The top-rated disability insurance agent in Kokomo, Indiana is Nick Pate - State Farm Insurance Agent, rated 5.0 stars across 763 reviews. Other highly rated options include Brady Insurance Group, Brian Cossell - State Farm Insurance Agent, Gaffney Insurance Agency. This directory lists 20 disability insurance agents serving Kokomo.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Nick Pate - State Farm Insurance Agent | 2115 W Alto Rd | (765) 457-2500 |
| 2 | Brady Insurance Group | 3415 S Lafountain St Suite J | (765) 450-4661 |
| 3 | Brian Cossell - State Farm Insurance Agent | 2981 S Webster St | (765) 453-3026 |
| 4 | Gaffney Insurance Agency | 1732 S Washington St | (765) 457-7558 |
| 5 | Your Choice Insurance | 1542 S Dixon Rd STE E | (765) 393-8900 |
| 6 | Aaron Singleton: Allstate Insurance | 3811 Southland Ave | (765) 453-7272 |
| 7 | David Akers Insurance | 4073 S Webster St | (765) 453-4556 |
| 8 | Shepherd Insurance | 701 N Washington St | (765) 452-5656 |
| 9 | Norris Insurance | 3833 S Lafountain St | (765) 455-2700 |
| 10 | Prime Time Financial | 618 E Blvd #102 | (765) 380-1800 |
Nick Pate - State Farm Insurance Agent serves the Kokomo metro area and surrounding Howard County communities as a disability insurance agent. The agency provides professional guidance on income protection policies designed to replace a portion of lost earnings if an individual becomes unable to work due to illness or injury. These plans can help policyholders maintain financial stability during recovery periods. Their services include evaluating personal coverage needs for short-term disability benefits and assisting clients with applications for long-term disability insurance policies.
Brady Insurance Group provides disability insurance agent services to clients in Kokomo, Indiana, helping individuals secure income protection for periods when they cannot work due to illness or injury. Ongoing support includes policy reviews and claims assistance to ensure coverage remains aligned with changing needs and circumstances. The company serves local individuals working in a range of occupations, including employees of single-family homes coverage, apartments, retail establishments, and restaurants.
Serving homeowners, renters, and small business owners in Kokomo, Indiana, Brian Cossell’s agency works as a local disability insurance agent. This involves helping clients understand how disability coverage can help replace lost income if an illness or injury prevents them from working. Policy options are explained clearly, ensuring residents have a plan suited to their personal or professional situation. The agency also assists with related coverage to protect financial stability. Its services extend to neighboring communities such as Peru and throughout Howard County.
Serving Kokomo and the surrounding communities of north-central Indiana, Gaffney Insurance Agency handles disability insurance to help protect income during illness or injury. The company works with clients to explain policy options that cover a portion of lost wages. When assisting a typical client, it first reviews their occupation and current earnings to determine an appropriate coverage level, then compares plan features from different carriers to present suitable choices.
Your Choice Insurance handles disability insurance in Kokomo, IN, by distinguishing between one-time policy evaluations and ongoing coverage adjustments as a client’s income or health changes. For initial needs, they assess benefit amounts, elimination periods, and occupation-specific terms. Recurring service involves periodic reviews to align coverage with inflation or career shifts. Their disability insurance expertise helps protect local workers from income loss due to injury or illness. Service runs on a one-time or as-needed basis for policy reviews and modifications.
Aaron Singleton: Allstate Insurance specializes in disability insurance, helping clients secure income protection for unforeseen medical events. The agency assists Kokomo residents in evaluating policy options that replace lost wages due to illness or injury. Coverage needs are assessed individually, considering occupation and financial obligations. Whether facing a short-term recovery from surgery or a longer-term condition affecting work capacity, this agent provides guidance on navigating claims and maintaining financial stability during cold and flu season when disabilities from illness frequently arise.
As winter weather arrives in Kokomo, Indiana, the risks of slips and falls increase, often leading to unexpected time away from work. David Akers Insurance assists local residents with income protection through disability insurance agent services tailored to individual needs. Understanding disruption in earning potential is vital, the company helps clients explore coverage options that support financial stability during recovery. The process begins with an initial consultation to review personal circumstances and determine suitable policy features for comprehensive protection.
Shepherd Insurance serves clients in Kokomo, Indiana, by connecting individuals and businesses with disability insurance coverage to replace income when illness or injury prevents work. The agency specializes in both short-term and long-term disability policies, tailoring options to address specific income protection needs. These services assist a range of commercial settings, including local offices, warehouses, and food service operations, helping to safeguard employee financial stability during unexpected medical leave.
Norris Insurance provides residential disability insurance coverage to homeowners in Kokomo, Indiana. The company also offers commercial disability insurance policies for local businesses throughout the surrounding area in Kokomo. Their agents work with individual clients by matching coverage to personal income protection needs. Business owners receive similar assistance in selecting group or individual plans for their employees. After the initial policy is set up, clients can schedule follow-up appointments for annual coverage reviews or to adjust benefits between regular service visits.
Prime Time Financial in Kokomo, IN, is known for guiding clients through disability insurance options to protect income against unexpected health issues. The company assists local residents and businesses in selecting policies that align with their financial needs. Coverage plans typically address short-term and long-term disability scenarios to maintain financial stability. A specialty service offered is coordinating disability benefits with existing employer-sponsored plans to ensure comprehensive protection.
What Does a a Disability Insurance Agent in Kokomo Cost?
Disability insurance costs in Indiana typically range from 1 percent to 3 percent of your annual income. For a 40-year-old earning 50000 dollars per year a policy might cost 500 to 1500 dollars annually. Costs vary based on age health occupation and benefit amount. This is general information not insurance advice.
About disability insurance agents in Kokomo
Disability insurance agents in Kokomo Indiana help individuals and businesses find coverage that protects income if injury or illness prevents work. Indiana law does not require private disability insurance but many employers offer group plans. Local agents can explain policy options and assist with claims for Kokomo residents.
Frequently Asked Questions
What does a disability insurance agent in Kokomo do?
A disability insurance agent helps you find a policy that fits your needs and budget. They explain coverage details and can assist with filing claims. In Indiana agents must be licensed by the state Department of Insurance.
How long do I have to file a disability claim in Indiana?
Indiana does not have a single time limit for all disability claims. Most private policies require you to notify the insurer within 30 days of becoming disabled. You should check your specific policy for exact deadlines.
Are disability insurance benefits taxable in Indiana?
If you pay the premiums with after-tax dollars your benefits are generally tax-free. If your employer pays the premiums your benefits are usually taxable as income. Indiana follows federal tax rules for disability benefits.
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