr, O'Fallon, MO 63368
(636) 493-8001 dillehayinsurance.com
Alternatives Insurance Agency
206 W Terra Ln, O'Fallon, MO 63366
(636) 978-7260 insuranceofallon-troy.com
Farmers Insurance - Hannah Brown Agency
1171 Bryan Rd, O'Fallon, MO 63366
(636) 487-0111 brownagencyins.com
Senn Insurance Agency
225 S Main St Suite 200, O'Fallon, MO 63366
(636) 978-7798 sennagency.com
Jeff Hug Insurance Broker
1068 Bryan Rd, O'Fallon, MO 63366
(636) 978-1595 jeffhuginsurance.com
Nicole Phelps Agency LLC American Family Insurance
2390 State Hwy K, O'Fallon, MO 63368
(636) 978-6514 amfam.com
Shelter Insurance
801 S Woodlawn Ave Ste 20 Ste A, O'Fallon, MO 63366
(636) 487-5680 shelterinsurance.com
Denny & Associates, Inc.
1022 Peruque Crossing Ct Suite B, O'Fallon, MO 63366
(636) 887-4700 dtdinsurance.com
Insurance Group of St Charles County LLC Ben Fischer Broker
1049A E Terra Ln, O'Fallon, MO 63366
(636) 294-6633 insurancegroupmo.com
Rivercity Insurance & Financial Services
1022 Peruque Crossing Ct Ste A, O'Fallon, MO 63366
(636) 379-5045 myrivercity.us.com
Mid America Insurance Services, LLC
2017 State Hwy K, O'Fallon, MO 63366
(636) 278-0291 midamins.net
Insurance On-Demand LLC
7322 Village Center Dr, O'Fallon, MO 63368
(636) 205-2019 insuranceon-demand.com

Disability insurance agents in O'Fallon Missouri help residents find coverage that protects their income if they cannot work. Missouri law does not require employers to offer disability insurance so many workers buy individual policies. An agent can explain options like short term and long term disability plans that fit your situation.

What Does a Disability Insurance Agent in O'Fallon Cost?

Disability insurance premiums in Missouri typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost 50 to 150 per month. Costs depend on your age occupation health and the benefit amount. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a disability insurance agent in O'Fallon do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit amounts elimination periods and policy exclusions. They also assist with filing claims and understanding Missouri insurance regulations.
How long do I have to file a disability claim in Missouri?
Missouri does not set a specific state deadline for filing disability claims. However each insurance policy has its own time limit usually 30 to 90 days after the disability starts. Check your policy or ask your agent for the exact requirement.