The top-rated condo insurance agent in Eau Claire, Wisconsin is Hanna Sellner Agency, LLC American Family Insurance, rated 5.0 stars across 76 reviews. Other highly rated options include Potter Agency, LLC, Farmers Insurance - Brett Potaracke, Midwest Select Insurance Group (MSIG). This directory lists 19 condo insurance agents serving Eau Claire.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Hanna Sellner Agency, LLC American Family Insurance | 1903 Keith St #2 | (715) 839-7346 |
| 2 | Potter Agency, LLC | 2115 E Clairemont Ave # 1 | (715) 552-3511 |
| 3 | Farmers Insurance - Brett Potaracke | 2104 W Cameron St | (715) 514-4006 |
| 4 | Midwest Select Insurance Group (MSIG) | 4004 Oakwood Hills Pkwy # 100 | (715) 309-5495 |
| 5 | Strobel Insurance | 130 S Barstow St #2B | (715) 835-8030 |
| 6 | Oliver Insurance Agency, Inc. | 1718 Keith St | (715) 834-9827 |
| 7 | Barnett Insurance Agency | 1235 Menomonie St Suite H | (715) 803-6373 |
| 8 | Goosehead Insurance - Amy DeRuyter | 1021 Regis Ct | (715) 318-6716 |
| 9 | Deborah Becker - State Farm Insurance | 404 S Barstow St | (715) 835-4328 |
| 10 | Anne Pulda American Family Insurance | 321 Riverfront Terrace | (715) 835-9868 |
Serving Eau Claire, Wisconsin, and the surrounding communities, Hanna Sellner Agency, LLC American Family Insurance handles condo insurance policies tailored to individual property owners. This involves addressing coverage for interior structures, personal belongings, and liability protection specific to condominium living. The agency’s general approach to a typical job is to first assess a client’s particular building, association, and unit needs before recommending appropriate policy options.
Potter Agency, LLC serves the Eau Claire, Wisconsin area as a dedicated condo insurance agency. The company provides the necessary coverage for individual unit owners, addressing the unique requirements of condominium living. Policies typically cover interior structures, personal belongings, and liability. The agency works with clients to navigate master policy gaps and secure appropriate plans. It handles specialized services such as loss assessment coverage and personal property protection for condo residents.
Homeowners, renters, and property managers in Eau Claire, WI turn to Farmers Insurance - Brett Potaracke for condo insurance coverage. The agency specializes in protecting condominium units, personal belongings, and liability exposures specific to shared living arrangements. Policies address the unique gaps between a master association plan and an individual owner’s responsibility. Clients in Altoona or Lake Hallie also rely on this Eau Claire agency for localized guidance on unit interior coverage and loss assessments.
Midwest Select Insurance Group in Eau Claire, WI, offers both one-time policy evaluations and recurring annual reviews for condo insurance clients. Coverage typically includes interior structural damage and personal liability protection. The company assesses each building's unique risks, helping owners understand gaps in their master policy. Service runs on a scheduled basis, with options for as-needed adjustments when policyholders make property changes or face new liabilities.
Strobel Insurance specializes in condo insurance policies tailored to individual unit owners, providing coverage for personal property, interior structures, and liability protection. It further offers guidance on master policy gaps to ensure comprehensive safeguarding of belongings and financial assets. In Eau Claire, the agency assists clients with insurance needs related to changing seasons, particularly in assessing risks from winter ice dams that can cause significant interior water damage to condominium units.
Oliver Insurance Agency, Inc. offers a range of services as a local condo insurance agent, including securing individual unit policies and advising on master policy gaps. It provides ongoing maintenance of each policy through annual reviews and claim support, ensuring coverage remains aligned with changing personal property values. The agency primarily serves single-family homes, apartments, retail spaces, and restaurants within the Eau Claire, Wisconsin area.
After a heavy snowfall or spring thaw in Eau Claire, water damage can become a concern for condo owners. Barnett Insurance Agency helps navigate coverage for walls, floors, and shared building elements that require specific condo policies. Understanding the unique master policy boundaries and personal liability needs is central to their role. They guide clients through the process of reviewing declarations and existing coverage. A typical first step with this agency involves scheduling an initial assessment of your current plan to identify potential gaps.
Goosehead Insurance - Amy DeRuyter provides general condo insurance solutions, advising clients on policies that cover individual unit structures and personal property. The agent also specializes in securing liability protection for policyholders and arranging coverage for any special assessments that may arise. Common policy add-ons for area condominium owners include loss assessment protection and improved unit upgrades. The agency serves commercial sectors such as local offices, warehouses, and food service establishments in the Eau Claire, Wisconsin area.
Residential condo insurance is the primary focus of Deborah Becker - State Farm Insurance in Eau Claire, Wisconsin, though commercial coverage is also available for clients who need it. The agency serves the greater Eau Claire area and surrounding communities, helping protect condo owners against common risks like fire, theft, and liability. Clients can schedule a follow-up appointment between regular annual visits to update their policy after renovations or changes in personal property.
Anne Pulda American Family Insurance is a condo insurance agent serving Eau Claire, WI, known for helping unit owners protect their personal property and interior structures. The agency offers policies that cover losses from fire, theft, and water damage while addressing common liability concerns for shared-wall living. Individual endorsements can adjust coverage for upgrades, special assessments, and loss-of-use expenses during repairs. This condo insurance specialist additionally provides identity theft protection as an add-on service.
What Does a a Condo Insurance Agent in Eau Claire Cost?
Typical condo insurance premiums in Eau Claire range from 200 to 600 dollars per year for a standard HO-6 policy. Factors include your unit size deductible location and the age of the building. Adding flood or sewer backup coverage can increase the cost by 50 to 150 dollars annually. This is general information not insurance advice.
About condo insurance agents in Eau Claire
Condo insurance agents in Eau Claire Wisconsin help you secure an HO-6 policy that covers personal property and interior improvements. Wisconsin law requires condo associations to maintain a master policy for common areas but individual owners need their own coverage for fixtures and liability. Local agents understand the specific risks in Eau Claire including severe weather and flooding near the Chippewa River.
Frequently Asked Questions
What does a condo insurance agent in Eau Claire do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior upgrades. They explain the difference between the master policy held by your condo association and your individual needs. Agents also help you add endorsements for water backup or earthquake coverage.
Is condo insurance required in Wisconsin?
Yes most condo associations in Wisconsin require owners to carry an HO-6 policy. The Wisconsin Condominium Ownership Act under Chapter 703 does not mandate individual coverage but your association bylaws likely do. Your agent can help you meet those requirements.
How does Wisconsin law affect condo insurance costs?
Wisconsin law requires condo associations to have a master policy that covers common areas and original structure. This reduces your individual premium because you only insure interior improvements and personal property. Your agent will review the master policy to avoid gaps or overlaps.
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