The top-rated disability insurance agent in South Portland, Maine is Osiris Matias Eing at Comparion Insurance Agency, rated 5.0 stars across 302 reviews. Other highly rated options include Noyes Hall & Allen Insurance, Julia Mehlman at Comparion Insurance Agency, Steve Trombley - State Farm Insurance Agent. This directory lists 15 disability insurance agents serving South Portland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Osiris Matias Eing at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2181 |
| 2 | Noyes Hall & Allen Insurance | 170 Ocean St | (207) 799-5541 |
| 3 | Julia Mehlman at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6013 |
| 4 | Steve Trombley - State Farm Insurance Agent | 788 Broadway Rear | (207) 799-3321 |
| 5 | Sarah Curley at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 482-2167 |
| 6 | Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 871-9000 |
| 7 | AAA South Portland Insurance and Member Services | 401 Western Ave | (207) 775-6211 |
| 8 | Valerie Parziale at Comparion Insurance Agency | 180 Waterman Dr Suite 2b | (207) 204-6002 |
| 9 | New York Life Insurance Co: Gikas Timothy | 500 Southborough Dr | (207) 367-3605 |
| 10 | Disability RMS | 300 Southborough Dr | (207) 766-3400 |
Osiris Matias Eing at Comparion Insurance Agency serves the South Portland, Maine area and the surrounding Cumberland County region as a disability insurance agent. The agency helps individuals and professionals understand their options for income protection. Disability insurance can replace a portion of earnings if a person is unable to work due to illness or injury. Common products handled include short-term disability policies to cover immediate medical leaves and long-term disability plans for extended recovery periods.
Noyes Hall & Allen Insurance provides a full range of disability insurance agent services tailored for individuals and businesses in South Portland, Maine. It assists clients with initial policy selection and offers ongoing plan reviews to adjust coverage as circumstances change. The company also coordinates claim support and benefit utilization to ensure policyholders receive due compensation. Its service portfolio includes guiding clients through the complexities of short-term and long-term disability plans. Noyes Hall & Allen Insurance services the needs of professionals, small business owners, and employees across single-family homes and apartments.
Homeowners and small business owners in South Portland, Maine, can turn to Julia Mehlman at Comparion Insurance Agency for disability insurance agent services. She assists clients in securing income protection policies that replace a portion of earnings if injury or illness prevents work. The agency serves local customers seeking coverage to safeguard their financial stability during unforeseen medical circumstances. Its services also extend to residents of the greater Portland metro area, including nearby communities like Cape Elizabeth and Scarborough.
Steve Trombley - State Farm Insurance Agent serves South Portland, Maine and surrounding communities. The agency handles disability insurance, helping clients secure income protection in the event of injury or illness. Typical work involves evaluating individual coverage needs based on employment status and financial obligations. To manage each job, the agent reviews available policy options and explains how benefits can replace lost wages during recovery periods.
Winter in South Portland often brings icy sidewalks and snow-shoveling accidents that can keep people out of work, so Sarah Curley at Comparion Insurance Agency helps local professionals and families plan for such lost income through disability insurance. She reviews options with clients to replace a portion of their earnings during recovery from injury or illness. As a disability insurance agent serving this coastal community, she explains policy terms including benefit periods and coverage limits. The initial step involves a simple consultation to assess individual needs and current financial protection.
Residents of South Portland work with a disability insurance agent either through a one-time policy purchase or a recurring service plan involving periodic adjustments. Their coverage arrangements typically protect a portion of earned income if illness or injury prevents work. Such policies provide financial support during recovery periods, allowing clients to maintain household stability. Local agent service runs on both a one-time policy-setting basis and an as-needed schedule for future policy reviews or modifications.
AAA South Portland Insurance and Member Services provides specialized disability insurance agent services for individuals and employers in South Portland, ME. The company works to help clients secure income protection in case of illness or injury, offering guidance on policy options and coverage details. It assists with claims processes and policy adjustments to meet changing needs. As year-end approaches, the agency helps policyholders review their current coverage to ensure it remains adequate during the winter months when injury risks increase.
Valerie Parziale at Comparion Insurance Agency works with individuals and businesses in South Portland, Maine, to address income protection needs through disability coverage, offering tailored options for safeguarding against lost earnings due to illness or injury. These plans help policyholders maintain financial stability during recovery periods. The agent serves various commercial operations locally, including offices, warehouses, and food service establishments.
New York Life Insurance Co: Gikas Timothy is known for helping clients navigate disability insurance options in South Portland, Maine. The agency evaluates individual income protection needs, short-term coverage, and long-term policies to match local professionals and small business owners with suitable plans. It also assists with group benefits for area employers. A specialty service it can add on is providing quotes for supplemental disability policies that coordinate with employer-sponsored coverage.
Disability RMS provides disability insurance agent services to residents in South Portland, Maine, assisting individuals with income protection for their households. It also offers commercial coverage options for local businesses that need to secure their operations against employee disability claims. The company serves clients throughout the greater Portland area and southern Maine region. Following the initial policy setup, it provides follow-up service and repeat consultations between regular policy reviews to adjust coverage as needs change.
What Does a a Disability Insurance Agent in South Portland Cost?
The cost of disability insurance in Maine typically ranges from 1% to 3% of your annual income. For a 35 year old earning $50,000 per year, a policy might cost between $500 and $1,500 annually. Costs vary based on age, health, occupation, and coverage amount. This is general information, not insurance advice.
About disability insurance agents in South Portland
Disability insurance agents in South Portland Maine help individuals and businesses find the right coverage. Maine law requires certain policies to include specific provisions, such as the right to review denied claims. A local agent can guide you through policy options and explain how Maine rules affect your coverage.
Frequently Asked Questions
What does a disability insurance agent in South Portland do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage details, exclusions, and how Maine law affects your benefits. They do not provide legal advice but can help you understand your options.
Are there time limits for filing a disability claim in Maine?
Yes, Maine law sets time limits for filing a claim and for appealing a denial. Most policies require you to file within 30 to 90 days of becoming disabled. An agent can help you understand the deadlines in your specific policy.
How do Maine laws affect disability insurance policies?
Maine requires that disability policies include a grace period of at least 30 days for premium payments. The state also mandates that policies cannot exclude coverage for certain conditions without clear disclosure. An agent can explain how these rules apply to your situation.