The top-rated disability insurance agent in Maple Grove, Minnesota is Sniezek Group Agency: Allstate Insurance, rated 4.7 stars across 241 reviews. Other highly rated options include Teresa Rupkalvis - State Farm Insurance Agent, Breitenfeldt Group, RightQuote. This directory lists 15 disability insurance agents serving Maple Grove.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sniezek Group Agency: Allstate Insurance | 9600 Upland Ln N Ste 180 | (763) 515-9595 |
| 2 | Teresa Rupkalvis - State Farm Insurance Agent | 11264 86th Ave N | (763) 493-2055 |
| 3 | Breitenfeldt Group | 11664 Fountains Dr | (877) 732-9800 |
| 4 | RightQuote | 11670 Fountains Dr STE 217 | (612) 812-9292 |
| 5 | Anderson Benefit Partners | 11670 Fountains Dr Suite 200 | (612) 208-3829 |
| 6 | Agency 10 Insurance | 6475 Sycamore Ct N | (763) 551-1010 |
| 7 | Perrine Agency Inc | 7213 Forestview Ln N | (952) 888-3471 |
| 8 | Park Valley Young Insurance Agency | 7054 E Fish Lake Rd | (763) 463-0100 |
| 9 | South Lake Agency - Insurance Brokers Maple Grove | 11670 Fountains Dr Suite 200 | (763) 250-9000 |
| 10 | Rischall Financial Group | 11300 86th Ave N | (763) 971-9218 |
Sniezek Group Agency: Allstate Insurance serves the Maple Grove area and surrounding communities in Hennepin County as a disability insurance agent. The agency assists individuals in finding coverage that replaces a portion of income if an illness or injury prevents them from working. Local professionals and self-employed workers often seek guidance on policy options. General services include evaluating short-term and long-term disability plans, helping clients understand benefit periods and waiting periods. This agency specifically handles individual disability income policies and employer-sponsored group disability insurance.
Teresa Rupkalvis - State Farm Insurance Agent provides comprehensive disability insurance coverage to clients in the Maple Grove, MN area. The agency offers initial consultations to assess income protection needs and ongoing policy reviews to keep benefits aligned with changing circumstances. Regular service includes assistance with claims filing and modifications to policy terms. The disability insurance services support single-family homeowners, apartment residents, retail workers, and restaurant employees who require protection against lost income due to illness or injury.
Breitenfeldt Group serves residents in Maple Grove and the surrounding area with disability insurance solutions for individual income protection needs. The agency also advises local businesses on group disability coverage options to help safeguard their workforce. Operating out of Maple Grove, Minnesota, the company offers professional guidance to clients throughout the region. Following an initial policy setup or claim review, the agency remains available for ongoing support and adjustments, ensuring coverage stays aligned with changing circumstances between regular visits.
RightQuote serves homeowners, businesses, and property managers in the Maple Grove area who are seeking disability insurance to protect their income from unexpected injury or illness. The agency helps clients evaluate their existing coverage and identifies gaps in protection to ensure adequate financial security. Working with multiple insurance carriers, it assists in comparing policy features such as benefit periods and elimination periods. The company also serves the broader northwestern Twin Cities metro, including communities like Plymouth and Brooklyn Park.
Serving clients throughout Maple Grove and the greater Twin Cities metro area surrounding communities, Anderson Benefit Partners specializes in disability insurance agent services. The company handles both short-term and long-term disability income policies for individuals and local businesses. Personal needs assessments are conducted to determine income protection requirements. Coverage solutions are structured to replace a portion of lost earnings due to illness or injury. A consultative approach is used to explain policy benefits, elimination periods, and claim procedures clearly for every client situation.
Located in Maple Grove, Minnesota, Agency 10 Insurance serves clients through both one-time policy evaluations and recurring disability coverage adjustments. The agency specializes in securing individual disability insurance that replaces a portion of lost income during illness or injury, helping local professionals maintain financial stability. Services accommodate client preferences, running on a one-time, scheduled, or entirely as-needed basis to match changing circumstances.
Perrine Agency Inc specializes in disability insurance coverage, offering tailored policies to protect income in the event of illness or injury. Their general work includes consulting with individuals and business owners in Maple Grove, Minnesota, to assess risk and select appropriate benefit structures. The agency also assists with policy modifications as life circumstances change. During cold and flu season, when extended absences from work become more likely, they help clients understand waiting periods and benefit durations to ensure adequate financial protection.
As winter approaches in Maple Grove, many families become concerned about protecting their income if a long-term illness or injury prevents them from working. Park Valley Young Insurance Agency responds to this need by advising local professionals on how to secure disability coverage that fits their specific income and lifestyle. They help clients understand elimination periods, benefit durations, and policy riders. The initial step often involves a personal meeting to review current coverage gaps and financial obligations, allowing the agent to recommend appropriate policy options for consideration.
South Lake Agency - Insurance Brokers Maple Grove serves residential clients in Maple Grove, MN who need disability income protection for unexpected illness or injury. The company also offers commercial disability coverage for local small business owners and their key employees throughout the surrounding area. Agents work closely with individuals to explain policy options and filing procedures. They provide follow-up service to review coverage needs between regular visits, ensuring clients stay updated as their personal or business circumstances change.
What Does a a Disability Insurance Agent in Maple Grove Cost?
Disability insurance agent services in Minnesota are typically free to the consumer, as agents earn commissions from insurance carriers. Policy premiums vary widely based on age, health, occupation, and benefit amount. A typical individual policy may cost between 1% and 3% of your annual income per year. For example, a 40-year-old office worker might pay $50 to $150 per month for a policy covering 60% of income. This is general information, not insurance advice.
About disability insurance agents in Maple Grove
Disability insurance agents in Maple Grove, Minnesota help individuals and businesses secure income protection policies. Minnesota law requires that disability insurance policies include certain consumer protections, such as a 30-day grace period for premium payments. Local agents can guide you through policy options and assist with claims specific to Hennepin County.
Frequently Asked Questions
What does a disability insurance agent in Maple Grove do?
A disability insurance agent helps you compare policies from different carriers, explains coverage terms, and assists with the application process. They can also help you understand Minnesota-specific policy requirements, like the state's mandated renewal provisions.
How long do I have to file a disability claim in Minnesota?
Minnesota law does not set a universal deadline for filing disability claims, but most policies require prompt notice within 30 to 90 days. Check your policy or ask an agent for the specific time limit in your contract.
Can a Maple Grove agent help with an existing claim denial?
Yes, many agents can review your denial letter and explain your policy's appeal process. For complex denials, you may need to consult an attorney, but an agent can help you gather documents and meet Minnesota's 180-day deadline for filing an appeal under ERISA plans.
Disability Insurance Agents in Other Minnesota Cities
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