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Find Condo Insurance Agents Near You in Charleston, WV

Looking for a condo insurance agent in Charleston? Review the directory below to compare your options.

19 agents listed
Updated May 2026
Charleston, WV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of West Virginia before hiring.
Showing 19 condo insurance agents in Charleston, WV Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Capital Insurance Group LLC
607 Pennsylvania Ave, Charleston, WV 25302
(304) 606-2969 cigwv.com
AAA Charleston
1000 Parkway Boulevard Unit A, Charleston, WV 25309
(304) 925-6681 cluballiance.aaa.com
Smith Family Insurance LLC
447 Call Rd Ste 105, Charleston, WV 25312
(304) 756-8999 sfiwv.com
Frank Yeigh - State Farm Insurance Agent
1201 Jefferson Rd S, Charleston, WV 25309
(304) 744-7700 agentfrank7447700.com
Ellis Insurance Agency
5949 Sissonville Dr, Charleston, WV 25312
(304) 984-3004 insurewithellis.com
David Smyer - State Farm Insurance Agent
1532 Kanawha Blvd W, Charleston, WV 25387
(304) 342-2111 smyerinsurance.com
Elizabeth Carmichael - State Farm Insurance Agent
1198 Fledderjohn Rd, Charleston, WV 25314
(304) 344-3554 elizabethcarmichael.com
Lisa Godwin - State Farm Insurance Agent
6434 Sissonville Dr, Charleston, WV 25320
(304) 984-0000 lisagodwin.com
Dorsey Insurance Group
509 50th St SE, Charleston, WV 25304
(304) 925-1912 dorseyinsurancewv.com
Mountain State Insurance Agency
1206 Kanawha Blvd E, Charleston, WV 25301
(304) 720-2000 mountainstateinsurance.com
Swor Insurance Agency
1618 Bigley Ave, Charleston, WV 25302
(304) 926-0200 sworinsurance.com
White Insurance & Associates
3512 Staunton Ave SE, Charleston, WV 25304
(304) 926-6662 wvwhiteinsurance.com
Integrity Insurance Group
16 Capitol St, Charleston, WV 25301
(304) 346-9181 iigwv.com
Horace Mann - Sharp Agency
607 Ohio Ave #2228, Charleston, WV 25302
(304) 427-6338 agents.horacemann.com
Hunter Insurance & Financial
1434 Greenbrier St, Charleston, WV 25311
(304) 343-5419 hifwv.com
Donovan Neeley at Comparion Insurance Agency
1 Cantley Dr, Charleston, WV 25314
(681) 233-6014 comparioninsurance.com
Williams Insurance Agency
4715A MacCorkle Ave SE, Charleston, WV 25304
(304) 926-8801 williamsinsuranceagencywv.com
Legacy Insurance - Charleston
4500 MacCorkle Ave SE, Charleston, WV 25304
(304) 925-7488 legacywv.com
Partners Insurance & Financial Services
13 Kanawha Blvd W # 100, Charleston, WV 25302
(304) 344-3121 partnersinsurance.net

Condo insurance agents in Charleston West Virginia help unit owners protect their personal property and interior structures. West Virginia law requires condo associations to carry a master policy but individual owners still need their own HO-6 policy. Local agents understand the specific risks in the Kanawha Valley including flood zones near the Elk and Kanawha Rivers.

What Does a Condo Insurance Agent in Charleston Cost?

Typical condo insurance costs in West Virginia range from 300 to 800 dollars per year for a standard HO-6 policy. Factors that affect your premium include the unit location building age and your chosen deductible. Coverage limits and personal property value also influence the final price. This is general information and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a condo insurance agent in Charleston cover?
A condo insurance agent helps you get an HO-6 policy that covers your personal belongings interior walls and fixtures. It also provides liability protection if someone is injured inside your unit. The policy fills gaps left by the association master policy.
Is condo insurance required in West Virginia?
West Virginia law does not mandate condo insurance for individual owners but most lenders will require it if you have a mortgage. Your condo association bylaws may also require you to carry a minimum level of coverage. Always check your governing documents.
How does West Virginia flood risk affect condo insurance?
Standard condo insurance policies do not cover flood damage. Charleston properties near the Kanawha River or in low lying areas may need a separate flood policy through the National Flood Insurance Program. Your agent can help assess your flood zone risk.