The top-rated disability insurance agent in Anderson, Indiana is Roger Roudebush - State Farm Insurance Agent, rated 4.9 stars across 683 reviews. Other highly rated options include Mike Ward - State Farm Insurance Agent, Mesha McCarty - State Farm Insurance Agent, Shelter Insurance - Mary Guirguis. This directory lists 14 disability insurance agents serving Anderson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Roger Roudebush - State Farm Insurance Agent | 421 W 53rd St | (765) 649-2266 |
| 2 | Mike Ward - State Farm Insurance Agent | 2236 E 8th St | (765) 622-1111 |
| 3 | Mesha McCarty - State Farm Insurance Agent | 1125 Broadway St | (765) 642-9903 |
| 4 | Shelter Insurance - Mary Guirguis | 426 E 14th St | (765) 644-6937 |
| 5 | Evergreen Insurance | 1201 E 5th St Suite 205 | (765) 374-5103 |
| 6 | Steve Folgate: Allstate Insurance | 1232 Broadway St Ste 600 | (765) 642-2076 |
| 7 | Shelter Insurance - Laura Sandlin | 1119 Meridian St Ste 100 | (765) 640-9630 |
| 8 | Acrisure Anderson, IN (Thompson Insurance & Financial Services) | 3414 Main St | (765) 644-6787 |
| 9 | McGowan Insurance Group | 30 W 11th St | (765) 400-5594 |
| 10 | David Petty American Family Insurance | 416 E Hartman Rd | (765) 649-3335 |
Roger Roudebush, operating as a State Farm Insurance Agent, serves the Anderson, Indiana, community and surrounding Madison County with disability insurance solutions. This agency helps local residents and professionals review their income protection needs against unexpected illness or injury. The office works to explain plan options that align with different budgets and employment situations. Specific services handled in this area include evaluating short-term disability policies and guiding clients through the application process for long-term disability coverage.
Mike Ward - State Farm Insurance Agent in Anderson, IN, provides disability insurance coverage to help protect income in the event of an illness or injury. The agency offers guidance on policy options and assists clients with claims when necessary, with ongoing support for plan adjustments as client needs change. Mike Ward serves individuals in Anderson and the surrounding area, arranging coverage suited to residential homeowners, apartment dwellers, local retail stores, and area restaurants.
Serving homeowners, renters, and business owners in Anderson, Mesha McCarty - State Farm Insurance Agent provides disability insurance policies designed to replace a portion of income if an illness or injury prevents work. These plans help policyholders manage daily expenses during recovery. As a local agent, Mesha McCarty offers personalized consultations to explain coverage options and eligibility requirements. The agency also assists clients in nearby Pendleton with similar disability insurance needs, ensuring residents throughout Madison County have access to protective financial solutions.
Serving Anderson, Indiana, and the surrounding Madison County communities, Shelter Insurance - Mary Guirguis focuses on disability insurance agent services. The agency helps clients evaluate policies that provide income protection if an injury or illness prevents them from working. It assists individuals in understanding coverage options that suit their personal financial needs and employment situations. For a typical job, the agency reviews a client’s current income and occupation to recommend a plan that offers reasonable monthly benefits.
Evergreen Insurance specializes in disability insurance agent services for professionals seeking income protection in Anderson, Indiana. The agency guides clients through long-term and short-term disability options, explaining how these policies can help replace lost wages during illness or injury. It coordinates with local employers and individual policyholders to match coverage with specific occupational risks. Families facing a temporary or permanent disability due to a sudden workplace accident or a chronic health condition can turn here for individualized plan reviews and claims assistance throughout the recovery period.
Steve Folgate with Allstate Insurance in Anderson, IN, provides disability insurance solutions that differ between single, event-driven policies and ongoing plans that require periodic renewals. Coverage typically replaces a portion of a client’s income if injury or illness prevents them from working, addressing short- or long-term financial gaps. Service arrangements are determined by the client’s policy type and are offered on either a one-time basis for initial enrollment or as an as-needed resource for claims and consultations.
As the seasons change in central Indiana, local residents often review their income protection to ensure it covers unexpected medical leaves. Shelter Insurance - Laura Sandlin in Anderson serves as a disability insurance agent, helping clients secure policies that provide essential income if illness or injury prevents them from working. This involves explaining coverage options and tailoring plans to individual needs. To begin a personalized evaluation of your present situation, the agent conducts an initial consultation to assess current policy gaps and personal requirements.
Acrisure Anderson, IN (Thompson Insurance & Financial Services) provides income protection services for clients in the Anderson area, specializing in disability insurance coverage. The agency helps individuals understand how disability policies replace lost wages during a period of injury or illness. It works with professionals to design benefit plans that suit their specific financial needs. The firm also assists various commercial sectors by offering coverage for offce workers, warehouse employees, and food service personnel.
Whether a client needs immediate income replacement or long-term support through recurring payments, a Disability Insurance Agent structures coverage to match individual financial situations. McGowan Insurance Group, operating out of Anderson, Indiana, helps clients understand how policies replace lost wages and maintain household stability during illness or injury. This work focuses on matching benefit periods and elimination riders to personal budgets and occupational risks. Service for this agent runs on both a one-time policy purchase basis and a scheduled review as policyholder needs change.
What Does a a Disability Insurance Agent in Anderson Cost?
Disability insurance premiums in Indiana typically range from 1% to 3% of your annual income. For a 40-year-old earning $50,000 per year, a policy might cost between $500 and $1,500 annually. Costs vary based on age, health, occupation, and benefit amount. This is general information, not insurance advice.
About disability insurance agents in Anderson
Disability insurance agents in Anderson, Indiana help individuals and businesses find coverage that protects income if you cannot work. Indiana law requires certain policies to include specific provisions, such as a 30-day grace period for premium payments. Local agents can explain how state regulations affect your policy and guide you through the claims process.
Frequently Asked Questions
What does a disability insurance agent in Anderson do?
A disability insurance agent helps you compare policies from different carriers and choose coverage that fits your needs. They also assist with filing claims and understanding policy terms. In Indiana, agents must be licensed by the Indiana Department of Insurance.
How long do I have to file a disability claim in Indiana?
Indiana law does not set a specific time limit for filing disability claims, but most policies require you to notify the insurer within 20 to 30 days of becoming disabled. Check your policy for exact deadlines. An agent can help you meet these timeframes.
Are disability insurance benefits taxable in Indiana?
If you pay the premiums with after-tax dollars, benefits are generally tax-free. If your employer pays the premiums, benefits may be taxable as income. Indiana follows federal tax rules for disability insurance. An agent can explain how this applies to your situation.
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