The top-rated condo insurance agent in Waukesha, Wisconsin is Leticia Guzman American Family Insurance, rated 5.0 stars across 456 reviews. Other highly rated options include Saad Fleifel Independent Insurance Agency, R&R Insurance Services, Inc., Chris Wagner: Allstate Insurance. This directory lists 19 condo insurance agents serving Waukesha.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Leticia Guzman American Family Insurance | 744 N Grand Ave | (262) 542-9695 |
| 2 | Saad Fleifel Independent Insurance Agency | N19W24400 Riverwood Dr Suite 350 | (262) 333-5453 |
| 3 | R&R Insurance Services, Inc. | N14 W23900 Stone Ridge Dr | (262) 574-7000 |
| 4 | Chris Wagner: Allstate Insurance | 100 E Sunset Dr #110 | (262) 548-3800 |
| 5 | Couri Insurance Agency | 379 W Main St | (262) 548-8077 |
| 6 | Zach Lindow Insurance Agency Inc | Stone Ridge Dr Ste 150 | (262) 309-6760 |
| 7 | Farmers Insurance - Jeremy Panczenko | 1427 E Racine Ave Suite G | (262) 797-9525 |
| 8 | Goodness Insurance Agency, Inc. | 2312 N Grandview Blvd #206 | (262) 547-7965 |
| 9 | Dobrich Insurance Agency LLC | 2444C N Grandview Blvd | (262) 777-1919 |
| 10 | Hasler Insurance Agency, Inc. | W304S3402 Brookhill Rd | (262) 549-0979 |
As the Wisconsin winter frost shifts into spring thaws, Waukesha homeowners increasingly seek to verify that their condo policies cover potential water damage from ice dams or burst pipes. Leticia Guzman American Family Insurance provides in-person guidance to review liability protection for shared building elements and interior upgrades. The agency tailors condo insurance recommendations to reflect both association master policies and individual unit exposures. An initial property walk-through or needs assessment is scheduled before any policy binding takes place.
Saad Fleifel Independent Insurance Agency provides a range of condominium insurance services, focusing on protecting individual unit owners and association assets in Waukesha, WI. It offers maintenance and service plans designed to address common condo needs, including policy management and claims assistance for its local clientele. The agency routinely handles standard coverage updates and periodic policy reviews to ensure adequate protection. Its specialists service a variety of properties, including single-family homes, apartments, retail spaces, and restaurants within the Waukesha area.
R&R Insurance Services, Inc. serves Waukesha, Wisconsin, and its surrounding communities, handling a full range of condo insurance needs for local owners. It manages policies that typically cover individual unit interiors, personal liability, and loss assessments from the building’s master policy. The agency operates by first reviewing the specific condo association’s master coverage to identify gaps, then tailoring a personal policy to match each client’s exact unit and assets.
Chris Wagner: Allstate Insurance in Waukesha, WI, assists condo owners in selecting between a one-time policy quote or recurring service for ongoing coverage adjustments. Coverage options address the gap between a master association policy and individual interior needs, including personal liability and belongings. The agent reviews local condo association requirements to ensure no gaps exist. Service for existing or new clients runs on an as-needed basis, accommodating policy changes when associations alter bylaws or unit owners report losses.
Couri Insurance Agency serves homeowners, condominium associations, and property managers in the Waukesha area. It provides tailored condo insurance policies that address the unique coverage gaps between individual unit owner needs and master building policies. Clients benefit from expert guidance on personal property protection, liability coverage, and loss assessment endorsements. The agency explains common exposures like water damage and shared-area responsibilities clearly. Its service area also extends to residents and associations in the nearby Brookfield community for convenient access across the western Milwaukee metro.
Specializing in condo insurance coverage, Zach Lindow Insurance Agency Inc serves property owners in Waukesha, WI, with tailored policies that address shared building risks and individual unit protection. It provides general guidance on liability limits and personal property replacement options for local condominium associations and individual unit owners. The agency helps clients evaluate coverage gaps that arise when a condo association’s master policy does not fully cover interior improvements or fixtures. It also assists with preparing for seasonal concerns such as winter freeze damage to plumbing in unoccupied units.
Farmers Insurance - Jeremy Panczenko in Waukesha, WI, helps local property owners secure condo insurance that addresses both individual unit coverage and shared building responsibilities. Their policies typically include specialized add-ons such as loss assessment protection, water backup coverage, and personal liability safeguards tailored to condominium living. Service extends to residential clients as well as commercial sectors like office spaces, warehouse operations, and food service establishments requiring tailored property protection.
Goodness Insurance Agency, Inc. provides residential condo insurance to help owners protect their individual units and personal belongings. The agency also offers commercial coverage options tailored for condominium associations in Waukesha, Wisconsin. Their work involves structuring policies that address shared building areas under a master plan. After a new policy is secured, the agency schedules a follow-up consultation to ensure all details remain aligned with the client’s needs between the regular service intervals.
Dobrich Insurance Agency LLC provides coverage solutions for condominium unit owners and condo associations in Waukesha, Wisconsin. The agency assists clients in protecting their personal property, interior improvements, and liability exposure within their condo units. Professional guidance addresses the gap between a master policy and a unit owner’s personal needs. Dobrich Insurance Agency LLC also serves property managers and individual homeowners seeking localized insurance support. Its coverage area extends into the neighboring communities of Brookfield and Pewaukee along the western Milwaukee metro corridor.
Hasler Insurance Agency, Inc. in Waukesha, WI is known for providing condo insurance policies that protect individual unit owners against property damage and liability risks. Its service range includes coverage for interior structural elements, personal belongings, and loss-of-use expenses following a covered event. These policies are designed to fill the gaps left by a building’s master insurance plan. As a specialty service, it can add on coverage for assessments levied by the homeowners’ association after a shared loss.
What Does a a Condo Insurance Agent in Waukesha Cost?
Typical condo insurance costs in Wisconsin range from 200 to 600 dollars per year for a standard HO6 policy. Factors like your unit location in Waukesha, the deductible amount, and the value of your personal property affect the premium. Higher coverage limits or additional endorsements for water backup or loss assessment can increase the cost. This is general information and not insurance advice.
About condo insurance agents in Waukesha
Condo insurance agents in Waukesha Wisconsin help you understand the specific coverage needed for your unit. Wisconsin law requires that your condo association maintains a master policy but your personal belongings and interior improvements need separate protection. A local agent can explain how Wisconsin statute 703.25 affects what your association covers and what you must insure yourself.
Frequently Asked Questions
What does a condo insurance agent in Waukesha do?
A condo insurance agent helps you find a policy that covers your personal property and interior structures. They explain the difference between an HO6 policy and the master policy held by your condo association. They also advise on liability coverage and loss assessment protection specific to Wisconsin condos.
Do I need condo insurance if my association has a master policy?
Yes, you still need your own HO6 policy. The master policy typically covers only the building shell and common areas. Your personal belongings, interior walls, flooring, and fixtures are your responsibility. Wisconsin law does not require you to have condo insurance but your lender will likely require it.
How do Wisconsin condo insurance laws affect my coverage?
Wisconsin statute 703.25 outlines what the condo association must insure. This usually includes the structure and common elements. Your personal policy should cover the interior of your unit, personal property, and liability. An agent can help you match your coverage to the association bylaws.
Condo Insurance Agents in Other Wisconsin Cities
Appleton · Beloit · Brookfield · De Pere · Eau Claire · Fitchburg · Fond du Lac · Franklin · Green Bay · Greenfield · Janesville · Kenosha · La Crosse · Madison · Menomonee Falls