The top-rated condo insurance agent in Odessa, Texas is Mike Podzemny - State Farm Insurance Agent, rated 4.9 stars across 416 reviews. Other highly rated options include Nationwide Insurance: Melisa Copeland Strickland LLC, Karla Grimes - State Farm Insurance Agent, Freeway Insurance. This directory lists 20 condo insurance agents serving Odessa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Mike Podzemny - State Farm Insurance Agent | 5007 John Ben Shepperd Pkwy | (432) 367-0070 |
| 2 | Nationwide Insurance: Melisa Copeland Strickland LLC | 2240 E 52nd St | (432) 366-8888 |
| 3 | Karla Grimes - State Farm Insurance Agent | 4682 E University Blvd Suite A | (432) 653-5168 |
| 4 | Freeway Insurance | 1635 N County Rd W | (432) 218-2033 |
| 5 | Amtex Insurance | 1629 E 8th St | (432) 337-3200 |
| 6 | Chris Wray - State Farm Insurance Agent | 4200 Maple Ave | (432) 362-9729 |
| 7 | Killebrew Insurance LLC | 2531 Roper St | (432) 332-6322 |
| 8 | McKenzie Insurance Inc | 1315 N County Rd W | (432) 333-3532 |
| 9 | Nationwide Insurance: Diana Dominguez Agency Inc | 1301 N Grant Ave | (432) 333-3500 |
| 10 | Torres Insurance | 1104 E 8th St | (432) 272-0497 |
Mike Podzemny - State Farm Insurance Agent in Odessa, TX provides a range of condo insurance services, including coverage for personal property, liability, and loss of use. The agency assists clients in selecting appropriate policy limits and deductibles to protect against common risks in the area. It also offers guidance on understanding maintenance responsibilities and protection assessments. Regular policy reviews help ensure coverage aligns with evolving needs. The company serves condo unit owners, single-family homeowners, apartment renters, and retail and restaurant properties.
Nationwide Insurance: Melisa Copeland Strickland LLC serves the Odessa, Texas metro area as a local provider for condo insurance. The agency helps condo owners protect their units and personal belongings from common regional risks. Policies address interior damage from plumbing issues and weather events common in the west Texas climate. The firm also writes coverage for loss of assessment and additional living expenses for Odessa condo residents.
Karla Grimes - State Farm Insurance Agent serves homeowners, renters, and property managers seeking condo insurance coverage in Odessa, TX. The agency assists clients with protecting their individual units and personal belongings within a condominium association. Policies typically address interior structures, liability, and loss assessments from the HOA. Karla Grimes also provides services to those in the neighboring community of West Odessa and the surrounding Ector County area, ensuring local residents have access to tailored insurance solutions for their condominium needs.
Freeway Insurance provides a comprehensive range of condo insurance services in Odessa, Texas, including coverage for interior structures, personal belongings, and personal liability. Its service plans are designed to protect policyholders against losses from fire, theft, and water damage. The company assists clients in selecting appropriate deductibles and policy limits. Freeway Insurance services single-family homes, apartments, retail properties, and restaurants in the local area.
Amtex Insurance serves condo owners and property managers in Odessa, Texas, offering tailored coverage for individual units and association policies. It specializes in protecting personal assets and building structures common to condominium living. The company helps clients navigate the unique insurance needs that arise from shared ownership and community bylaws. Amtex Insurance also extends its condominium insurance services to the nearby community of Midland, ensuring additional policyholders have access to local expertise.
Serving Odessa, Texas, and the surrounding communities, Chris Wray’s agency handles condo insurance needs for local homeowners. The agency provides coverage for individual unit interiors, personal property, and liability protection against accidents. Typical policies also address loss of use and assessments from the condo association’s master policy. To handle a job, the agent first reviews the specific condo declaration to understand the master policy coverage, then customizes a plan to fill any gaps.
Killebrew Insurance LLC in Odessa, TX, helps clients navigate the choice between a one-time policy purchase for individual unit protection and recurring coverage options that extend to shared building areas. Condo insurance agents in this area typically tailor policies to cover interior structures, personal belongings, and liability. If a homeowner association policy leaves gaps, individual condo insurance can fill them. Their service for local clients can be arranged on an as-needed basis.
McKenzie Insurance Inc provides specialized condo insurance services for property owners in Odessa, Texas. It works to tailor policies that cover common areas, interior fixtures, and personal liability unique to condominium associations and individual unit holders. The agency also fields general insurance inquiries and helps clients adjust coverage as their needs change. During the spring storm season, it assists with reviewing wind and hail damage provisions to ensure adequate protection for local condo structures.
Nationwide Insurance: Diana Dominguez Agency Inc. provides condo insurance policies for property owners in Odessa, Texas. Its work includes tailoring coverage for individual unit interiors and personal belongings. The agency specializes in offering additional endorsements for protection against water backup or earthquake damage, addressing common local risks. It can serve various commercial sectors needing property protection, such as offices, warehouses, and food service businesses.
Spring storms and hailstorms can test Odessa condo roofs and windows, and Torres Insurance focuses on crafting policies that address such weather-related damages. The agency evaluates shared building structures alongside individual unit contents to ensure coverage fits each condo. Condominium association bylaws often create gaps, so they explain how master policies interact with personal unit plans. Client meetings begin with a thorough review of the property’s layout and existing HOA documents before an initial on-site inspection is scheduled.
What Does a a Condo Insurance Agent in Odessa Cost?
A typical condo insurance policy in Texas costs between 300 and 600 dollars per year for a standard HO-6 policy. Factors that affect cost include the age of the building, the amount of personal property coverage, and the deductible you choose. Wind and hail endorsements can add 100 to 200 dollars per year. This is general information and not insurance advice.
About condo insurance agents in Odessa
A condo insurance agent in Odessa Texas can help you secure an HO-6 policy that covers your personal property and interior walls. Texas law does not require condo owners to carry insurance but your homeowners association may require a minimum amount of liability coverage. Local agents understand the unique risks of the Permian Basin region including hail and wind damage.
Frequently Asked Questions
What does a condo insurance agent in Odessa do?
A condo insurance agent in Odessa helps you find an HO-6 policy that covers your personal belongings, interior improvements, and liability. They also explain how your policy coordinates with the master policy held by your homeowners association.
Is condo insurance required by law in Texas?
Texas state law does not require condo owners to have insurance. However your homeowners association bylaws almost always require a minimum amount of liability and property coverage. A local agent can help you meet those requirements.
How does Texas windstorm insurance affect my condo policy?
If your condo is in a high risk windstorm area like parts of Odessa you may need a separate Texas Windstorm Insurance Association policy. Your agent can check if your location requires this and help you add it to your coverage.
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