ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.
HomeDisability Insurance AgentsMaine › Scarborough

Find Disability Insurance Agents Near You in Scarborough, ME

Browse disability insurance agents serving Scarborough, Maine. Updated 2026-07-14.

The top-rated disability insurance agent in Scarborough, Maine is Michelle Raber - State Farm Insurance Agent, rated 5.0 stars across 347 reviews. Other highly rated options include Foy Insurance, A Division of World, Varney Agency, Sentinel Insurance Agency. This directory lists 12 disability insurance agents serving Scarborough.

Showing 12 disability insurance agents in Scarborough, MEListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Michelle Raber - State Farm Insurance Agent696 US-1(207) 883-0111
2Foy Insurance, A Division of World152 US-1 Unit 11(207) 289-3850
3Varney Agency136 US-1(207) 883-8229
4Sentinel Insurance Agency14 Fieldways Rd(207) 708-8211
5Maine Health Solutions136 US-1(866) 228-5677
6Miller Associates636 US-1 Ste JA(207) 510-6301
7Bankers Life360 US-1 Ste 202(207) 536-2742
8Cailin Kelly, Bankers Life Agent360 US-1 Ste 202(207) 536-2742
9Hagerman Insurance162 US-1(207) 883-1411
10Veroneau InsuranceScarborough, ME 04070(207) 749-6063
MR
696 US-1
Michelle Raber - State Farm Insurance Agent
Disability Insurance Agent · Scarborough, ME

Michelle Raber, operating as a State Farm Insurance Agent in Scarborough, ME, provides a comprehensive range of disability insurance policies designed to protect clients' income if they become unable to work due to illness or injury. The agency offers ongoing policy reviews and claim assistance to ensure coverage remains aligned with changing needs. Its services are available for individuals residing in single-family homes, apartment complexes, retail locations, and restaurants.

FI
152 US-1 Unit 11
Foy Insurance, A Division of World
Disability Insurance Agent · Scarborough, ME

Foy Insurance, A Division of World in Scarborough, ME serves local homeowners and business owners seeking disability insurance protection. The company guides clients through the process of selecting income replacement policies that help safeguard their finances if an illness or injury prevents them from working. Agents work to match each customer’s specific occupation and income level with an appropriate coverage plan. The firm also provides its services throughout the greater Portland metro, including nearby communities such as South Portland.

VA
136 US-1
Varney Agency
Disability Insurance Agent · Scarborough, ME

Varney Agency serves Scarborough, Portland, and the surrounding communities in southern Maine, handling disability insurance for individuals looking to protect their income. The firm works with both short-term and long-term disability policies to help clients address potential gaps in coverage during serious illness or injury. A typical case is approached through a thorough review of the client’s occupation, earnings, and existing benefits, then tailoring policy options to match their specific financial needs and occupational risk.

SI
14 Fieldways Rd
Sentinel Insurance Agency
Disability Insurance Agent · Scarborough, ME

Sentinel Insurance Agency in Scarborough, ME, helps clients understand the difference between a single policy for one-time protection and a long-term plan requiring recurring premium payments. Coverage is tailored to replace lost income when a disabling injury or illness prevents work, ensuring financial stability. The agency assists with both individual and group disability policies, explaining terms like elimination periods and benefit durations. Service runs on an as-needed basis, with consultations available for new policies or existing policy reviews.

MH
136 US-1
Maine Health Solutions
Disability Insurance Agent · Scarborough, ME

As winter weather in Scarborough can lead to slips on ice or injuries from snow removal, Maine Health Solutions helps local workers and families plan for the financial impact of such disabling events. Acting as a disability insurance agent, the company guides clients through policy options designed to replace income if they are unable to work due to illness or accident. Initial consultations typically begin with a review of existing coverage and individual needs.

MA
636 US-1 Ste JA
Miller Associates
Disability Insurance Agent · Scarborough, ME

Located in Scarborough, Maine, Miller Associates works as a disability insurance agent, guiding individuals and businesses through the process of securing income protection coverage. The company focuses specifically on disability policies, helping clients understand policy options to safeguard earnings if injury or illness prevents work. Its services extend to serving commercial sectors, including offices, warehouses, and food service operations, tailoring coverage to the distinct risks those work environments present.

