The top-rated disability insurance agent in Maplewood, Minnesota is Ian Davy - State Farm Insurance Agent, rated 5.0 stars across 477 reviews. Other highly rated options include Aaron Runk - State Farm Insurance Agent, Mark Ellingson: Allstate Insurance, Rising Star Insurance Brokers. This directory lists 12 disability insurance agents serving Maplewood.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ian Davy - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 777-8169 |
| 2 | Aaron Runk - State Farm Insurance Agent | 3035 White Bear Ave Suite 1 | (651) 770-1395 |
| 3 | Mark Ellingson: Allstate Insurance | 1690 McKnight Rd N | (651) 917-2445 |
| 4 | Rising Star Insurance Brokers | 2079 County Rd D E A | (651) 315-7978 |
| 5 | EP&B Insurance | 1959 Sloan Pl #130 | (651) 771-8111 |
| 6 | Danna Agency | 2785 White Bear Ave Suite 103 | (651) 407-8787 |
| 7 | Midwest Insurance Agencies | 1335 County Rd D Cir | (651) 968-4010 |
| 8 | Begin & Associates, Inc. American Family Insurance | 2091 County Rd D E C200 | (651) 484-1236 |
| 9 | Bee Lor Insurance Agency | 1321 Frost Ave Ste LL | (612) 787-7742 |
| 10 | Monson Agency | 1737 Cope Ave E | (651) 777-7469 |
Ian Davy - State Farm Insurance Agent serves Maplewood, Minnesota, and the surrounding metro area, offering disability insurance to local residents and small business owners. This agency helps individuals secure income protection benefits in case of illness or accident-related work absence. Policies are tailored to replace a portion of lost wages during recovery periods. Specific services available through this office include short-term and long-term disability coverage planning.
Aaron Runk - State Farm Insurance Agent in Maplewood, MN, provides disability insurance services, including individual income protection and long-term coverage options. The office offers ongoing policy consultations to help clients adjust coverage as their financial needs evolve. Regular plan reviews are available to ensure alignment with changing lifestyles or employment situations. Assisting with claims guidance and policy updates forms a core part of the maintenance support. The agent serves single-family homes, apartments, retail businesses, and local restaurants in the surrounding community.
Mark Ellingson: Allstate Insurance serves homeowners, renters, and local business owners in Maplewood, Minnesota, who need disability insurance coverage. It helps clients understand how disability policies can replace lost income when an injury or illness prevents them from working. Policy options are explained clearly to fit different needs and budgets. Agents assist with choosing appropriate benefit periods and waiting periods. The office provides ongoing support for policy claims and questions. It also covers clients throughout the nearby Saint Paul metro area, including North Saint Paul and Oakdale.
Rising Star Insurance Brokers serves clients in Maplewood, Minnesota, and the surrounding Twin Cities communities. The company focuses on disability insurance solutions, helping individuals secure coverage that protects their income in case of illness or injury. It handles the application process by reviewing client needs and matching them with suitable policy options from various carriers. The firm generally stays with each case from initial consultation through policy placement, assisting clients with any underwriting requirements or questions that arise along the way.
EP&B Insurance offers both one-time policy evaluations and ongoing service options for disability coverage. The agency serves clients in Maplewood, Minnesota, assisting them with understanding the differences between short-term and long-term disability plans. Standard policy comparisons factor in individual occupation risks and income replacement needs. Clients may choose a one-time consultation to review a specific situation or establish a scheduled service plan for regular policy updates and claims support. Service arrangements are available on an as-needed basis for ongoing policy management.
Danna Agency specializes in providing disability insurance solutions for residents of Maplewood, MN, ensuring individuals protect their income against unexpected health issues. The agency guides clients through selecting suitable policies and navigating complex application processes. It offers continuous support for claims and coverage adjustments as personal circumstances evolve. With winter months increasing injury risks from slips and seasonal illnesses, the agency helps locals prepare for potential work interruptions during this demanding time of year.
As the winter months in Maplewood often bring increased physical strain from snow removal and seasonal activities, the need for reliable disability coverage becomes more apparent. Midwest Insurance Agencies works with individuals in the area to find policies that can replace income if an illness or injury prevents them from working. The company explains the key features of short-term and long-term plans, helping clients understand waiting periods and benefit amounts. A first consultation typically involves a review of current finances and employment arrangements.
Begin & Associates, Inc. American Family Insurance provides financial protection services in Maplewood, MN. Its specialty is disability insurance agency, helping individuals secure income replacement for long-term illnesses or injuries. The agency assists with policy selection from available options to suit different needs. Such disability coverage is essential for workers in various local commercial sectors, including corporate offices, warehouses, and food service industries.
Bee Lor Insurance Agency serves clients in Maplewood, Minnesota, with residential disability insurance policies that protect household income against unexpected illness or injury. Commercial coverage is also available for local small businesses needing employee or owner protection throughout the greater Maplewood area. The agency helps individuals understand policy options for short‑term and long‑term coverage. Clients often return for policy reviews or updates between regular visits to ensure their coverage remains aligned with changing personal or business needs.
Monson Agency in Maplewood, MN is a local provider of disability insurance coverage, helping individuals protect their income in the event of an illness or injury. The agency typically assists clients by evaluating personal financial situations to recommend appropriate policy options. These can include long-term or short-term plans that provide a percentage of earnings when the insured is unable to work. Their services often extend to coordinating coverage with existing employer benefits and other personal insurance lines. For added protection, the agency commonly offers a supplemental catastrophic disability rider.
What Does a a Disability Insurance Agent in Maplewood Cost?
Disability insurance agent fees in Minnesota typically range from 0 to 500 dollars for an initial consultation. Some agents charge a flat fee of 1,000 to 3,000 dollars for full claim assistance, while others work on a contingency basis taking 10 to 25 percent of back benefits. Costs vary by case complexity and agent policies. This is general information, not insurance advice.
About disability insurance agents in Maplewood
Disability insurance agents in Maplewood, Minnesota help residents navigate disability claims and appeals. Agents are familiar with Minnesota state regulations, including the 180-day deadline to appeal a denied claim under Minnesota law. Local agents can guide you through the process of securing benefits for short-term or long-term disability.
Frequently Asked Questions
What does a disability insurance agent in Maplewood do?
A disability insurance agent helps you file claims, gather medical evidence, and appeal denials. They understand Minnesota specific rules, such as the requirement to submit a written appeal within 180 days of a denial.
How do I choose a disability insurance agent in Maplewood?
Look for an agent with experience in Minnesota disability law and a track record of handling claims. Check if they are licensed in Minnesota and familiar with local insurance carriers.
Is there a time limit to file a disability claim in Minnesota?
Yes, Minnesota law generally requires you to file a claim within 180 days of becoming disabled. For appeals, you usually have 180 days from the denial date to submit a written appeal.
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