The top-rated condo insurance agent in Waxahachie, Texas is Adam Rope - State Farm Insurance Agent, rated 4.9 stars across 619 reviews. Other highly rated options include Farmers Insurance - Daniel Jones, Reyes Insurance Services, Phillips Insurance. This directory lists 20 condo insurance agents serving Waxahachie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Adam Rope - State Farm Insurance Agent | 1314 US-287 UNIT 100 | (972) 938-3232 |
| 2 | Farmers Insurance - Daniel Jones | 114 Park Pl Ct Ste 202 | (972) 351-0042 |
| 3 | Reyes Insurance Services | 507 Ferris Ave | (972) 351-9977 |
| 4 | Phillips Insurance | 116 N College St Ste F | (972) 937-4481 |
| 5 | State Farm: Kip Fedora | 903 Ferris Ave | (972) 938-1422 |
| 6 | Steve Boulton - State Farm Insurance Agent | 117 N Hwy 77 Ste 101 | (972) 937-5474 |
| 7 | Farmers Insurance - Stephen McMullin | 2693 N Hwy 77 Ste 2102 | (972) 935-9888 |
| 8 | William Bowman: Allstate Insurance | 1408 W Jefferson St Ste 3 | (972) 938-7634 |
| 9 | Cooper Insures | 115 N Hwy 77 | (972) 938-9700 |
| 10 | Almany's Insurance | 150 S US Hwy 77 | (972) 937-0979 |
Adam Rope - State Farm Insurance Agent serves the Waxahachie, Texas area as a dedicated condo insurance agent. This agency provides personalized coverage solutions tailored for condominium owners and their unique property insurance needs. Policies typically include protection for interior structures, personal belongings, and liability in shared building environments. The agent also assists clients with loss assessment coverage for common areas. Additional services handled in this area include renters insurance for tenants and commercial insurance for small businesses.
Farmers Insurance - Daniel Jones provides a full range of condo insurance services, including customized coverage for individual unit owners and master policy gap protection. The agency offers personalized consultations to explain deductible options and loss assessment coverage, along with annual policy reviews to adjust protection as needs evolve. It serves residential condominium complexes and single-family homes, as well as apartments, retail spaces, and restaurants throughout the Waxahachie, TX area.
Reyes Insurance Services serves homeowners, property managers, and condo association boards in the Waxahachie, Texas area with comprehensive condo insurance policies. This agency helps clients secure coverage that protects individual units, common areas, and personal belongings, addressing the unique liability risks that come with shared-wall living arrangements. By evaluating each community's bylaws and individual exposures, they tailor protection for condominium owners. The company also extends its services to property owners and managers in the nearby neighboring community of Midlothian as well as throughout southern Ellis County.
Phillips Insurance in Waxahachie, TX provides condo insurance coverage that can be secured through either a one-time policy purchase or a recurring plan for ongoing protection. Their policies address common condominium needs, such as interior damage, liability, and loss of personal property. Coverage is available without prepackaged options, allowing tailored solutions for individual unit owners. Service runs on either a one-time or as-needed basis, with scheduled renewals offered only upon client request after the initial term.
Serving Waxahachie and the surrounding Ellis County communities, State Farm: Kip Fedora handles condo insurance needs for local owners and associations. It focuses on policies that cover interior structures, personal property, and liability within a shared building framework. The agency typically evaluates the specific master policy coverage to identify gaps in protection for individual unit owners. It then tailors a supplemental plan to address those exposures, often including loss assessment and personal liability features. Each account is approached with a careful review of the client’s existing insurance and unique maintenance responsibilities.
Steve Boulton’s agency focuses on condo insurance, tailoring policies to protect personal property, interior fixtures, and liability within a shared building. It also provides general auto, home, and life insurance services to residents in Waxahachie, TX. A common seasonal concern involves assessing whether your policy covers burst pipes or water damage during sudden winter freezes, ensuring you are prepared before cold weather arrives.
Serving the Waxahachie area, Farmers Insurance - Stephen McMullin provides comprehensive condo insurance solutions tailored to protect individual units and shared building structures. Coverage typically includes dwelling protection, personal property, and liability, with optional add-ons for loss of use and special assessments. The agency assists clients in securing policies for residential condominiums, as well as commercial sectors that require similar risk management, including offices, warehouses, and food service operations.
With the spring storm season bringing hail and wind damage throughout Waxahachie, condo owners often find themselves reviewing their coverage. William Bowman: Allstate Insurance addresses these common concerns by helping policyholders understand how their individual unit policy interacts with the master association’s insurance. The agency explains the crucial distinction between building coverage and personal contents protection for condo interiors. New clients can expect a detailed initial assessment of their current policy to identify any gaps before the next severe weather passes through Ellis County.
Cooper Insures provides residential condo insurance services in Waxahachie, Texas, helping owners protect their individual units and personal property. The company also offers commercial coverage for condo associations seeking to safeguard common areas and liability exposures. Serving the greater Waxahachie area, the agent assists local residents with tailoring policies to fit the unique needs of condo living. Customers often return for policy reviews and adjustments ahead of their regular visits, ensuring ongoing protection as circumstances change from season to season.
Almany's Insurance, serving the Waxahachie, TX area, is known for providing condo insurance policies tailored to individual unit owners. Its service range covers common walls, personal property, and liability protection against local risks. The company addresses coverage gaps that building master policies often leave exposed. A specialty service available upon request is adding an endorsement for shared amenity liability, covering accidents in pools or clubhouses.
What Does a a Condo Insurance Agent in Waxahachie Cost?
Typical condo insurance costs in Texas range from 300 to 700 dollars per year for a standard HO-6 policy. Factors that affect your premium include the unit value deductible amount location in Waxahachie and your claims history. This is general information and not insurance advice.
About condo insurance agents in Waxahachie
Condo insurance agents in Waxahachie Texas help owners protect their units and personal property. Texas law requires that your condo association master policy covers the building structure but you still need an individual HO-6 policy for your interior and belongings. Local agents understand Ellis County weather risks and can tailor coverage to your specific needs.
Frequently Asked Questions
What does a condo insurance agent in Waxahachie do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property interior fixtures and liability. They also explain how your policy coordinates with the condo association master policy as required by Texas law.
Is condo insurance required in Texas?
Texas law does not require condo insurance by statute but most mortgage lenders and condo associations require it. An agent can help you meet these requirements and avoid gaps in coverage.
How do I choose a condo insurance agent in Waxahachie?
Look for an agent licensed in Texas who has experience with HO-6 policies. Ask about their knowledge of local risks like hail and tornadoes common in Ellis County.
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