The top-rated disability insurance agent in Coon Rapids, Minnesota is Pinnacle Insurance Agency of Minnesota, LLC, rated 4.9 stars across 1,365 reviews. Other highly rated options include Midwest Disability, P.A., Paul Gentilini - State Farm Insurance Agent, David Doyea - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving Coon Rapids.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Pinnacle Insurance Agency of Minnesota, LLC | 10081 Dogwood St NW | (763) 767-2323 |
| 2 | Midwest Disability, P.A. | 408 Northdale Blvd NW | (763) 422-3770 |
| 3 | Paul Gentilini - State Farm Insurance Agent | 3357 Coon Rapids Blvd | (763) 755-1420 |
| 4 | David Doyea - State Farm Insurance Agent | 2740 Main St NW #114 | (763) 755-6100 |
| 5 | Kevin Vote - State Farm Insurance Agent | 11115 Crooked Lake Blvd NW | (763) 755-7220 |
| 6 | North Suburban Agencies, Inc. | 11421 Hanson Blvd NW | (763) 755-2300 |
| 7 | Aspen Insurance Group, Inc | 8960 Springbrook Dr #100 | (763) 755-7000 |
| 8 | Oakwood Insurance Agency, Inc. | 2003 Northdale Blvd NW | (763) 754-1824 |
| 9 | Alexander & Haberman Agency, LLC - Coon Rapids | 199 Coon Rapids Blvd NW Suite 106 | (763) 260-5538 |
| 10 | INSURANCE CARE AGENCY - ANNA HOANG AGENT | 1635 Coon Rapids Blvd NW #270 | (763) 276-9723 |
Pinnacle Insurance Agency of Minnesota, LLC offers a thorough range of disability insurance agent services in the Coon Rapids area. It advises clients on policy options that replace income if an injury or illness prevents work. The agency supports those policies with ongoing service, including annual policy reviews to assist with adjustments for changes in career or health. Claim assistance is also provided, helping clients navigate the process of filing for benefits when needed. The agency serves both individuals and businesses, covering single-family homes, apartments, retail properties, and restaurants.
Midwest Disability, P.A. serves the Anoka County region from its Coon Rapids, Minnesota location. The company operates as a disability insurance agent, helping individuals and families secure coverage designed to protect their income during periods of illness or injury. Its work involves guiding clients through plan selection, policy details, and application procedures. It handles both short-term and long-term disability insurance services in this area.
Paul Gentilini - State Farm Insurance Agent serves area homeowners, businesses, and property managers who need tailored income protection. The agency specializes in disability insurance, helping replace lost wages if an illness or injury prevents a client from working. Residents of Coon Rapids can secure coverage designed to safeguard personal and professional finances during unexpected health setbacks. This service also extends to clients in nearby Anoka, providing comprehensive support for long-term income stability across the northern metro region.
Serving Coon Rapids and the surrounding Anoka County communities, David Doyea - State Farm Insurance Agent provides disability insurance agent services. This office helps individuals evaluate income protection options designed to replace a portion of their salary if an illness or injury prevents them from working. The agent works with clients to review policy terms, waiting periods, and benefit amounts. For a typical job, David Doyea's general approach is to first understand the client's occupation and monthly expenses before presenting policy choices that align with their specific financial situation.
Kevin Vote, a State Farm Insurance Agent in Coon Rapids, MN, helps clients understand disability insurance by distinguishing between short-term policies for temporary income gaps and long-term coverage for extended needs. This agent assists area residents in protecting personal earnings against unexpected illness or injury. Plans are tailored to individual financial situations and employment circumstances. As a local resource, Kevin Vote provides service on a scheduled basis to review and update policies as life events occur.
Serving Coon Rapids and surrounding areas, North Suburban Agencies, Inc. specializes in helping individuals secure disability insurance coverage. The company provides comprehensive insurance agent services, focusing on policies that replace lost income due to illness or injury. It works with clients to evaluate their specific needs and find appropriate protection plans. This agent also aids those facing career changes or the prospect of returning to work after a medical event, making it a valuable resource during seasonal hiring shifts or sudden health challenges.
With winter approaching in Coon Rapids, residents often reassess their financial safeguards against unexpected income loss. Aspen Insurance Group, Inc responds by helping individuals and families explore disability insurance options that protect earnings if an illness or injury prevents work. The agency guides clients through policy comparisons, emphasizing coverage tailored to local employment realities and everyday budgets. An initial consultation begins with a no-obligation review of current protection gaps and personal priorities.
Oakwood Insurance Agency, Inc. provides guidance on financial protection plans for local individuals and businesses. The agency specializes in helping clients secure disability insurance policies for income replacement when injury or illness prevents them from working. This focused service ensures workers can maintain financial stability during extended absences from their jobs. The agency’s consultation services are available to professionals running small offices, staff operating in warehouses, and employees across various food service establishments throughout the Coon Rapids, MN area.
Alexander & Haberman Agency, LLC - Coon Rapids is a local provider of disability insurance services, known for helping individuals in Coon Rapids, MN protect their income. The agency assists clients in finding policies that cover lost earnings due to illness or injury. It serves professionals and self-employed workers seeking financial security. A specialty service it can add on is long-term partial disability protection for those recovering gradually from a medical condition.
INSURANCE CARE AGENCY - ANNA HOANG AGENT serves residents in and around Coon Rapids, Minnesota, with disability insurance coverage. The agency also provides commercial disability policies for local businesses seeking to protect their employees’ income. From initial consultations to policy explanations, the agent assists with each stage of the enrollment process. Clients often return for plan reviews or adjustments as their personal or professional circumstances change between regular visits.
What Does a a Disability Insurance Agent in Coon Rapids Cost?
The cost of disability insurance in Minnesota typically ranges from 1% to 3% of your annual income for a policy that replaces 60% to 70% of your salary. For example, a 35-year-old earning $50,000 per year might pay $500 to $1,500 annually for a standard policy. Premiums vary based on age, health, occupation, and policy features. This is general information, not insurance advice.
About disability insurance agents in Coon Rapids
Disability insurance agents in Coon Rapids, Minnesota help individuals and businesses find coverage that replaces income if you cannot work due to illness or injury. Minnesota law does not require employers to provide disability insurance, but some employers offer it as a benefit. An agent can explain policy options and how Minnesota state laws affect claims and benefits.
Frequently Asked Questions
What does a disability insurance agent in Coon Rapids do?
A disability insurance agent helps you compare policies from different insurers, explains coverage terms, and assists with the application process. They do not provide legal advice but can help you understand policy features like elimination periods and benefit durations.
How does Minnesota law affect disability insurance claims?
Minnesota has a statute of limitations for filing a disability insurance lawsuit, typically six years from the date of breach of contract. The state also requires insurers to act in good faith and handle claims promptly. An agent can explain how these rules apply to your policy.
Can I buy disability insurance if I am self-employed in Coon Rapids?
Yes, self-employed individuals in Coon Rapids can purchase individual disability insurance policies. An agent can help you find a plan that covers your specific occupation and income level. Minnesota does not have a state disability insurance program for self-employed workers.
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