The top-rated condo insurance agent in Southlake, Texas is Barger & Associates: Allstate Insurance, rated 5.0 stars across 8,270 reviews. Other highly rated options include Benny Cartlidge: Allstate Insurance, Phil Rice - State Farm Insurance Agent, Texas Medicare and Health Agent. This directory lists 17 condo insurance agents serving Southlake.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Barger & Associates: Allstate Insurance | 170 Players Cir | (817) 382-9042 |
| 2 | Benny Cartlidge: Allstate Insurance | 700 E Southlake Blvd Ste 100 | (817) 481-8996 |
| 3 | Phil Rice - State Farm Insurance Agent | 395 W State Hwy 114 Suite 120 | (817) 756-7521 |
| 4 | Texas Medicare and Health Agent | 512 Silicon Dr | (817) 308-4445 |
| 5 | Vic McLane - State Farm Insurance Agent | 700 E Southlake Blvd #170 | (817) 428-4000 |
| 6 | Starline Insurance Group | 301 Preakness Cir | (817) 601-2113 |
| 7 | Corin Insurance Group | 550 Reserve St Suite 190 | (817) 688-4108 |
| 8 | Mark Jameson: Allstate Insurance | 500 N Carroll Ave Ste 120 | (817) 481-5569 |
| 9 | Farmers Insurance - Sammy McKamie | 2273 E Continental Blvd Ste 100 | (817) 251-0541 |
| 10 | Hulett Insurance | 185 S Kimball Ave #110 | (817) 461-3251 |
Barger & Associates: Allstate Insurance serves the Southlake, Texas, metro area as a provider of specialized condo insurance agent services. The agency assists condominium owners in obtaining policies that address the unique coverage needs of individually owned units within a shared building. Their typical work involves explaining how a master association policy interacts with a personal unit policy to avoid gaps. They also help clients secure protection for interior improvements, personal belongings, and liability exposure related to dwelling ownership. This agency handles loss assessment coverage and additional living expense endorsements for condo residents.
Benny Cartlidge: Allstate Insurance provides comprehensive condo insurance services, including tailored coverage options for unit owners and loss assessment protection. Its service plans focus on guiding clients through policy selection to address common risks like water damage and liability within homeowners associations. Regular policy reviews help maintain adequate coverage as property values evolve. The company services a variety of property types, including single-family homes, apartments, retail spaces, and restaurants in the Southlake, Texas area.
Serving homeowners, businesses, and property managers in Southlake, TX, Phil Rice’s State Farm agency helps clients secure condo insurance that protects their individual units and personal belongings. The agency assists policyholders in understanding coverage needs specific to condominium association requirements, including liability protection and loss assessment. Services include reviewing existing policies to identify gaps and recommending appropriate endorsements. The agency also covers the neighboring communities of Grapevine, Keller, and the greater Dallas-Fort Worth metro area.
Serving Southlake, Texas, and the surrounding communities, Texas Medicare and Health Agent handles all aspects of condo insurance coverage, including policies for individual units and shared building structures. This agency addresses the specific needs of condominium owners, from interior protection to liability safeguards and loss assessment coverage. To manage a typical job, it begins by thoroughly reviewing the client’s unique policy requirements and HOA master deed to ensure adequate, personalized protection is arranged.
Vic McLane - State Farm Insurance Agent in Southlake, TX, distinguishes between one-time policy reviews and recurring annual adjustments for condo insurance. Coverage options include interior structure, personal property, and liability protection tailored to the local area. Each policy can be adjusted for additional endorsements, loss assessment coverage, and deductible choices that meet association requirements. Service is provided on an as-needed basis, with appointments available throughout the calendar year for policy changes or claims support.
As the spring storm season arrives in Southlake, condo owners often review their coverage for wind and hail protection, a need Starline Insurance Group addresses directly. This local agency focuses on the specific requirements of condominium insurance, helping clients understand the gap between a master policy and their personal liability. They guide residents through the options for interior damage, loss assessment, and temporary housing. An initial consultation typically involves a review of the current declaration page to locate gaps in coverage before moving forward.
Corin Insurance Group serves property owners in Southlake, TX, by offering customized coverage solutions for residential and commercial needs. The agency specializes in condo insurance, tailoring policies that address unique liability and building protection requirements common within homeowners associations. Each plan can be structured to cover individual unit interiors as well as shared structural elements. Additional policy options are available for offices, warehouses, and food service operations, ensuring these commercial properties receive appropriate risk management for their specific operational exposures.
Mark Jameson Allstate Insurance specializes in condo insurance policies, providing coverage tailored to individual unit owners in Southlake, Texas. The agency handles protection for personal belongings, interior fixtures, and liability, while also addressing common concerns like loss assessment and policy gaps. Additional services include bundling options and annual policy reviews. For Southlake residents, the agency helps navigate coverage adjustments before seasonal storms or winter freeze events that can impact condo buildings.
Farmers Insurance - Sammy McKamie specializes in tailoring condo insurance policies to cover individual unit interiors and personal liability, often addressing gaps left by a building’s master policy. It serves homeowners in the Southlake, TX area with personalized risk assessments and claims guidance. The agency also provides broader home protection packages for attached dwellings and community properties. Common seasonal concerns include helping clients adjust coverage after holiday gatherings or spring storms that might damage shared structures or personal belongings.
Hulett Insurance provides residential condo insurance services for property owners in Southlake, Texas. The agency also handles commercial coverage needs for local condo associations and rental properties throughout the surrounding area. Licensed agents work with clients to tailor policies that address common condo-specific risks, including shared structures and interior improvements. The office encourages follow-up contact between regular coverage reviews to update policies after renovations or changes in occupancy. This ongoing service helps maintain appropriate protection as individual circumstances evolve.
What Does a a Condo Insurance Agent in Southlake Cost?
Condo insurance in Texas typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like your unit location in Southlake, the age of the building, and your deductible level affect the premium. High-value interior upgrades or special assessments from the HOA can increase costs. This is general information and not insurance advice.
About condo insurance agents in Southlake
Condo insurance agents in Southlake Texas help owners protect their units with HO-6 policies. Texas law requires condo associations to insure common areas, but unit owners need separate coverage for interior improvements and personal liability. A local agent can explain how Southlake HOA bylaws affect your coverage needs.
Frequently Asked Questions
What does a condo insurance agent in Southlake do?
A condo insurance agent helps you find an HO-6 policy that covers your personal property, interior walls, and liability. They also explain how your HOA master policy works so you avoid gaps in coverage.
Do I need condo insurance in Texas if the HOA has a master policy?
Yes. The HOA master policy typically covers the building structure and common areas, but not your personal belongings or interior upgrades. Texas law does not require unit owners to carry HO-6 insurance, but most mortgage lenders do require it.
How do I choose a condo insurance agent in Southlake?
Look for an agent licensed in Texas who has experience with condo policies and HO-6 forms. Ask if they have worked with Southlake HOAs and understand local building codes and replacement cost estimates.
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