The top-rated condo insurance agent in Huntington, West Virginia is Tyler Bullington - State Farm Insurance Agent, rated 4.9 stars across 156 reviews. Other highly rated options include Jason Elkins - State Farm Insurance Agent, Jon L Garton - State Farm Insurance Agent, Christopher Greear: Allstate Insurance. This directory lists 20 condo insurance agents serving Huntington.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tyler Bullington - State Farm Insurance Agent | 939 3rd Ave | (304) 522-0233 |
| 2 | Jason Elkins - State Farm Insurance Agent | 4346 5th Street Rd | (304) 529-7555 |
| 3 | Jon L Garton - State Farm Insurance Agent | 512 Adams Ave | (304) 525-1116 |
| 4 | Christopher Greear: Allstate Insurance | 630 7th St | (304) 529-7327 |
| 5 | Jeff Smith - State Farm Insurance Agent | 638 8th St | (304) 781-1234 |
| 6 | Jon Conley - State Farm Insurance Agent | 131 5th Ave | (304) 529-7991 |
| 7 | Alice Thornton Insurance | 525 Camden Rd | (304) 396-7737 |
| 8 | Loyalty Insurance Huntington | 2401 5th Ave | (304) 202-1090 |
| 9 | Galloway Insurance Brokerage | 537 9th St | (304) 697-5363 |
| 10 | Bloss & Dillard Inc | 1925 Adams Ave | (304) 429-6961 |
Tyler Bullington - State Farm Insurance Agent in Huntington, WV, serves condo owners and property managers seeking specialized coverage for individual units and shared building structures. The agency provides policies that protect personal belongings and liability within condominium associations. Standard offerings help clients understand and fill gaps left by master association insurance. The business works with homeowners navigating the unique requirements of attached dwellings. Its office also serves the nearby community of Barboursville and the broader Huntington metro area, extending coverage options to local residents and investors.
Jason Elkins - State Farm Insurance Agent in Huntington, WV, provides condo insurance services available either as a one-time policy purchase for meeting lender requirements or as a recurring annual policy that builds continuous protection. Coverage typically includes the condominium unit’s walls, floors, personal belongings, and liability protection for injuries on the property. Service operates on an as‑needed basis, with clients able to request a single policy review or schedule ongoing annual policy renewals and coverage adjustments.
Jon L Garton - State Farm Insurance Agent in Huntington, WV offers specialized condo insurance policies tailored to the unique needs of unit owners, covering interior structures and personal belongings. It provides general guidance on building master policy gaps, liability protection, and loss assessment coverage. As winter approaches, it helps local condo owners understand how to safeguard against frozen pipe damage and related interior water claims.
Christopher Greear: Allstate Insurance in Huntington, WV, is an agency known for offering condo insurance tailored to local property owners. It serves condominium unit holders by providing coverage for personal belongings, interior structures, and liability protection. Standard policies from this agency typically address loss assessment coverage and appliances or fixtures not covered by the master policy. For added protection, the agent can enhance a base policy with a scheduled personal property rider for high-value items like jewelry or electronics.
Jeff Smith - State Farm Insurance Agent in Huntington, West Virginia, is known for providing condo insurance policies that protect unit owners from common perils in multi-unit buildings. Services include dwelling coverage for interior structures and personal property protection against theft or damage. Liability coverage is offered for accidents occurring within the unit. The agency also helps clients navigate building master policy gaps. A specialty service is adding coverage for loss of use during condo repairs.
Jon Conley - State Farm Insurance Agent serves the Huntington, West Virginia area as a Condo Insurance Agent. This agency helps condominium owners find policies that protect personal belongings and interior structural features. Services address specific coverage needs for shared building arrangements and community association requirements. Policy options can help cover interior improvements, liability for accidents inside the unit, and loss assessment claims from the association. For condominium homeowners, this agency provides assistance with personal property insurance and liability coverage tailored to multi-unit dwellings.
Alice Thornton Insurance provides Condo Insurance services for clients in Huntington, West Virginia. The company works with property owners to select appropriate coverage that addresses building maintenance and liability concerns. Service plans help condo owners manage risks related to common areas and individual unit protections. The firm assists both primary residence and investment properties, covering needs such as shared walls and association requirements. Alice Thornton Insurance handles condominiums, apartments, single-family homes, retail spaces, and restaurants.
Loyalty Insurance Huntington serves condominium owners and homeowners’ associations in Huntington, West Virginia, by offering coverage tailored to the unique structure and liability needs of condo living. It also assists property managers in securing appropriate insurance for common areas and shared systems. Policies typically protect interior finishes, personal belongings, and provide loss assessment coverage for unforeseen expenses. As a condo insurance agent in the area, it understands local building requirements and climate risks. Its reach additionally extends to the neighboring community of Barboursville within the tri-state metro region.
Serving Huntington, West Virginia, and the surrounding communities, Galloway Insurance Brokerage handles condominium insurance policies for local property owners. It focuses on protecting individual units and common areas against covered risks, including fire, theft, and liability claims common to shared-wall buildings. The agency works with each client to assess their specific needs, such as coverage limits for personal property and loss assessments. For a typical job, it reviews the condo association’s master policy to identify gaps and then tailors a personal policy to ensure comprehensive protection.
What Does a a Condo Insurance Agent in Huntington Cost?
The cost of condo insurance in Huntington West Virginia typically ranges from 300 to 600 dollars per year for a standard policy. Factors affecting price include your unit value, deductible choice, and location near flood zones. Adding flood or earthquake coverage increases the premium. This is general information and not insurance advice.
About condo insurance agents in Huntington
Condo insurance agents in Huntington West Virginia help owners protect their units and personal property. West Virginia law requires condo associations to carry master policies, but individual owners still need their own HO-6 policy for interior coverage and liability. Local agents understand flood risks along the Ohio River and can tailor a policy to your specific building and location.
Frequently Asked Questions
What does a condo insurance policy in West Virginia typically cover?
A standard HO-6 policy covers your personal belongings, interior walls and fixtures, and liability for accidents in your unit. It also provides loss of use coverage if your condo becomes uninhabitable due to a covered event.
Do I need condo insurance if my association has a master policy?
Yes, you still need your own policy because the master policy usually only covers the building structure and common areas. Your personal property, upgrades to your unit, and liability for injuries inside your condo are not covered by the association policy.
How does West Virginia law affect condo insurance requirements?
West Virginia Code section 36B-3-113 allows associations to require owners to carry insurance. Your lender may also mandate coverage. Condo insurance in West Virginia often includes flood coverage as an add-on due to flood risks in many parts of the state.
Condo Insurance Agents in Other West Virginia Cities
Charleston · Hurricane · Morgantown · Parkersburg · St Albans · Wheeling