The top-rated disability insurance agent in Merrillville, Indiana is Freeway Insurance, rated 4.9 stars across 751 reviews. Other highly rated options include Crowel Agency, Inc., Larson Brokerage Insurance Agency, Farmers Insurance - Alicia Radin. This directory lists 20 disability insurance agents serving Merrillville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 6176 Broadway | (219) 476-3417 |
| 2 | Crowel Agency, Inc. | 251 W 80th Pl | (219) 756-4707 |
| 3 | Larson Brokerage Insurance Agency | 1595 E 85th Ave | (219) 472-0822 |
| 4 | Farmers Insurance - Alicia Radin | 365 E 84th Dr | (219) 661-9381 |
| 5 | Elite Insurance Of Merrillville | 8045 Cleveland Pl | (888) 411-9715 |
| 6 | Midcoast Insurance | 8585 Broadway ste 470 | (219) 213-2306 |
| 7 | HUB International | 8605 Broadway Suite A | (219) 865-6447 |
| 8 | The Billy Davis Insurance Group | 5544 Broadway | (219) 980-2886 |
| 9 | Jeremy Yancey: Allstate Insurance | 7870 Broadway # M | (219) 267-0899 |
| 10 | David Dewes - COUNTRY Financial Agent | 9111 Broadway Suite II | (219) 319-4042 |
Freeway Insurance serves the Merrillville, Indiana area as a disability insurance agent. The company assists individuals and families in securing financial protection against income loss due to injury or illness. It helps clients navigate policy options tailored to their specific employment and health situations. Disability insurance agents provide guidance on understanding benefit periods and elimination periods. The office handles both short-term disability coverage and long-term disability insurance for local residents.
Crowel Agency, Inc. serves individuals and small business owners in Merrillville, Indiana, by providing consultation and guidance on disability insurance policies. The agency helps clients assess their need for income protection plans, explaining benefit periods and elimination periods to fit their financial situations. By comparing options from multiple carriers, the agency simplifies the process of securing long-term disability coverage. It also extends its services to clients throughout the Lake County area, including the communities of Gary and Crown Point.
Larson Brokerage Insurance Agency serves the Merrillville, Indiana area as a disability insurance agent, helping clients protect their income against unforeseen medical issues. The company works with individuals and employers to navigate policy options that provide financial stability during periods of disability. Ongoing support is available to assist with claims filing and policy management. Their services accommodate a variety of property types that generate income, including single-family homes, apartment complexes, retail establishments, and restaurants.
Farmers Insurance - Alicia Radin serves homeowners, business owners, and property managers in Merrillville, Indiana. This disability insurance agent provides coverage options designed to replace a portion of income if an illness or injury prevents work. The agency assists clients in understanding policy terms and choosing appropriate benefit periods and elimination periods. Services extend to Crown Point and the greater Lake County metropolitan area, offering residents of neighboring communities access to local disability insurance guidance.
Elite Insurance Of Merrillville serves Merrillville, Indiana, and the surrounding communities in Lake County. It handles disability insurance, helping local residents secure coverage that provides income protection if they are unable to work due to illness or injury. The agency works through a process of understanding each client’s specific occupation and income needs to present suitable policy options from available carriers. This approach guides the typical job from an initial consultation through the application, aiming to match the client with appropriate coverage.
Midcoast Insurance in Merrillville, Indiana, provides disability insurance consultations that emphasize the difference between a one-time policy review and a recurring plan adjustment service. Their coverage focuses on replacing a portion of lost income if an injury or illness prevents work, with policies typically structured around a waiting period and a monthly benefit amount. Ongoing or annual reviews help ensure coverage keeps pace with any salary changes or new medical conditions. This service operates on a scheduled, as-needed basis according to each client’s evolving needs.
HUB International in Merrillville, Indiana, provides specialized disability insurance services to help individuals protect their income in the event of an illness or injury. The agency guides clients through the complexities of private policies and employer-sponsored benefits. It assists local professionals and families in selecting appropriate coverage plans. During tax season, the agency helps high-income earners understand how disability premiums and potential benefits interact with their financial planning.
As winter weather disrupts routines across northwest Indiana, many residents in Merrillville review their financial safeguards. The Billy Davis Insurance Group specializes in disability insurance, helping clients protect their income if illness or injury prevents them from working. They guide individuals through policy options that cover partial or total disability, brief absence periods, and long-term needs. An initial assessment evaluates current coverage gaps, employment terms, and monthly expenses before any plan is recommended or an appointment scheduled.
Jeremy Yancey: Allstate Insurance in Merrillville, Indiana, assists individuals and businesses with their financial protection needs. The agency specializes in disability insurance agent services, offering policies designed to replace a portion of income if a client becomes unable to work due to illness or injury. Its agents help clients evaluate waiting periods, benefit amounts, and coverage durations for their specific situations. This office serves a range of commercial sectors, including offices, warehouses, and food service operations.
Serving residents in Merrillville and the surrounding area, David Dewes acts as a COUNTRY Financial agent providing personalized disability insurance plans to protect individual incomes. He also tailors commercial coverage for local business owners, ensuring their operations remain stable if a key employee becomes unable to work. His active service area encompasses communities across Lake County and northwest Indiana. Clients often contact him for policy adjustments annually, benefiting from thorough follow-up consultations between their regularly scheduled visits to address changes in their financial circumstances.
What Does a a Disability Insurance Agent in Merrillville Cost?
Disability insurance agent services in Indiana typically do not charge a separate fee. Agents earn commissions from the insurance company which are built into your premium. Premiums for individual disability insurance in Indiana range from 1% to 3% of your annual income. For a 50000 dollar annual income a policy might cost 500 to 1500 per year. Costs vary based on age occupation health and coverage amount. This is general information not insurance advice.
About disability insurance agents in Merrillville
Disability insurance agents in Merrillville Indiana help individuals and businesses secure income protection. Indiana law requires disability insurance policies to include specific provisions like a 30 day grace period. A local agent can guide you through policy options and claims processes tailored to Lake County residents.
Frequently Asked Questions
What does a disability insurance agent in Merrillville do?
A disability insurance agent helps you compare policies from different carriers. They explain coverage limits elimination periods and benefit durations. They also assist with filing claims and understanding Indiana insurance regulations.
How long do I have to file a disability claim in Indiana?
Indiana does not set a single deadline for all disability claims. Most private policies require you to file within 30 to 90 days of becoming disabled. Check your specific policy for exact time limits.
Do Indiana laws affect disability insurance premiums?
Yes Indiana insurance law requires that premiums be based on actuarial principles. Agents must follow state rules about rate filings and policy disclosures. This helps ensure fair pricing for Merrillville residents.
Disability Insurance Agents in Other Indiana Cities
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