The top-rated condo insurance agent in Katy, Texas is Patricia Restrepo - State Farm Insurance Agent, rated 5.0 stars across 579 reviews. Other highly rated options include Professional Insurance Organization, Greg White: Allstate Insurance, Chris Mallett – State Farm Insurance Agent. This directory lists 22 condo insurance agents serving Katy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Patricia Restrepo - State Farm Insurance Agent | 1325 Main St Suite 101 | (281) 394-7472 |
| 2 | Professional Insurance Organization | 25145 Star Ln Suite 703 | (281) 829-7595 |
| 3 | Greg White: Allstate Insurance | 24642 Kingsland Blvd | (281) 492-2626 |
| 4 | Chris Mallett – State Farm Insurance Agent | 25120 Kingsland Blvd Suite 100 | (281) 828-2700 |
| 5 | Andrew Graesser - State Farm Insurance Agent | 1325 Main St Suite 1401 | (281) 822-8850 |
| 6 | Steven Smith - State Farm Insurance Agent | 25145 Star Ln Suite 302 | (281) 347-8383 |
| 7 | Matt Schomburg - State Farm Insurance Agent | 810 East Ave | (281) 578-0607 |
| 8 | First Choice Insurance Partners | 26717 Westheimer Pkwy Ste 201 | (832) 735-7831 |
| 9 | Brandon Thompson - State Farm Insurance Agent | 5507 Morton Rd #101 | (346) 257-6732 |
| 10 | TS Insurance | 1526 Katy Gap Rd #202 | (281) 396-4789 |
Patricia Restrepo - State Farm Insurance Agent serves the Katy, Texas area and provides condo insurance policies for local residents. This agency helps condominium owners understand their unique coverage needs that differ from standard homeowners insurance. Clients can discuss loss assessments and personal property protection during a consultation. The office handles claims support and policy adjustments for those living in Katy’s condominium communities.
Professional Insurance Organization serves homeowners, property managers, and condo association boards in Katy, Texas. It offers tailored condo insurance policies that protect individual units, common areas, and liability exposures common to multi-unit residential buildings. The agency works closely with clients to analyze master policy gaps and secure appropriate endorsements for interior upgrades, loss assessments, and deductibles. Understanding the distinct coverage needs of attached homes in Harris County, it also extends its services to the nearby community of Fulshear.
Greg White: Allstate Insurance in Katy, TX provides comprehensive condo insurance expertise, including coverage for personal property, liability protection, and loss assessment. The company offers personalized policy reviews and ongoing support to help clients manage their coverage as their needs change. These maintenance plans ensure that policy limits remain appropriate and that any necessary endorsements are considered. Greg White: Allstate Insurance services local single-family homes, apartments, retail locations, and restaurants.
Chris Mallett – State Farm Insurance Agent serves Katy, Texas, and nearby communities in the greater Houston area, handling condominium insurance policies tailored to individual unit owners. Each policy covers interior structures, personal liability, and loss of personal property inside the condo. The agency reviews the master association master policy to determine what gaps need filling for the specific unit. For each job, it starts with a personal consultation to identify unique coverage needs and then compares available options for adequate protection.
Andrew Graesser’s agency specializes in providing tailored condo insurance policies in Katy, TX. It generally assists clients with securing coverage for individual units, common areas, and personal liability protection. The team works to design policies that address the specific needs of condo owners, including protection for interior structures and belongings. For those living in the area, the agency is a resource for reviewing coverage before hurricane season, given the increased risk of wind and water damage that often accompanies Gulf Coast storms.
As hurricane season approaches in Katy, area condo owners often review their insurance coverage for wind and flood protection. Steven Smith - State Farm Insurance Agent provides guidance on condo insurance policies tailored to individual association requirements. The agency explains how master policies interact with personal unit coverage, addressing loss assessments and personal liability needs common among local residents. Policies can be discussed with attention to replacement cost options for interior finishes and appliances. An initial consultation begins with a review of existing condo declarations and coverage limits during a complimentary insurance check-up.
Matt Schomburg - State Farm Insurance Agent in Katy, TX provides condo insurance that differs between a one-time individual policy and recurring coverage under a master association plan. The agency tailors protection for personal liability, interior structure, and belongings based on local Katy conditions. Coverage options address damage from weather events common to the Texas Gulf Coast region. Service for new quotes or policy adjustments operates on an as-needed basis, with ongoing support available for existing clients.
First Choice Insurance Partners in Katy, TX specializes in helping clients secure appropriate coverage for their residential properties. Their core work includes tailoring policies that address the unique needs of individual unit owners within larger buildings. They assist with common supplementary protections, such as those for personal liability and interior improvements. This condo insurance agent also serves commercial sectors, including offices, warehouses, and food service businesses, by helping to arrange suitable asset protection policies for those distinct operational environments.
Brandon Thompson - State Farm Insurance Agent provides residential condo insurance services to clients in the Katy, Texas area. Commercial coverage options are also available for local property owners needing broader protection. The agency serves homeowners and investors throughout the community with personalized policy guidance. Clients frequently return for follow-up consultations between regular service visits to adjust their coverage as their needs change.
TS Insurance, based in Katy, Texas, is known for providing condo insurance coverage tailored to individual unit owners’ needs. The agency serves local condominium residents by offering policies that address personal property, interior improvements, and liability protection. It typically helps clients navigate the relationship between a master HOA policy and their own coverage requirements. Additional services often include assistance with loss assessment endorsements to cover special assessments levied by the condo association for shared property damage.
What Does a a Condo Insurance Agent in Katy Cost?
The cost of a condo insurance policy in Texas typically ranges from 300 to 800 dollars per year for a standard HO-6 policy. Factors that affect the premium include your unit value location deductible and coverage limits. Flood insurance adds 400 to 1000 dollars per year depending on flood zone. This is general information not insurance advice.
About condo insurance agents in Katy
A condo insurance agent in Katy Texas helps you protect your unit and personal property. Texas law does not require condo owners to have insurance but your HOA master policy may not cover your interior or belongings. A local agent can explain the difference between an HO-6 policy and the HOA master policy.
Frequently Asked Questions
What does a condo insurance policy cover in Texas?
A standard HO-6 policy covers your personal property interior walls and fixtures. It also provides liability protection if someone is injured in your unit. The HOA master policy typically covers the building exterior and common areas.
Do I need flood insurance for my Katy condo?
Katy is in a flood-prone area so flood insurance is often recommended. Standard condo policies do not cover flood damage. You can buy a separate flood policy through the National Flood Insurance Program or a private insurer.
How does Texas law affect condo insurance requirements?
Texas has no state law requiring condo owners to carry insurance. However your HOA bylaws may require you to have a minimum amount of liability coverage. Always check your HOA documents before buying a policy.
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