The top-rated disability insurance agent in Olive Branch, Mississippi is 1st Alliance Insurance Agency, rated 5.0 stars across 235 reviews. Other highly rated options include Romaro Miller - State Farm Insurance Agent, Jason White Insurance-Nationwide Insurance, Marcus Johnson - State Farm Insurance Agent. This directory lists 17 disability insurance agents serving Olive Branch.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | 1st Alliance Insurance Agency | 7040 Wind Stone Blvd Suite 150 | (662) 404-8424 |
| 2 | Romaro Miller - State Farm Insurance Agent | 7164 Hacks Cross Rd Suite 119 | (662) 893-1212 |
| 3 | Jason White Insurance-Nationwide Insurance | 7183 Goodman Rd | (662) 895-1000 |
| 4 | Marcus Johnson - State Farm Insurance Agent | 5940 Goodman Rd Suite A | (662) 782-2040 |
| 5 | Alfa Insurance - The ACE Agency LLC | 7047 Commerce Dr Ste B | (662) 893-0928 |
| 6 | Stephens Insurance Group | 5600 Goodman Rd | (662) 893-0000 |
| 7 | Shelter Insurance - Sy Williams | 6915 Crumpler Blvd Ste D | (662) 893-6033 |
| 8 | Marcus T. Turner & Associates | 8101 Hacks Cross Rd Ste 110 | (901) 457-0389 |
| 9 | Joe Sarrio - State Farm Insurance Agent | 5338 Goodman Rd Ste 105 | (662) 895-7775 |
| 10 | Daryl Theodore: Allstate Insurance | 7105 Hacks Cross Rd | (662) 932-3900 |
1st Alliance Insurance Agency serves the greater Memphis metro area from its base in Olive Branch, Mississippi, specializing in disability insurance agent services. It helps clients understand and select policies that provide income protection if illness or injury prevents them from working. The agency guides individuals through the complexities of short-term and long-term disability plans. It also assists self-employed professionals and small business owners in the area with securing tailored coverage to safeguard their financial stability during unexpected health challenges.
Romaro Miller - State Farm Insurance Agent in Olive Branch, Mississippi, provides disability income insurance, helping local residents protect their earnings if they become unable to work due to illness or injury. The office offers policy reviews and personalized coverage plans to ensure clients maintain financial stability during a disability. Its property insurance services protect single-family homes, apartments, retail spaces, and restaurants across the area.
Jason White Insurance-Nationwide Insurance serves local homeowners, renters, and business owners in Olive Branch, Mississippi, who require disability income protection. The agency provides disability insurance agent services to help clients replace lost wages if illness or injury prevents them from working. Personal consultations guide individuals and families through policy options for short-term and long-term coverage needs. Working families and self-employed professionals in this region benefit from tailored financial safeguards. This Olive Branch agency also covers neighboring Southaven and the greater DeSoto County area to assist with disability insurance planning.
Marcus Johnson - State Farm Insurance Agent serves Olive Branch, Mississippi, and the surrounding DeSoto County communities. The agency handles disability insurance, helping clients find coverage that replaces a portion of income if an illness or injury prevents them from working. This service assists individuals in understanding policy options suited to their personal or business needs. To handle each case, the office typically begins with a conversation to assess the client's current income and employment situation before reviewing available policy types.
Alfa Insurance - The ACE Agency LLC in Olive Branch, Mississippi offers disability insurance services that address both one-time policy selections and recurring claim management. Coverage is designed to replace a portion of lost income if injury or illness prevents work, helping to maintain financial stability during recovery. Service is available on a scheduled basis, with regular consultations to review existing policies or update coverage in response to changing needs and life events.
Stephens Insurance Group in Olive Branch, MS provides specialized disability insurance agent services focusing on income protection strategies. It assists local professionals and business owners by evaluating individual policy options and coordinating coverage details to safeguard earnings during illness or injury. The company guides clients through paperwork requirements and insurance claims documentation to ensure compliance with policy terms. This support becomes especially useful when self-employed individuals face rehabilitation periods after a serious accident, helping them maintain financial stability while recovering.
Shelter Insurance - Sy Williams in Olive Branch, MS connects clients with disability income protection plans designed to replace lost earnings during illness or injury. These policies help individuals maintain financial stability when they are unable to work. The agency specializes in customizing coverage amounts and waiting periods to fit personal budgets. It serves a range of commercial operations, including professional offices, distribution warehouses, and food service establishments needing employee benefits solutions.
Marcus T. Turner & Associates serves residents in Olive Branch, Mississippi, helping them select disability insurance policies for income protection. The agency also assists commercial clients in the area with business-related disability coverage. Their work focuses on evaluating individual and business needs within the local community. Clients may return for policy reviews or adjustments to existing coverage during their regular visits, ensuring ongoing protection aligns with changing circumstances.
Daryl Theodore: Allstate Insurance in Olive Branch, MS, provides disability insurance agent services that help local residents protect their income if illness or injury prevents them from working. The agency assists clients in understanding policy options, from short-term to long-term disability coverage, tailored to individual needs. As a standard practice, agents evaluate occupation-specific risks and benefit amounts. A specialty add-on service includes offering riders for partial disability or cost-of-living adjustments to enhance coverage.
What Does a a Disability Insurance Agent in Olive Branch Cost?
Disability insurance agent services in Mississippi are usually paid through commissions from the insurance carrier, so there is often no direct cost to you. Policy premiums vary widely based on age, health, occupation, and benefit amount. Typical monthly premiums for an individual policy range from 1% to 3% of your monthly income. Costs also depend on waiting periods and benefit duration. This is general information, not insurance advice.
About disability insurance agents in Olive Branch
Disability insurance agents in Olive Branch Mississippi help individuals and businesses find coverage that meets their needs. Mississippi law requires agents to be licensed by the Mississippi Department of Insurance. Local agents understand the specific disability risks and policy options available in DeSoto County.
Frequently Asked Questions
What does a disability insurance agent in Olive Branch do?
A disability insurance agent helps you compare policies from different carriers and explains coverage options. They can also assist with filing claims and understanding policy terms. Agents in Olive Branch are familiar with Mississippi insurance regulations.
How do I choose a disability insurance agent in Mississippi?
Look for an agent licensed by the Mississippi Department of Insurance with experience in disability products. Ask about their knowledge of Mississippi state laws that affect disability benefits. You can verify an agents license on the MS DOI website.
Are there time limits for disability claims in Mississippi?
Mississippi has a statute of limitations for filing a lawsuit on a disability policy, typically three years from the date of denial. For ERISA plans, the time limit may be shorter. An agent can explain the deadlines that apply to your specific policy.