The top-rated disability insurance agent in Benton, Arkansas is DJ Motley - State Farm Insurance Agent, rated 5.0 stars across 666 reviews. Other highly rated options include Donnell Insurance Agency, Shelter Insurance - Brett Polk, Integrity Insurance. This directory lists 20 disability insurance agents serving Benton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | DJ Motley - State Farm Insurance Agent | 203 E Narroway St Suite 100 | (501) 778-2323 |
| 2 | Donnell Insurance Agency | 2719 Cody Rd | (501) 290-0131 |
| 3 | Shelter Insurance - Brett Polk | 1017 W South St | (501) 860-8800 |
| 4 | Integrity Insurance | 404 W Sevier St | (501) 581-0000 |
| 5 | James Insurance Agency | 114 E Conway St | (501) 778-1700 |
| 6 | The Maples & Jones Insurance Agency | 203 Lillian | (501) 315-0860 |
| 7 | Shelter Insurance - Blake Jumper | 2124 Military Rd Ste 1A | (501) 776-3600 |
| 8 | Farmers Insurance - Michael Herrington | 1227 Military Rd Suite 6 | (501) 500-6986 |
| 9 | Nationwide Insurance: Stilwell Insurance & Financial Services Inc. | 311 N Market St | (501) 776-3000 |
| 10 | The Sanford Agency | 312 W South St | (501) 776-1936 |
DJ Motley - State Farm Insurance Agent serves Benton and surrounding areas in Saline County, offering disability insurance coverage. The agency helps individuals and families understand how disability insurance can protect their income against unexpected medical events. Licensed professionals work to explain policy options for both short-term and long-term disability needs. Routine consultations are available to review current coverage and gaps. The firm handles disability income protection planning and employer-based group disability benefits for local residents.
Donnell Insurance Agency provides disability insurance agent services for individuals and businesses in Benton, AR. The agency helps clients assess their income protection needs and navigate policy options for short-term or long-term disability coverage. Regular policy reviews are offered to ensure coverage keeps pace with changing life circumstances. They assist with claims support and policy adjustments as needed. The agency services single-family homes, apartments, retail businesses, and restaurants in the local area.
Serving homeowners, small business owners, and self-employed professionals in Benton, Shelter Insurance - Brett Polk offers disability insurance agent services designed to help individuals protect their income if injury or illness prevents them from working. These services include personal policy evaluations and guidance through the application process, ensuring clients understand coverage options that suit their needs and budget. The agency also covers nearby communities across the Saline County area, including Bryant.
Integrity Insurance provides disability insurance solutions for individuals and businesses in the Benton, Arkansas area. The company assists clients in evaluating their income protection needs and navigating policy options to secure financial stability. Its services include initial consultations, policy comparisons, and ongoing support for claims management or plan adjustments. Clients can rely on annual reviews to ensure coverage remains aligned with changing circumstances. The company serves a diverse property base, covering single-family homes, apartments, retail locations, and restaurants.
James Insurance Agency serves Benton, Arkansas, and the surrounding Saline County communities, specializing in disability insurance agent services. The firm helps clients secure coverage that replaces a portion of income if an illness or injury prevents them from working. Its professionals guide individuals through policy options to find protection that fits their financial situation. For a typical job, the agency gathers relevant health and employment details, then presents suitable plan choices to ensure the client understands coverage limitations before proceeding.
In Benton, AR, changing seasons often bring unpredictable health shifts that can interrupt steady income, a concern many local workers share. The Maples & Jones Insurance Agency responds by focusing on disability insurance agent services that help policyholders protect a portion of earnings during recovery from injury or serious illness. Their approach involves an initial assessment of each client’s occupation and monthly obligations to recommend suitable coverage limits and benefit durations. Before finalizing any recommendation, they schedule a thorough inspection of the applicant’s current coverage needs and financial situation.
Shelter Insurance - Blake Jumper in Benton, AR, helps clients distinguish between one-time disability protection needs and recurring service options that require ongoing policy management. As a disability insurance agent, this firm works to match individual coverage with specific income-replacement goals for local residents. Services are provided on an as-needed basis, allowing policyholders to request consultations or adjustments to their plans whenever life circumstances change or new questions arise about benefits.
Specializing in disability insurance services, Farmers Insurance - Michael Herrington assists clients in Benton, Arkansas, with policies that replace a portion of income when illness or injury prevents work. The agency helps individuals evaluate their financial protections and select appropriate plans for their unique circumstances. Whether addressing a sudden medical event or planning for ongoing health uncertainties, it offers guidance tailored to local needs. It is especially helpful during the open enrollment period after a job change or a significant life transition like pregnancy.
Serving the Benton area, this agency provides general insurance services while specializing as a disability insurance agent. It helps individuals and businesses secure income protection policies that replace a portion of earnings if injury or illness prevents work. The agent guides clients through plan selection and policy details, focusing on financial security during recovery. Commercial sectors served include professional offices, distribution warehouses, and full-service food establishments.
The Sanford Agency serves residents in Benton with personal disability insurance solutions, protecting income from unforeseen medical events. Commercial coverage is available for local business owners needing employee benefit plans. Their service area includes the broader Saline County region. Clients receive guidance through initial enrollment and policy setup. Follow-up consultations between regular visits ensure beneficiaries understand benefit timelines and application procedures for maintaining continuous protection.
What Does a a Disability Insurance Agent in Benton Cost?
Disability insurance premiums in Arkansas typically range from 1% to 3% of your annual income. For a 40 year old earning 50000 per year a policy might cost 500 to 1500 annually. Costs depend on your age occupation health and the benefit amount. This is general information not insurance advice.
About disability insurance agents in Benton
A disability insurance agent in Benton Arkansas can help you understand and purchase income protection policies. Arkansas law does not require employers to offer disability insurance so individual coverage is often needed. Local agents know the specific needs of workers in Saline County and central Arkansas.
Frequently Asked Questions
What does a disability insurance agent in Benton do?
An agent helps you compare policies from different carriers. They explain benefit periods elimination periods and coverage definitions. They do not handle claims but can guide you on policy terms.
How is disability insurance regulated in Arkansas?
The Arkansas Insurance Department oversees all disability insurance sold in the state. Policies must follow state rules for claim handling and benefit payments. Agents must be licensed by the state.
Can a Benton agent help with an existing disability claim?
An agent can review your policy and explain your benefits. However they cannot represent you in a dispute. For claim denials you may need a lawyer or a public adjuster.
Disability Insurance Agents in Other Arkansas Cities
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