The top-rated condo insurance agent in Carrollton, Texas is La Familia Auto Insurance, rated 4.8 stars across 833 reviews. Other highly rated options include Jeff Van Matre Insurance Agency, Farmers Insurance - Sebastian Cacho, Brightway Insurance, The Janie Alonzo Agency. This directory lists 20 condo insurance agents serving Carrollton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | La Familia Auto Insurance | 1200 N Josey Ln | (972) 586-7492 |
| 2 | Jeff Van Matre Insurance Agency | 4425 Plano Pkwy Ste 1404 | (972) 492-8500 |
| 3 | Farmers Insurance - Sebastian Cacho | 2833 Trinity Square Dr Apt 135 | (469) 557-1800 |
| 4 | Brightway Insurance, The Janie Alonzo Agency | 3733 N Josey Ln Apt 113 | (214) 507-7880 |
| 5 | Farmers Insurance - Kyle Fincham | 2840 Keller Springs Rd Apt 1202 | (972) 418-1144 |
| 6 | Freeway Insurance | 2100 E Belt Line Rd | (972) 426-5075 |
| 7 | Korina Hernandez - State Farm Insurance Agent | 1100 W Main St | (214) 390-5484 |
| 8 | Advance Pro Insurance Agency LLC | 2201 Midway Rd suite 108R | (469) 617-6254 |
| 9 | Hugo Valdes: Allstate Insurance | 2501 N Josey Ln Apt 106 | (972) 242-2755 |
| 10 | Farmers Insurance - Eric Choi | 1420 Valwood Pkwy Ste 168 | (972) 971-2890 |
La Familia Auto Insurance in Carrollton, Texas, is known for providing condo insurance solutions to local homeowners and investors. Its service range includes coverage for interior structures, personal belongings, and liability protection tailored to individual unit owners. The agency works with clients to assess unit-specific risks, such as water damage or shared-wall exposures, common in condominium associations in the region. For an added specialty, it can arrange loss assessment coverage, which helps pay for unexpected special assessments from the condo association after a covered claim.
Located in Carrollton, Texas, the Jeff Van Matre Insurance Agency provides condo insurance services for condominium owners in the surrounding metro area. The agency assists clients in protecting their individual units, personal belongings, and interior structures that are not covered by the building’s master policy. They work with local condominium associations and individual unit owners to evaluate their specific coverage needs. Typical services handled include securing coverage for interior walls, floors, fixtures, and personal liability protection for condominium residents.
Farmers Insurance - Sebastian Cacho provides a full range of condo insurance services, including policies tailored for individual unit owners and coverage for common area liability. The agency offers personalized service plans to help clients assess their specific needs, such as dwelling protection and personal property coverage. It specializes in servicing single-family homes, condominium associations, and apartment complexes, as well as local retail businesses and restaurants in the Carrollton area.
Brightway Insurance, The Janie Alonzo Agency serves homeowners, business owners, and property managers in Carrollton, Texas, who require specialized coverage for condominium units. This local agency assists clients in understanding master policy structures and securing individual interior protection for personal property and liability. Policies are tailored to meet the specific needs of condo living, including loss assessment and building additions coverage. The agency also extends its professional services to nearby communities such as Addison and the greater Dallas-Fort Worth metroplex.
Farmers Insurance - Kyle Fincham serves Carrollton, Texas, and the surrounding communities. It handles condo insurance that covers individual unit structures along with personal liability and contents. The agency focuses on matching policy options to the specific layout of multi-unit buildings common in the area. For a typical job, it reviews the client's current coverage limits and then compares condo association master policy exclusions against the unit owner's personal needs.
Freeway Insurance serves the Carrollton, Texas area as a provider of condo insurance coverage. The agency helps condominium owners and associations secure necessary financial protection for their units and shared spaces. Policies typically cover interior structures, personal belongings, and liability risks that arise within a condo community. Clients often need protection against common perils such as fire, theft, water damage, and guest injuries. The company handles individual HO-6 condo unit policies and loss assessment coverage for building common areas.
Korina Hernandez - State Farm Insurance Agent provides condo insurance services for property owners in Carrollton, Texas. Their offerings include tailored policies that cover common condo exposures such as interior structures and personal liability. Service plans involve personalized consultations to assess individual coverage needs and adjust policies as situations change. Ongoing maintenance of a client’s plan can include periodic reviews to ensure alignment with current condo association requirements. Their services typically address properties including single-family homes, apartments, retail spaces, and restaurants.
Advance Pro Insurance Agency LLC specializes in helping condo owners secure tailored property coverage for their Carrollton units, regularly addressing gaps in master policy protection through individualized personal liability and contents insurance. The firm serves the local market by explaining common deductibles and loss assessment endorsements, which helps clients manage unexpected financial exposures. Ahead of peak storm seasons in North Texas, the agency proactively reviews policy limits to ensure adequate replacement cost coverage for interior damage from hail or wind.
For condominium insurance, one-time policies cover a single annual term while recurring plans automatically renew each year, ensuring continuous protection. Hugo Valdes: Allstate Insurance in Carrollton, TX tailors coverage for individual condo owners, addressing interior fixtures, personal property, and liability gaps left by the building’s master policy. This agency helps clients select appropriate deductibles and special assessments coverage. Their service for condo insurance runs on a scheduled basis, with annual policy reviews and standard renewal cycles.
Farmers Insurance - Eric Choi serves homeowners, renters, and property managers in Carrollton, Texas, who need specialized coverage for condominium units. The agency provides policies that protect personal belongings, interior structures, and liability exposures not covered by a condo association’s master plan. Tailored solutions help clients understand their individual insurance responsibilities. Eric Choi also assists residents in nearby Addison and the broader Dallas-Fort Worth metro area with similar condo and rental property insurance needs.
What Does a a Condo Insurance Agent in Carrollton Cost?
Condo insurance in Texas typically costs between 200 and 600 dollars per year for a standard HO-6 policy. Factors that affect price include the unit location in Carrollton, the deductible amount, and the coverage limits for personal property and loss assessment. Flood insurance through the NFIP adds about 700 to 1,200 dollars annually for most Carrollton units. This is general information and not insurance advice.
About condo insurance agents in Carrollton
Condo insurance agents in Carrollton Texas help owners protect their units with HO-6 policies. Texas law requires condo associations to insure common areas, but individual unit owners need their own coverage for interior fixtures and personal property. An agent can explain how the master policy and your personal policy work together.
Frequently Asked Questions
What does a condo insurance agent in Carrollton do?
A condo insurance agent helps you find an HO-6 policy that covers your personal belongings, interior walls, and liability. They review your association master policy to identify gaps in coverage. Agents licensed in Texas can also advise on flood insurance options for Carrollton properties near creeks or flood zones.
Do Texas condo owners need loss assessment coverage?
Yes, loss assessment coverage is important for Texas condo owners. If the association master policy has a deductible or a claim exceeds policy limits, the association may bill each owner. A good agent can help you choose a loss assessment limit that fits your risk.
How does Texas law affect condo insurance requirements?
Texas Property Code Chapter 81 requires condo associations to maintain property insurance on common elements. However, unit owners are responsible for their own interior improvements and personal property. An agent can explain how Texas insurance regulations set minimum standards for HO-6 policies.
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