The top-rated condo insurance agent in Lubbock, Texas is Grimes Insurance Agency Inc., rated 4.9 stars across 1,270 reviews. Other highly rated options include LSM Insurance Agency, Freeway Insurance, Pirkle Weir Insurance Agency. This directory lists 20 condo insurance agents serving Lubbock.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Grimes Insurance Agency Inc. | 8917 Milwaukee Ave | (806) 762-0544 |
| 2 | LSM Insurance Agency | 7204 Joliet Ave Suite 1 | (806) 792-7098 |
| 3 | Freeway Insurance | 2406 34th St | (806) 419-1126 |
| 4 | Pirkle Weir Insurance Agency | 2509 86th St | (806) 368-7340 |
| 5 | Farmers Insurance - William Smith Agency | 3410 Joliet Ave | (806) 705-8553 |
| 6 | Archgate Insurance | 5510 114th St #200 | (806) 705-7151 |
| 7 | Budget Insurance | 1810 50th St | (806) 687-3800 |
| 8 | Weston Taylor Insurance | 8207 Ithaca Ave # C | (806) 783-0130 |
| 9 | All Write Insurance Agency | 2413 20th St | (806) 763-2886 |
| 10 | Brightway Insurance, The Linch Agency | 10210 Frankford Ave Suite 120 | (806) 517-2100 |
Grimes Insurance Agency Inc. serves the Lubbock, Texas, metro area as a dedicated condo insurance agent. The agency helps local condominium owners secure coverage tailored to their specific housing situations, addressing both individual unit protections and shared association policy requirements. Clients can obtain policies that cover personal property, interior structural damage, and liability protection within their units. The agency also assists with loss assessment coverage, which helps fill gaps left by a condominium association’s master policy. Handles water damage claims specific to plumbing or appliance failures commonly seen in area condos.
LSM Insurance Agency in Lubbock, TX provides comprehensive condo insurance services, including policy consultations to match coverage with individual needs. The agency offers ongoing service plans to review and adjust policies as conditions change. It helps clients secure protection for personal property and liability within their condo associations. Its team regularly assists with navigating complex association master policies. LSM Insurance Agency services single-family homes, apartments, retail spaces, and restaurants in the local area.
Freeway Insurance serves Lubbock, Texas, and the surrounding communities in the South Plains region, handling condo insurance for individual unit owners. Its role includes covering personal property, interior structural damage, and liability protection that the building’s master policy does not address. The agency typically begins by assessing the unit’s replacement cost and the client’s personal asset exposure, then customizing coverage limits and deductibles to balance affordability with sufficient protection for common claims scenarios.
Serving Lubbock and the surrounding South Plains communities, Pirkle Weir Insurance Agency handles condo insurance for local condominium owners and associations. The agency addresses the unique coverage needs of attached housing, including interior structural protection and liability for common areas. It also works with clients to ensure proper valuation of personal property and loss assessment coverage. A typical job begins with a thorough review of the condominium’s master policy and bylaws to identify gaps, and then the agent presents policy options that specifically fill those identified exposures.
Farmers Insurance - William Smith Agency in Lubbock, TX serves local homeowners, condo owners, and property managers seeking tailored coverage for their residential units. The agency provides standard condo insurance policies that protect personal property, interior fixtures, and liability within individual units. Clients receive guidance on policy details specific to association master policies and individual needs. This Lubbock-area agency also provides coverage and consultations to residents in the neighboring community of Wolfforth.
Archgate Insurance specializes in condo insurance policies tailored for unit owners in Lubbock, Texas, covering interior structures and personal liability. It also provides general property and casualty insurance services to local residents. Condo insurance addresses gaps left by master policies, ensuring complete protection for walls, floors, and personal belongings. The company assists clients during the spring storm season, when hail and high winds often necessitate coverage reviews for deductibles and building ordinance compliance.
Budget Insurance helps clients distinguish between a one-time policy for a single residence and ongoing coverage that renews automatically. Condo insurance typically protects interior walls, personal property, and liability in Lubbock condominiums. The agency assists with evaluating how the master condo policy interacts with individual unit needs. Service runs on either a one-time basis for a new purchase or a scheduled renewal review each year.
Weston Taylor Insurance assists local property owners with their insurance needs, focusing on common structures like single-family homes and multi-unit condominium buildings. Its specialty includes tailoring coverage for specific condo association risks, such as shared liability protection and individual unit policies. This attention to detail ensures that policies align with local weather patterns and community regulations common in Lubbock, Texas. The agency serves commercial sectors requiring tailored property protections, including offices, warehouses, and food service establishments.
When spring storms and hailstorms sweep across the South Plains, condo owners in Lubbock often need updated coverage to protect their units from wind and water damage. All Write Insurance Agency helps residents find a condo insurance policy that fits the specific needs of their homeowners association requirements and personal property. A representative typically begins by reviewing the existing master policy and then conducting a detailed inspection of the unit to assess individual risk factors.
Brightway Insurance, The Linch Agency provides residential condo insurance services in Lubbock, Texas. Commercial coverage for condominium associations is also available to property owners within the local area. Policies are designed to protect individual units against common risks while supporting community requirements. After the initial policy is in place, the agent follows up to address coverage questions or changes. This ongoing attention helps clients adjust their protection between regular inspection and maintenance visits.
What Does a a Condo Insurance Agent in Lubbock Cost?
Typical condo insurance costs in Lubbock Texas range from 300 to 800 dollars per year for a standard HO6 policy. Factors include your unit value location and chosen deductibles. Higher coverage limits or additional endorsements like loss assessment can increase the premium. This is general information and not insurance advice.
About condo insurance agents in Lubbock
Condo insurance agents in Lubbock Texas help you find coverage for your unit and personal property. Texas law requires condo associations to carry a master policy but that policy does not cover your belongings or interior upgrades. A local agent can explain how the Texas Property Code affects your individual insurance needs.
Frequently Asked Questions
What does a condo insurance agent in Lubbock do?
A condo insurance agent helps you choose an HO6 policy that covers your personal property interior walls and liability. They can also explain how your policy coordinates with the association master policy required under Texas law.
Is condo insurance required in Lubbock Texas?
Most condo associations in Texas require unit owners to carry an HO6 policy. This is often stated in the association bylaws or declaration. Your agent can review your specific requirements.
How much condo insurance do I need in Texas?
Texas law does not set a minimum amount for condo insurance but your association may require a certain liability limit. An agent can help you estimate coverage for your personal property and loss assessment exposure.
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