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HomeCondo Insurance AgentsTexas › Schertz

Find Condo Insurance Agents Near You in Schertz, TX

Browse condo insurance agents serving Schertz, Texas. Updated 2026-07-14.

The top-rated condo insurance agent in Schertz, Texas is Nate Obregon - State Farm Insurance Agent, rated 5.0 stars across 432 reviews. Other highly rated options include Farmers Insurance - Natascha Reynoso, Bill Hicks - State Farm Insurance Agent, Cindy Deschamps: Allstate Insurance. This directory lists 10 condo insurance agents serving Schertz.

Showing 10 condo insurance agents in Schertz, TXListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Nate Obregon - State Farm Insurance Agent6000 FM3009 Ste 204(210) 460-4951
2Farmers Insurance - Natascha Reynoso6051 FM3009 Ste 246(210) 797-7197
3Bill Hicks - State Farm Insurance Agent210 FM78(210) 658-4642
4Cindy Deschamps: Allstate Insurance1420 Schertz Pkwy Ste 230(210) 656-1462
5Steven Garza - State Farm Insurance Agent1996 Schertz Pkwy Suite 404(210) 658-6264
6Joel Munis: Allstate Insurance908 FM3009(210) 566-4440
7CIA (Colombo Insurance Agency)611 Main St(210) 966-0601
8Laskowski Insurance Agency17305 I-35 N #134(210) 828-2265
9Farmers Insurance - Jacqueline Cruz1996 Schertz Pkwy Ste 203(210) 890-8008
10Will Peterson Insurance Agency908 FM3009(210) 945-9455
NO
6000 FM3009 Ste 204
Nate Obregon - State Farm Insurance Agent
Condo Insurance Agent · Schertz, TX

Nate Obregon - State Farm Insurance Agent serves the Schertz, Texas, area, specializing in condo insurance policies. This agency helps condominium owners protect their personal property, interior structures, and liability exposure not covered by an association master policy. Local guidance ensures coverage aligns with specific condo association rules. Common policies address personal belongings, loss of use, and deductibles for building claims. The agency also handles renters insurance for nearby tenants and offers tailored condo coverage to fill gaps left by HOA master plans.

FI
6051 FM3009 Ste 246
Farmers Insurance - Natascha Reynoso
Condo Insurance Agent · Schertz, TX

Farmers Insurance - Natascha Reynoso serves Schertz, Texas, and the surrounding communities in Guadalupe and Bexar counties. The agency handles condo insurance policies tailored for individual unit owners, covering interior structures, personal belongings, and liability protection for residents in local condominium complexes. It focuses on explaining the differences between master association coverage and personal endorsements needed for complete peace of mind. For a typical job, the agent reviews the client’s current building policy and then customizes a dwelling and personal property plan to fill any coverage gaps.

BH
210 FM78
Bill Hicks - State Farm Insurance Agent
Condo Insurance Agent · Schertz, TX

Bill Hicks - State Farm Insurance Agent in Schertz, TX, offers condo insurance policies tailored to protect individual units and shared building structures. Service plans include coverage for personal property and liability, with options to add loss assessment and flood protection as needed. The agency helps clients navigate policy details by providing clear explanations during the application and claims process. This agent services single-family homes, apartments, retail spaces, and restaurants.

CD
1420 Schertz Pkwy Ste 230
Cindy Deschamps: Allstate Insurance
Condo Insurance Agent · Schertz, TX

Cindy Deschamps: Allstate Insurance serves condo owners, property investors, and homeowner associations in Schertz, Texas with tailored condo insurance coverage. The agency helps clients understand their specific needs, including protection for individual units and shared building structures. Policies can also address personal liability and loss of personal property within a condominium complex. Customers benefit from direct local support for claims assistance and policy reviews. In addition to serving Schertz, this agency also covers the nearby community of Cibolo in Guadalupe County.

SG
1996 Schertz Pkwy Suite 404
Steven Garza - State Farm Insurance Agent
Condo Insurance Agent · Schertz, TX

Steven Garza - State Farm Insurance Agent provides condo insurance services in Schertz, TX. The key difference between one-time policy consultations and recurring service is that an initial meeting helps identify specific coverage needs for a condominium unit, while ongoing service allows for adjustments as building association requirements or personal property values change. Coverage can protect interior structures, personal belongings, and liability. This service operates on an as-needed basis with an initial consultation to review coverage that remains available whenever policy questions or updates arise.

