The top-rated disability insurance agent in Biloxi, Mississippi is Jake Jacobs - State Farm Insurance Agent, rated 5.0 stars across 731 reviews. Other highly rated options include OakTrust Insurance Group, McMurphy Insurance, Tubb Allstate Insurance Agency. This directory lists 16 disability insurance agents serving Biloxi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jake Jacobs - State Farm Insurance Agent | 1978 Popp's Ferry Rd Ste A | (228) 388-7223 |
| 2 | OakTrust Insurance Group | 14507 Lemoyne Blvd | (228) 354-0877 |
| 3 | McMurphy Insurance | 13109 Shriners Blvd ste A | (228) 267-9103 |
| 4 | Tubb Allstate Insurance Agency | 13011 Lorraine Rd A | (228) 271-4064 |
| 5 | SouthGroup Insurance Services/Lighthouse Insurance Services Inc | 2505 Pass Rd | (228) 385-1177 |
| 6 | Coastal Select Insurance, LLC | 1966 Popp's Ferry Rd | (228) 207-3535 |
| 7 | US Select Insurance LLC | 169A Lameuse St | (228) 432-5566 |
| 8 | Mattina Insurance Agency Inc | 1829 Pass Rd | (228) 388-2614 |
| 9 | Insured Solutions Group | 13155 Shriners Blvd Ste B | (228) 471-0050 |
| 10 | Worldwide Insurance Agency | 1684 Pass Rd Suite B | (228) 432-7181 |
Jake Jacobs - State Farm Insurance Agent serves Biloxi and surrounding Harrison County, offering local guidance for disability insurance coverage. The agency assists clients in navigating policies that provide income protection when illness or injury prevents work. Understanding the specific needs of Gulf Coast residents, the team helps evaluate individual and employer-based options. They work with clients to explain benefit terms and how disability insurance integrates with existing financial plans. For those seeking personalized support, the agency handles short-term disability insurance applications and provides information on long-term disability insurance claims.
OakTrust Insurance Group in Biloxi, MS, offers a range of disability insurance agent services, including assessing individual income protection needs and presenting suitable policy options. Their service approach involves guiding clients through the application process and providing ongoing support for claims and policy adjustments. The company serves a variety of properties and locations, including single-family homes, apartment complexes, retail establishments, and restaurants throughout the local area.
McMurphy Insurance serves homeowners, business owners, and property managers in Biloxi, Mississippi, who need disability insurance coverage to protect their income and operations. The agency helps clients understand policy options that provide financial support if an injury or illness prevents them from working. It assists both individuals and small business owners in choosing plans that align with their specific employment situations and budget requirements. Its service area also extends to the neighboring community of Gulfport.
Serving Biloxi and the surrounding coastal communities of Mississippi, Tubb Allstate Insurance Agency offers disability insurance coverage to local residents. This agency helps individuals find policies that provide income protection if an illness or injury prevents them from working. It works with clients to explain the different types of disability plans and how they replace a portion of lost wages. The agency typically handles each case by assessing a person’s income needs and reviewing available plan options.
For clients seeking either a single consultation or ongoing management of their disability income strategy, SouthGroup Insurance Services/Lighthouse Insurance Services Inc in Biloxi, MS provides access to individual policies that replace a portion of earned income if illness or injury prevents work. Coverage options are presented by an agent who explains elimination periods, benefit durations, and policy riders to align with personal financial needs. This service is available on a one-time, scheduled, or as-needed basis depending on the client’s changing circumstances throughout their career.
Coastal Select Insurance, LLC in Biloxi specializes in helping individuals secure disability insurance coverage, and offers personalized consultation to navigate plan options. The agency assists professionals and self-employed individuals in finding policies to protect their income against unexpected illness or injury. It works to match clients with carriers that align with their specific occupations and coverage needs. When hurricane season impacts the Gulf Coast, the agency helps residents understand short-term disability benefits as a crucial financial safeguard during recovery and rebuilding efforts.
Along the Mississippi Gulf Coast, seasonal employment changes can leave workers without coverage, making disability income protection a practical concern for many in Biloxi. US Select Insurance LLC specializes as a disability insurance agent, helping individuals secure plans that replace a portion of earnings during a temporary or long-term illness or injury. Each client consultation begins with a thorough assessment of their current occupation, income, and personal needs.
Mattina Insurance Agency Inc in Biloxi, MS provides disability insurance agent services to local residents and business owners, concentrating on income protection policies that replace a portion of lost earnings during an illness or injury. The agency specializes in crafting individual coverage solutions tailored to a client’s specific occupation and financial needs. It also assists commercial clients in securing group disability benefits for their employees, serving a range of sectors including offices, warehouses, and food service establishments.
Insured Solutions Group serves residents in Biloxi, Mississippi, providing disability insurance agent services for individuals who need income protection. The company also handles commercial coverage for local businesses requiring disability benefits for their employees, operating throughout the Biloxi area and surrounding communities. Through ongoing client consultations, the agency adjusts policies as needs evolve and schedules follow-up appointments between regular visits to review coverage changes or address new questions.
What Does a a Disability Insurance Agent in Biloxi Cost?
Disability insurance agent services in Mississippi typically do not charge a separate fee because agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. For a 40-year-old office worker, a policy might cost 1 to 3 percent of annual income per year. Costs are higher for high-risk occupations. This is general information, not insurance advice.
About disability insurance agents in Biloxi
A disability insurance agent in Biloxi Mississippi helps you secure income protection for illness or injury. Mississippi law does not require employers to provide disability coverage, making individual policies important for many workers. Local agents understand the unique needs of Biloxi residents, including those in the tourism and fishing industries.
Frequently Asked Questions
What does a disability insurance agent in Biloxi do?
A disability insurance agent helps you compare policies from different carriers and apply for coverage. They explain policy terms, waiting periods, and benefit amounts. Agents also assist with claims and appeals if you become disabled.
How long do I have to file a disability claim in Mississippi?
Mississippi has a three-year statute of limitations for breach of contract claims on disability policies. You should file your claim as soon as possible after becoming disabled. Check your policy for specific notice requirements.
Can a disability insurance agent help with an existing claim denial?
Yes, an agent can review your denial letter and help you gather additional medical evidence. They can also guide you through the internal appeals process. For complex denials, you may need a lawyer, but an agent is a good first step.
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