BL
360 US-1 Ste 202
Bankers Life
Disability Insurance Agent · Scarborough, ME

Bankers Life provides specialized disability insurance services in Scarborough, Maine, helping individuals secure income protection if illness or injury prevents them from working. The agency assists clients in evaluating their coverage needs against existing employer benefits. It serves local professionals and self-employed residents by clarifying policy options tailored to their financial and occupational situations. This neighborhood office also addresses the heightened risk of winter-related injuries common in Maine, ensuring clients understand how a temporary snow shoveling accident or slip on ice might be covered.

CK
360 US-1 Ste 202
Cailin Kelly, Bankers Life Agent
Disability Insurance Agent · Scarborough, ME

Cailin Kelly, Bankers Life Agent in Scarborough, Maine, is known for providing disability insurance solutions that help protect clients’ income when they are unable to work. The agent offers a range of policies designed to cover short-term and long-term medical absences, tailoring plans to individual needs and budgets. Services also include evaluating existing coverage and assisting with claims processes. For added protection, clients can also explore supplemental options such as critical illness insurance.

HI
162 US-1
Hagerman Insurance
Disability Insurance Agent · Scarborough, ME

Hagerman Insurance in Scarborough, ME, provides residential disability insurance to local homeowners and individuals seeking income protection. The agency also structures commercial coverage for small businesses concerned with employee or owner disability risks throughout southern Maine. An agent reviews policy details and explains coverage gaps to ensure reliable financial safeguards for clients. During this process, they build schedules for periodic policy reviews and adjustment of benefits as circumstances change, arranging follow-up conversations before customers’ regular visits.

VI
Scarborough, ME 04070
Veroneau Insurance
Disability Insurance Agent · Scarborough, ME

Veroneau Insurance in Scarborough, Maine, is known for providing disability insurance agent services to local professionals and residents. It offers guidance on short-term and long-term disability policies that help protect income during illness or injury. The agency assists clients in navigating policy options tailored to individual employment situations and coverage needs. A specialty service it can add on is assessing riders to enhance base disability plans for specific occupational risks.

MR
3 Oak Hill Terrace
Michelle Raber - State Farm Insurance Agent
Disability Insurance Agent · Scarborough, ME
(207) 883-5867
michelleraberoakhill.com
HI
383 US-1 Ste 2E
HealthMarkets Insurance Agency
Disability Insurance Agent · Scarborough, ME
(207) 883-6502
agents.healthmarkets.com/portlandme

What Does a a Disability Insurance Agent in Scarborough Cost?

The cost of disability insurance in Maine typically ranges from 1% to 3% of your annual income for a policy. For example, a 45-year-old earning 60,000 per year might pay 600 to 1,800 annually for a policy with a 90-day waiting period and benefits to age 65. Costs vary based on age, health, occupation, and policy features. This is general information, not insurance advice.

About disability insurance agents in Scarborough

Disability insurance agents in Scarborough Maine help individuals and businesses find coverage that protects income if you cannot work. Maine law requires certain policies to include a 30-day grace period for premium payments. Local agents can explain how state regulations affect your disability benefits and policy terms.

Frequently Asked Questions

What does a disability insurance agent in Scarborough do?

A disability insurance agent helps you compare policies from different carriers. They explain coverage options, waiting periods, and benefit amounts. They do not provide legal advice but can guide you on policy features.

Does Maine have any special rules for disability insurance?

Yes. Maine law requires that disability insurance policies include a provision for a 30-day grace period. Also, insurers must provide a written explanation if they deny a claim. Agents can help you understand these consumer protections.

How do I choose a disability insurance agent in Scarborough?

Look for an agent licensed in Maine with experience in disability coverage. Ask about the carriers they work with and their knowledge of Maine specific regulations. Check their reviews and confirm they are in good standing with the Maine Bureau of Insurance.

Disability Insurance Agents in Other Maine Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each disability insurance agent's credentials and current standing with your state Department of Insurance.