JM
908 FM3009
Joel Munis: Allstate Insurance
Condo Insurance Agent · Schertz, TX

Joel Munis: Allstate Insurance in Schertz, TX, provides condo insurance services tailored to protect individual units and shared building structures. It works with local condominium owners to secure coverage for personal property, interior fixtures, and liability exposures. The agency also assists with policy adjustments for for-sale units or new community regulations. Specific seasonal help includes assessing coverage needs after a hailstorm to address roof and window damage claims for Schertz condos.

CC
611 Main St
CIA (Colombo Insurance Agency)
Condo Insurance Agent · Schertz, TX

With the spring storm season in full swing across Schertz, many condo owners begin reviewing their coverage needs. The agency, CIA locally operating as Colombo Insurance Agency, assists residents in evaluating flood, wind, and common-area liability protections specific to HO‑6 policies. Its agents explain how master policy limitations can leave interior structures underinsured, helping clients balance personal property and loss‑of‑use coverage. Before finalizing any policy, a careful review of the unit s existing declarations and square footage is completed during an initial in‑person or virtual assessment.

LI
17305 I-35 N #134
Laskowski Insurance Agency
Condo Insurance Agent · Schertz, TX

Laskowski Insurance Agency assists property owners in Schertz, Texas, by offering tailored condo insurance policies that address common unit owner concerns. Their work includes securing coverage for interior structural elements, personal liability, and improvements made by the resident. They also provide specialized add-ons such as protection for loss of use, water backup damage, and assessments from the homeowners’ association. The agency serves clients across a range of commercial sectors, including offices, warehouses, and food service operations in the local area.

FI
1996 Schertz Pkwy Ste 203
Farmers Insurance - Jacqueline Cruz
Condo Insurance Agent · Schertz, TX

Serving residential clients in Schertz, Farmers Insurance - Jacqueline Cruz provides tailored condo insurance coverage for individual unit owners. The agency also assists with commercial policies to protect small business properties within the same local area. As a dedicated condo insurance agent, the office helps clients understand their policy options, including personal property and liability protection. The agency encourages follow-up contact between regular visits to review coverage needs as personal circumstances change or after any community policy updates.

WP
908 FM3009
Will Peterson Insurance Agency
Condo Insurance Agent · Schertz, TX

Will Peterson Insurance Agency in Schertz, TX is recognized for providing specialized coverage solutions tailored to the unique needs of condominium owners. Its service range helps clients protect their personal property, interior fixtures, and liability within their individual units. The agency focuses on closing the coverage gaps often left by a building’s master policy. A typical consultation addresses personal liability, loss assessment, and named deductibles for local complexes. Customizable add-ons include water backup coverage for plumbing issues common in shared wall living.

What Does a a Condo Insurance Agent in Schertz Cost?

Condo insurance in Texas typically costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors like your unit size location and coverage limits affect the premium. A deductible of 500 to 2000 dollars is common. This is general information not insurance advice.

About condo insurance agents in Schertz

Condo insurance agents in Schertz Texas help owners secure HO-6 policies that cover personal property and interior walls. Texas law does not require condo insurance but your mortgage lender and HOA bylaws often do. Local agents understand the specific risks in the Schertz area including hail and flooding.

Frequently Asked Questions

What does a condo insurance agent in Schertz do?

A condo insurance agent helps you find an HO-6 policy that covers your personal belongings and interior improvements. They also explain how the master policy from your HOA works with your individual coverage. Agents in Schertz know which local carriers offer the best terms for your building type.

Is condo insurance required by law in Texas?

Texas state law does not require condo insurance. However your mortgage lender will require it and your HOA bylaws may set minimum coverage amounts. An agent can help you meet those requirements while avoiding gaps in protection.

How does the HOA master policy affect my condo insurance in Texas?

The HOA master policy covers common areas and the building exterior. Your individual HO-6 policy covers everything inside your unit including walls floors and fixtures. Texas law gives you 60 days to file a claim after a loss so timely reporting is important.

Condo Insurance Agents in Other Texas Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each condo insurance agent's credentials and current standing with your state Department of Insurance.