The top-rated disability insurance agent in Roseville, Minnesota is Chris Ahles - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include PJ Hangartner - State Farm Insurance Agent, Trevor Larson - State Farm Insurance Agent, Dick Petkoff - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Roseville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Chris Ahles - State Farm Insurance Agent | 2201 Lexington Ave N | (651) 487-4204 |
| 2 | PJ Hangartner - State Farm Insurance Agent | 1751 County B Rd W Ste 330 | (651) 429-7725 |
| 3 | Trevor Larson - State Farm Insurance Agent | 2780 E Snelling Ser Dr Suite 309 | (651) 356-6213 |
| 4 | Dick Petkoff - State Farm Insurance Agent | 2049 Snelling Ave | (651) 631-0505 |
| 5 | Square Choice Insurance Services LLC | 2489 Rice St # 160 | (651) 243-8987 |
| 6 | Breitenfeldt Group | 2575 Hamline Ave N STE C | (877) 732-9800 |
| 7 | Hal Tiffany Agency Inc | 2573 B Hamline Ave N | (651) 484-4002 |
| 8 | Safeway Insurance Agency LLC | 2353 Rice St #139 | (651) 292-9090 |
| 9 | Pearson Family Agency LLC: Allstate Insurance | 2585 Hamline Ave N STE F | (651) 631-8818 |
| 10 | Farmers Insurance - Jeff Paar | 2499 Rice St Ste 130 | (651) 484-5699 |
Chris Ahles serves the Roseville, Minnesota area as a local disability insurance agent. The agency assists residents in selecting policies that replace a portion of lost income when a person cannot work due to illness or injury. This protection helps individuals maintain financial stability while focusing on recovery. Coverage plans can be tailored to fit a client’s occupation and income level. The agent regularly handles both short-term and long-term disability insurance policies.
As a disability insurance agent in Roseville, MN, PJ Hangartner - State Farm Insurance Agent provides policy evaluations and individualized coverage plans to help protect income against unforeseen medical circumstances. The agency offers ongoing support, including policy reviews and claims assistance, to ensure long-term suitability. Services address a range of residential and commercial properties that clients may own or operate, such as single-family homes, apartments, retail locations, and restaurants.
Trevor Larson - State Farm Insurance Agent in Roseville, Minnesota, assists local homeowners and small business owners with their disability insurance needs. The agency helps clients secure coverage that replaces a portion of their income if an injury or illness prevents them from working. Policies are tailored to individual financial situations and job requirements. Roseville residents rely on this agency for guidance through the application process and policy explanations. The coverage options also serve residents in neighboring Arden Hills and the surrounding Ramsey County communities.
Dick Petkoff - State Farm Insurance Agent serves clients in Roseville, Minnesota, and the surrounding communities of the Twin Cities metro area. The agency handles disability insurance, helping individuals protect a portion of their income if illness or injury prevents them from working. It works with both short-term and long-term coverage needs. To complete a typical policy, the agent first reviews the client's occupation and income, then matches those details with appropriate plan options.
Square Choice Insurance Services LLC, located in Roseville, MN, assists clients in comparing distinct approaches to disability insurance, from one-time policy purchases to recurring service options for ongoing occupation-specific income protection. Coverage consultations focus on individual needs, with agents explaining policy terms and claim processes clearly. The company makes these services available on an as-needed basis, allowing residents to request assistance when evaluating a policy change or facing a new employment situation.
Breitenfeldt Group, serving the Roseville, Minnesota area, is known for providing specialized guidance on disability income protection. The firm helps local clients understand how individual policies can replace lost earnings during an unexpected illness or injury. Its service range includes evaluating coverage needs, comparing insurance carriers, and assisting with application processes. As a dedicated disability insurance agent, it focuses exclusively on this specific financial safety net for professionals and small business owners. Specialty services include offering policies with future purchase options for increasing income levels.
Hal Tiffany Agency Inc specializes in helping individuals secure disability insurance coverage in Roseville, MN. The agency guides clients through the process of protecting their income against unexpected illness or injury that prevents them from working. Its general service work includes reviewing different policy options tailored to personal employment and health circumstances. This local resource assists those facing concerns such as qualifying for benefits during maternity leave or preparing for disability risks associated with physically demanding professions.
As the seasons change in Roseville, residents often reevaluate their financial protections against unexpected illness or injury. Safeway Insurance Agency LLC addresses this need by serving as a local disability insurance agent. The company assists individuals in understanding policy options that provide income replacement during periods when they cannot work due to a qualifying medical condition. Clients can schedule an initial consultation to review personal coverage gaps and begin the disability insurance application process.
Pearson Family Agency LLC: Allstate Insurance focuses on helping local residents secure financial protection through disability coverage. The agency specializes in disability insurance policies, which provide income replacement if a health issue prevents work. Located in Roseville, Minnesota, the firm assists clients in navigating the specific policy terms, waiting periods, and benefit amounts that suit their needs. This attention to detailed planning makes it a practical resource for those in various commercial environments, including offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Roseville Cost?
The cost of disability insurance in Minnesota typically ranges from 1% to 3% of your annual income. For a 35-year-old making $60,000 per year, a policy might cost $50 to $150 per month. Premiums depend on your age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Roseville
Roseville residents seeking disability insurance can work with local agents to understand their coverage options. Minnesota state law requires certain employers to offer short-term disability plans, and agents can help navigate these requirements. Agents in Roseville provide guidance on both individual and group disability policies tailored to your needs.
Frequently Asked Questions
What does a disability insurance agent in Roseville do?
A disability insurance agent helps you find and purchase a disability insurance policy that fits your income and occupation. They explain policy terms, exclusions, and benefit amounts. In Minnesota, agents must be licensed by the state Department of Commerce.
Is disability insurance required in Minnesota?
Minnesota does not require individuals to carry disability insurance. However, employers with 21 or more employees must provide short-term disability benefits under the Minnesota Family and Medical Leave Act. An agent can help you understand if you need additional private coverage.
How do Minnesota disability benefits work with private insurance?
Minnesota offers a state short-term disability program through employers, but it does not replace long-term coverage. Private disability insurance can supplement state benefits. An agent can explain how policies coordinate with state law to avoid gaps in coverage.
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