The top-rated disability insurance agent in Jacksonville, Arkansas is James Gowen - State Farm Insurance Agent, rated 4.9 stars across 270 reviews. Other highly rated options include Direct Auto Insurance, Shelter Insurance - Todd Martin, Shelter Insurance - Seth Boyd. This directory lists 14 disability insurance agents serving Jacksonville.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | James Gowen - State Farm Insurance Agent | 309 N James St | (501) 982-1200 |
| 2 | Direct Auto Insurance | 425 W Main St | (501) 985-4455 |
| 3 | Shelter Insurance - Todd Martin | 210 John Harden Dr | (501) 985-9794 |
| 4 | Shelter Insurance - Seth Boyd | 1108 W Main St Ste A | (501) 982-6465 |
| 5 | Pete Barry Insurance | 1326 John Harden Dr | (501) 985-2999 |
| 6 | Premier Insurance Agency AR | 912 W Main St | (501) 288-9107 |
| 7 | P&P Benefits Group | 2 Crestview Plaza | (501) 982-4561 |
| 8 | Advantage 1 Auto Insurance | 601 W Main St | (501) 983-2044 |
| 9 | Farmers Insurance - Jeffrey Twitty | 2 Crestview Plaza | (501) 985-0282 |
| 10 | Insurance Advantage and LMA Financial Services | 1200 W Main St | (501) 988-2726 |
James Gowen - State Farm Insurance Agent serves the Jacksonville, Arkansas, metro area and surrounding counties as a disability insurance agent. The agency provides guidance on individual disability income policies to help protect clients’ earnings if illness or injury prevents them from working. They also offer information on short-term and long-term disability coverage options for self-employed professionals and small business owners. Policyholders can access assistance with filing claims, reviewing benefit terms, and adjusting coverage as needs change. Short-term disability policies and long-term disability plans are both handled in this area.
Direct Auto Insurance serves Jacksonville, Arkansas, and the surrounding communities. As a disability insurance agent, the company handles policies that provide income replacement when a client cannot work due to illness or injury. It guides individuals through the process of selecting coverage that matches their specific employment situations and health needs. To handle a typical case, the company begins by assessing the client’s occupation and financial obligations before presenting suitable plan options from its available carriers.
Shelter Insurance - Todd Martin provides disability insurance agent services in Jacksonville, Arkansas, helping individuals evaluate policies that replace a portion of lost income during illness or injury. Ongoing policy reviews are offered to adjust coverage as personal circumstances or financial needs change. Service plans include guidance on benefit periods, elimination periods, and optional riders tailored to specific employment situations. The agent works with clients who own or rent single-family homes, apartments, retail spaces, and restaurants.
Shelter Insurance - Seth Boyd serves homeowners, renters, and local business owners in Jacksonville, Arkansas, by offering disability insurance agent services to help protect personal income during illness or injury. The agency guides clients through policy options that provide financial security when they are unable to work, ensuring continuity in their daily lives and professional obligations. Services include personalized consultations and claims assistance. This agency also covers the greater Little Rock metropolitan area.
Disability insurance can be acquired through a one-time policy purchase or through ongoing scheduled premium payments, both designed to replace a portion of lost income if the policyholder becomes unable to work. Pete Barry Insurance in Jacksonville, Arkansas, assists clients in understanding these coverage options. Services typically help individuals and families evaluate their need for protection against income loss due to illness or injury. This local agent operates on an appointment basis, offering consultations as needed to review or adjust coverage.
As a disability insurance agent, Premier Insurance Agency AR helps individuals in Jacksonville, Arkansas choose between a one-time policy that pays a single lump sum and a recurring benefit plan that provides ongoing monthly income during a covered disability. Coverage options are tailored to protect against lost earnings from illness or injury that prevents regular work. Service for new policy inquiries and ongoing support runs on a one-time, scheduled, or as-needed basis.
As a disability insurance agent in Jacksonville, AR, P&P Benefits Group provides specialized services in securing income protection policies for local professionals and self-employed individuals. The company generally assists clients in evaluating short-term and long-term disability coverage options to safeguard earnings during an unexpected illness or injury. During the seasonal flu outbreak or peak summer construction months, it helps address concerns regarding potential lost wages from common regional health risks or employment gaps.
Serving Jacksonville, Arkansas, and its surrounding communities, Advantage 1 Auto Insurance handles disability insurance needs for local residents. The agency helps individuals understand how disability coverage can replace lost income during an unexpected illness or injury. It addresses the specific circumstances of clients in the area, focusing on practical protection against financial disruption. When meeting with a customer, the agent typically reviews their current employment situation and daily expenses to determine appropriate coverage limits for their unique situation.
As the seasons change in central Arkansas, residents of Jacksonville increasingly consider how an unexpected injury might affect their income. Jeffrey Twitty helps clients evaluate how disability coverage could maintain their financial stability during recovery. This local agency offers personalized sessions to explain policy options and potential benefits. Working from a straightforward office practice, the agent meets with individuals to review current coverage and identify gaps in protection. The initial step involves a straightforward consultation to assess specific employment situations and needs.
Insurance Advantage and LMA Financial Services works with individuals and businesses in Jacksonville, Arkansas to help them secure disability coverage that protects income during illness or injury. The company specializes in offering both individual disability policies and group plans for employers, tailoring each option to specific needs. It serves commercial sectors such as offices, warehouses, and food service operations.
What Does a a Disability Insurance Agent in Jacksonville Cost?
Disability insurance agent services in Arkansas typically cost nothing upfront as agents earn commissions from insurers. Policy premiums range from 1% to 3% of your annual income. For a 50000 dollar annual income a policy might cost 500 to 1500 per year. Costs vary by age occupation and health. This is general information not insurance advice.
About disability insurance agents in Jacksonville
Disability insurance agents in Jacksonville Arkansas help individuals and businesses secure income protection plans. Arkansas law does not require private disability insurance but agents can guide you on policy options. Local agents understand the needs of workers in central Arkansas including those at the Little Rock Air Force Base.
Frequently Asked Questions
What does a disability insurance agent in Jacksonville do?
A disability insurance agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage limits. They do not provide legal advice but can help you file a claim.
How long do I have to file a disability claim in Arkansas?
Arkansas does not have a specific statute of limitations for private disability claims. Most policies require you to notify the insurer within 30 days of disability. You should check your policy for exact deadlines.
Can a disability insurance agent help with an existing claim?
An agent can review your policy and explain your benefits. For denied claims or disputes you may need to contact the Arkansas Insurance Department. Agents cannot guarantee claim approval.
Disability Insurance Agents in Other Arkansas Cities
Benton · Bentonville · Cabot · Conway · Fayetteville · Fort Smith · Hot Springs · Jonesboro · Little Rock · North Little Rock · Pine Bluff · Rogers · Sherwood · Springdale